Scott Patton operates our Kitchener / Waterloo office. As a debt expert since 2007 he has seen lots of changes to the debt industry and what it means for consumers to look for bankruptcy or consumer proposal help when facing difficult financial problems. The Reasons for Insolvency Since 2007 I have seen many factors that … Continue reading The Changing Landscape in the Canadian Debt Industry
Last week, we published a “True Debt Story.” It was about a man in his fifties who lost his business, fell deep into debt, and was forced to start over. This was a true story from an actual 4 Pillars client. We asked him to tell us his story and we presented his words unedited. … Continue reading “I was 200K in Debt and Facing Bankruptcy” – A 4 Pillars Success Story
This article is by Paul Murphy, our Managing Partner with 15+ years of investment and banking industry experience. If you’d like advice about your particular situation, reach out here. How Debt Restructuring Works in Canada In simple terms, debt restructuring is a proposal made to your creditors where you offer to repay the debt on different terms than … Continue reading Debt Restructuring: How Does It Work in Canada?
We’ve collected some resources for people considering bankruptcy in Ontario.
This article is by Paul Murphy, our VP and financial literacy expert with 15+ years of investment and banking industry experience. We often get asked, “I missed a mortgage payment. What happens now?” While missing a mortgage payment is serious, you do have options. Here’s some advice about what to do next. If you don’t want … Continue reading Help: I missed a mortgage payment. What happens now?
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