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Category: Debt In Canada

What Credible Companies Help with Debt in British Columbia?

By Paul Murphy

When facing unbeatable debts, it’s not a bad idea to reach out to a debt relief company. A debt help professional can help you explore your options for repayment, such as debt consolidation, consumer proposals, and debt management plans.  However, it can be difficult to know who to trust when it comes to debt solutions. … Continue reading What Credible Companies Help with Debt in British Columbia?

Debt options in Canada: Know the sharks, beat the game

By Paul Murphy

  This post is written by 4 Pillars’ managing partner and financial literacy expert Paul Murphy. Paul has 20+ years of experience in the banking and financial service industry.  In a sea of sharks, who do you trust? In this post, I do a comprehensive tour of all of the debt options in Canada. It’s … Continue reading Debt options in Canada: Know the sharks, beat the game

Psychological and Financial Consequences of Being in Debt

By Paul Murphy

Consequences of Being in Debt You Didn’t Know About: Psychological and Financial Debt is an all-too-common burden for many individuals and families in Canada. While the financial pressures of debt are widely acknowledged, there are numerous lesser-known consequences that can significantly impact various aspects of your life, both emotionally and practically. In this article, we … Continue reading Psychological and Financial Consequences of Being in Debt

Canada’s Consumer Proposal Process: Start to Finish

By Paul Murphy

A question we often get asked when starting the consumer proposal process is what happens after filing a proposal. There’s a lot of things that will and can happen during the consumer proposal process, which is why we’ve decided to cover it all here today. In this article, we’ll take you through each step of … Continue reading Canada’s Consumer Proposal Process: Start to Finish


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