Here’s a breakdown of the 10 best debt relief companies in Canada using review data available on the independent site Trustpilot. About the author: Paul Murphy is a debt and credit rebuilding expert at 4 Pillars. 4 Pillars Financial Wellness is the largest independent debtor advocacy firm in Canada focusing on financial education and financial … Continue reading The 10 Best Debt Relief Companies in Canada (2025 Update)
I think you’ll really agree with me when I say that the debt industry is really confusing, especially when it comes to consumer proposal vs. bankruptcy. You have credit counselling societies, bankruptcy trustees, debt settlement firms, consolidation loans, consumer proposals, and a lot of different views on how you should deal with your debt. The … Continue reading Consumer Proposal vs Bankruptcy – How to Choose Wisely in 2025
As a debt restructuring specialist, I spend all my days working with and for Canadian consumer debtors facing insolvency. When you approach insolvency, you are basically seeking to negotiate with your creditors to relieve or eliminate your debt, and our job is to help our clients understand this process and make the best decisions possible … Continue reading Debtors versus creditors—a level playing field?
Your Survival plan – When your payments exceed your income. Let’s not beat around the bush, these are scary and stressful times. Remaining physically healthy is the priority — and thankfully, most of us seem to be achieving that. However, very few of us can say our current or future financial situation is a healthy … Continue reading Break glass in case of emergency
As a parent, one of the things you are most likely to teach your child is that they shouldn’t touch a hot element on a stovetop because it will hurt them. However, it is just as important to teach them about other less obvious things that can hurt them as well, such as mismanaged finances. … Continue reading Teaching Your Kids About Debt
"The stress and worries are over. We are living again."
Actual client testimonial. Name removed to protect privacy.
