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Tag: Debt Free

Is there a Government Approved Debt Relief Program in Ontario?

By Paul Murphy

What government approved debt relief programs are there in Ontario and how can they help you pay off your debts? The short answer is…there’s very few. But what is there can be really effective for reducing your debts and making repayment possible. Nevertheless, they don’t come without drawbacks.   In this article, we will explore what … Continue reading Is there a Government Approved Debt Relief Program in Ontario?

Can my Credit Card Debt be Forgiven in Victoria?

By Paul Murphy

Victoria has one of the highest credit card debts per capita in Canada, at an average balance of $12,874, but can this debt be forgiven? Debt forgiveness is a best case scenario for most Canadians in debt, but it’s not easy to find. This article will cover what debt forgiveness is and whether your credit … Continue reading Can my Credit Card Debt be Forgiven in Victoria?

Psychological and Financial Consequences of Being in Debt

By Paul Murphy

Consequences of Being in Debt You Didn’t Know About: Psychological and Financial Debt is an all-too-common burden for many individuals and families in Canada. While the financial pressures of debt are widely acknowledged, there are numerous lesser-known consequences that can significantly impact various aspects of your life, both emotionally and practically. In this article, we … Continue reading Psychological and Financial Consequences of Being in Debt

How to Stop Wage Garnishment After It Starts in Canada

By Paul Murphy

Facing wage garnishment is a stressful and overwhelming experience, adding strain and uncertainty to your already difficult financial situation. In Canada, creditors have the legal authority to garnish wages to recover unpaid debts. This means a set amount of money will be taken out of your paycheque and given to creditors each payday.  If you’re … Continue reading How to Stop Wage Garnishment After It Starts in Canada


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