. . . . . .
4 Pillars
Your subscription could not be saved. Please try again.
Your subscription has been successful.

Join our Debt Boot Camp

Get 10 short email lessons on debt consolidation, consumer proposals, and bankruptcy 101. It's free and written for Canadians. Not your usual advice.

Articles - Page 2

Your 2021 Guide to Getting Your Finances Back Under Control

By Paul Murphy

For millions of Canadians, the pandemic brought economic hardship. The worst is over. Now Canadians face a hard trek back to financial recovery. As Canada’s largest independent debt restructuring firm with over 60 offices in Canada, we have a unique view of Canadians in financial crises.  We’ve created this special guide to help you put … Continue reading Your 2021 Guide to Getting Your Finances Back Under Control

Debtors versus creditors—a level playing field?

By Reg Rocha

As a debt restructuring specialist, I spend all my days working with and for Canadian consumer debtors facing insolvency. When you approach insolvency, you are basically seeking to negotiate with your creditors to relieve or eliminate your debt, and our job is to help our clients understand this process and make the best decisions possible … Continue reading Debtors versus creditors—a level playing field?

Should I use a consumer proposal or preserve my credit rating?

By Paul Murphy

20-year financial veteran Paul Murphy breaks down a common question from our clients: should you use things like consumer proposals bankruptcy or debt consolidation or preserve your credit score? I recently sat down with David Moffatt from 4 Pillars’ Halifax office and Ryan Brown from 4 Pillars’ Muskoka & Parry Sound offices on our 4 Pillars’ podcast Beating the Debt Game. … Continue reading Should I use a consumer proposal or preserve my credit rating?


Book your free consultation.

Your local office will be in touch with you promptly.

"The stress and worries are over. We are living again."
Actual client testimonial. Name removed to protect privacy.
Go To Top Button