20-year financial veteran Paul Murphy explains his system for building a realistic money management plan. If you’d like an expert to review your debt situation, you can contact your local 4 Pillars office here. After working in the finance industry for 20 years, there’s one truth that seems to be proven again and again: people […]
La lutte contre la dette peut créer un stress énorme, mais vous n’avez pas à le faire seul. La première étape est de mieux comprendre les options qui vous sont offertes au moment ou vous auriez pris la décision de résoudre vos dettes et remettre vos finances sur la bonne voie. En ce moment, […]
Struggling with debt is stressful, but you don’t have to deal with it alone. Understanding the options available to you when you decide to resolve your debt and get your finances back on track is the first step. It’s essential to have an advocate look out for your interests—not those of your creditors—in order […]
This past July, after seven years of leaving its key interest rate steady at near-historic lows, the Bank of Canada increased its overnight rate by 0.25 percentage points to 0.75 percent. In September, the bank raised it another quarter-point to 1.0 percent amid strong economic growth. While we’re unlikely to see another increase this year, they […]
As Frank Sinatra had crooned, love and marriage go together like a horse and carriage. If finance were part of this picture, it would be driving the carriage. Disagreements over the management of household finances have long been known to be a source of major stress on a relationship and, not uncommonly, lead to divorce. […]