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Category: Financial Literacy

The FCAC – a finger in the dam?

By Reg Rocha

As I wrote previously, the Financial Consumer Agency of Canada (FCAC) was established in 2001 by Financial Consumer Agency of Canada Act to: “ensure that financial institutions, external complaints bodies and payment card network operators are supervised by an agency of the Government of Canada so as to contribute to the protection of consumers of […]

Impact of Increasing Interest Rates on Debt

By Trevor Glasser

  This past July, after seven years of leaving its key interest rate steady at near-historic lows, the Bank of Canada increased its overnight rate by 0.25 percentage points to 0.75 percent. In September, the bank raised it another quarter-point to 1.0 percent amid strong economic growth. While we’re unlikely to see another increase this year, they […]

Financial Literacy Ending the Cycle of Debt

By Troy Tisserand

Financial Literacy Ending the Cycle of Debt Is personal debt hereditary?  Are there bad credit genes?  While we may not have inherited our credit DNA from our parents, we have learned by their example, for better or worse.   Though Canadian schools have always taught the 3 R’s, Readin’ Ritin’ and Rhithmatic’, the last 30 years […]


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