. . . . . . . . . . . . . . . . .
4 Pillars
Your subscription could not be saved. Please try again.
Your subscription has been successful.

Join our Debt Boot Camp

Get 10 short email lessons on debt consolidation, consumer proposals, and bankruptcy 101. It's free and written for Canadians. Not your usual advice.

Tag: 4 Pillars

Debt options in Canada: Know the sharks, beat the game

By Paul Murphy

  This post is written by 4 Pillars’ managing partner and financial literacy expert Paul Murphy. Paul has 20+ years of experience in the banking and financial service industry.  In a sea of sharks, who do you trust? In this post, I do a comprehensive tour of all of the debt options in Canada. It’s … Continue reading Debt options in Canada: Know the sharks, beat the game

How to Stop Wage Garnishment After It Starts in Canada

By Paul Murphy

Facing wage garnishment is a stressful and overwhelming experience, adding strain and uncertainty to your already difficult financial situation. In Canada, creditors have the legal authority to garnish wages to recover unpaid debts. This means a set amount of money will be taken out of your paycheque and given to creditors each payday.  If you’re … Continue reading How to Stop Wage Garnishment After It Starts in Canada

Can I Start a Consumer Proposal If My Debt is Co-Signed?

By Paul Murphy

If your debts are too high for you to pay off, a consumer proposal may be a vital avenue to starting a debt-free life — however, many are cautious about starting a consumer proposal when their debts are co-signed. Can you start a consumer proposal if the debt is co-signed? Will the co-signer be forgiven … Continue reading Can I Start a Consumer Proposal If My Debt is Co-Signed?

Switching from Bankruptcy to Consumer Proposal in Canada

By Paul Murphy

Bankruptcy has serious consequences on an individual’s financial standing, which is why many Canadian debtors consider switching from bankruptcy to a consumer proposal instead. It is well known that a consumer proposal has less of an impact on your credit than bankruptcy, but is switching to a consumer proposal possible? In this article, we’ll explore … Continue reading Switching from Bankruptcy to Consumer Proposal in Canada


Book your free consultation.

Your local office will be in touch with you promptly.

By checking this box, I consent to receive SMS messages (and or emails or calls) about appointments, file updates, account notifications, and service alerts from 4 Pillars. Reply STOP to opt out, or HELP for support. Message & data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms of Service.

"The stress and worries are over. We are living again."
Actual client testimonial. Name removed to protect privacy.
Go To Top Button