Debt Denial: It’s Not Just a River in Egypt There’s an old joke about denial; it’s not just a river in Egypt. When you’re living in a world of debt, denial is an ocean in your back yard. Nope! Not Happening! Not Me! Most people live in denial. It helps us avoid the unpleasant … Continue reading Debt Denial: It’s Not Just a River in Egypt
Your Survival plan – When your payments exceed your income. Let’s not beat around the bush, these are scary and stressful times. Remaining physically healthy is the priority — and thankfully, most of us seem to be achieving that. However, very few of us can say our current or future financial situation is a healthy … Continue reading Break glass in case of emergency
With the temperatures now dipping, winter is on its way and that means ‘tis soon the season for big cozy sweaters, holiday sweets and, for many of us, sunny trips down south to swap our snow suits for bathing suits. Whether you’re planning to head south to an all-inclusive resort or planning ahead for … Continue reading How to Go on Vacation Without Going into Debt
At some time in our lives, most of us will need to borrow money. Whether to pursue higher education, purchase a home or a car, or start a business, there are times where you simply won’t have enough cash flow to fund a purchase without taking on debt. When a loan helps you to … Continue reading Important Questions to Ask Yourself Before You Borrow Money
Although Canadians are carrying fewer credit cards, they’re carrying increasingly higher balances, according to a survey conducted by TransUnion. More alarming, consumers seem to be more focused on the points they are earning rather than the interest they are racking up. Credit cards are an important way to build credit history, they can be useful … Continue reading How Many Credit Cards are Too Many?