Escaping from Payday Loans: A Consumer Proposal Story June 2016 Bob Hauck, 4 Pillars Consulting Group, Kamloops, BC Jason was in trouble and he knew it! He didn’t have much debt – really only about $10,000.But it was the worst kind of debt…payday loans. Much like the 1980’s cult classic movie, “Escape from New York”, … Continue reading Escape from Payday Loans
Filing for bankruptcy is a difficult decision, but the decision is made even harder when you’re a renter. The ability to rent a place to live is very dependent on an individual’s credit history, with bankruptcy taking a major toll on one’s credit. As the cost of living has increased tremendously, more people in Canada … Continue reading Filing for Bankruptcy as a Renter in Canada
“Well, I got a job and tried to put my money away. But I got debts that no honest man can pay.” — Bruce Springsteen It was June. I was attending a wedding of a friend and I met a man in his late 20’s, who had recently fallen into debt. It began with a … Continue reading Alternatives to bankruptcy: a guide to help Canadians overwhelmed by debt
Debt Denial: It’s Not Just a River in Egypt There’s an old joke about denial; it’s not just a river in Egypt. When you’re living in a world of debt, denial is an ocean in your back yard. Nope! Not Happening! Not Me! Most people live in denial. It helps us avoid the unpleasant … Continue reading Debt Denial: It’s Not Just a River in Egypt
Consumer Proposal or Bankruptcy? Which is Right for Me? When a person has come to the point in their finances where they are severely struggling and can no longer make their payments, it is time to make a tough decision about what needs to be done. Whether a person chooses to claim bankruptcy or file … Continue reading Consumer Proposal or Bankruptcy? Which is Right for Me?
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