Here’s a breakdown of the 10 best debt relief companies in Canada using review data available on the independent site Trustpilot. About the author: Paul Murphy is a debt and credit rebuilding expert at 4 Pillars. 4 Pillars Financial Wellness is the largest independent debtor advocacy firm in Canada focusing on financial education and financial … Continue reading The 10 Best Debt Relief Companies in Canada (2025 Update)
If your debts are too high for you to pay off, a consumer proposal may be a vital avenue to starting a debt-free life — however, many are cautious about starting a consumer proposal when their debts are co-signed. Can you start a consumer proposal if the debt is co-signed? Will the co-signer be forgiven … Continue reading Can I Start a Consumer Proposal If My Debt is Co-Signed?
Bankruptcy has serious consequences on an individual’s financial standing, which is why many Canadian debtors consider switching from bankruptcy to a consumer proposal instead. It is well known that a consumer proposal has less of an impact on your credit than bankruptcy, but is switching to a consumer proposal possible? In this article, we’ll explore … Continue reading Switching from Bankruptcy to Consumer Proposal in Canada
A question we often get asked when starting the consumer proposal process is what happens after filing a proposal. There’s a lot of things that will and can happen during the consumer proposal process, which is why we’ve decided to cover it all here today. In this article, we’ll take you through each step of … Continue reading Canada’s Consumer Proposal Process: Start to Finish
Class Action Lawsuit By PAUL MURPHY. Paul Murphy is a 20-year financial veteran and Managing Partner at 4 Pillars. What Is A Class Action Lawsuit? A class action lawsuit is a specific type of litigation that involves many people filing a legal action against a single defendant. Generally, class action lawsuits are used when the amount … Continue reading Class Action Lawsuit
"The stress and worries are over. We are living again."
Actual client testimonial. Name removed to protect privacy.
