Scott Patton operates our Kitchener / Waterloo office. As a debt expert since 2007 he has seen lots of changes to the debt industry and what it means for consumers to look for bankruptcy or consumer proposal help when facing difficult financial problems. The Reasons for Insolvency Since 2007 I have seen many factors that … Continue reading The Changing Landscape in the Canadian Debt Industry
Today’s post comes from our Ottawa debt consolidation expert, Shawn Frank . You can find out more about how Shawn Frank helps families and businesses in Ottawa get out of debt here. I’m going to talk about a condition that I see a lot with families. It’s the treadmill of debt, a cycle of … Continue reading “I can’t get out of debt” – the treadmill of debt
Last week, we published a “True Debt Story.” It was about a man in his fifties who lost his business, fell deep into debt, and was forced to start over. This was a true story from an actual 4 Pillars client. We asked him to tell us his story and we presented his words unedited. … Continue reading “I was 200K in Debt and Facing Bankruptcy” – A 4 Pillars Success Story
This article is by Paul Murphy, our Managing Partner with 15+ years of investment and banking industry experience. If you’d like advice about your particular situation, reach out here. How Debt Restructuring Works in Canada In simple terms, debt restructuring is a proposal made to your creditors where you offer to repay the debt on different terms than … Continue reading Debt Restructuring: How Does It Work in Canada?
This is the true story of a man who lost his business and fell deep into debt. We asked him to tell his story. These are his words which we’ve left unedited. This is an on-going story. You can read month one here. In March, I had to close my advertising agency and let all my … Continue reading “I Begin to Rebuild My Credit”- Month 5 – A True Debt Story
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