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Category: Consumer Proposal

Break glass in case of emergency

By Paul Murphy

Your Survival plan – When your payments exceed your income. Let’s not beat around the bush, these are scary and stressful times. Remaining physically healthy is the priority — and thankfully, most of us seem to be achieving that.  However, very few of us can say our current or future financial situation is a healthy […]

Credit Card Debt in Canada: The Good, the Bad, and the Ugly

By Gurinder Dhaliwal

Remember the surge of excitement that came with getting your first credit card? It felt like a rite of passage; that somehow you were finally an adult.  Over the years the thrill of getting your credit card statement has decreased. In fact, for a great many Canadians, just the thought of their credit card bill […]


By Jennifer Virani

WHAT IS DEBT CONSOLIDATION? According to the Bank of Canada, the average Consumer Debt (excluding mortgages) held by Canadians is $20,759.  As most Debt Experts will tell you if you owe more than $20,000 it gets harder to make a payment that is substantial enough to pay down your interest.  As a result, your debt […]

How to get OSAP Loan Repayment Assistance

By Scott Patton

How to get OSAP Loan Repayment Assistance  You’ve been out of school for a while and you’re thinking of going back.  Maybe you want to further your career, perhaps you needed some time to figure out what you wanted to do with your life, or you’re looking to get into a field with more employment […]

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