When it comes to our finances, most of us could use a little more education. To help shed some light on the subject, let’s discuss financial literacy and debt management. We’ll talk about what these concepts mean, and why they are valuable in terms of financial planning. Also, we’ll also provide tips for improving … Continue reading Financial Literacy And Debt Management
Class Action Lawsuit By PAUL MURPHY. Paul Murphy is a 20-year financial veteran and Managing Partner at 4 Pillars. What Is A Class Action Lawsuit? A class action lawsuit is a specific type of litigation that involves many people filing a legal action against a single defendant. Generally, class action lawsuits are used when the amount … Continue reading Class Action Lawsuit
How to Live a Debt-Free Retirement Retirement is the perfect time to spend your hard-earned savings. But it will be difficult to do so if you start this new chapter of your life with debt. Unfortunately, retiring with debt is actually quite common, with 4 out of 10 Canadians doing so. Though retirees carry less … Continue reading How to Live a Debt-Free Retirement
Amortization By PAUL MURPHY. Paul Murphy is a 20-year financial veteran and Managing Partner at 4 Pillars. What Is Amortization? Amortization is the length of time where you’ve agreed to have the loan paid in full. In general, the longer the amortization period, the lower your monthly payments. While most Canadians opt for long amortization … Continue reading Amortization
As I wrote previously, the Financial Consumer Agency of Canada (FCAC) was established in 2001 by Financial Consumer Agency of Canada Act to: “ensure that financial institutions, external complaints bodies and payment card network operators are supervised by an agency of the Government of Canada so as to contribute to the protection of consumers of … Continue reading The FCAC – a finger in the dam?
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