Who does your taxes? While there are a few folks who take the time to complete their tax returns all by themselves, most people opt to use an accountant. I certainly don’t blame them. Tax preparation is often more art than science, and having an amateur or passerby complete your taxes will at best produce … Continue reading The Intermediary’s Advantage
Think Bankruptcy is Free? Think Again! Bankruptcy! Yeah, I know what that is…you get rid of all your debts, you walk away, your creditors get zilch, and you’ll never get a credit card again as long as you live! Your brother in law has spoken! Case closed. Well, that is unless you’d actually like to … Continue reading Think Bankruptcy is Free? Think Again!
Are You the Chicago Cubs? A Consumer Proposal Can Prevent You From Having to Wait a Century to Pay off Your Debt 108 years! That’s how many years passed between World Series victories for the Chicago Cubs. It’s an astonishing number when you consider that someone born in 1916 will have lived 100 years and … Continue reading A Consumer Proposal Can Prevent You From Having to Wait a Century to Pay off Your Debt
Will My Consumer Proposal Prevent My Loved Ones From Coming to Canada? Anyone who is familiar with North York, Scarborough, and Markham won’t be surprised to learn that about 90% of my clients are not Canadian born, and English is not their first language. Cantonese, Tagalog, Farsi, Hindi, Urdu, Russian, Korean, Punjabi, and Arabic are … Continue reading Will My Consumer Proposal Prevent My Loved Ones From Coming to Canada?
Recently, I was explaining to a friend what I do. I discussed different debt related situations, solutions, examples, etc. As I was talking my friend interrupted me and said the following… “Zach, just about everyone I know has some kind of debt. I can’t believe they all need debt help or consolidation services. Who actually … Continue reading When is it the Right Time for Debt Help?