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Category: Covid 19

An insolvency crisis may be on its way. Is Canada prepared?

By Reg Rocha

Like so many of you, I follow the news and trends related to COVID-19 and the financial health of Canadians very closely. Recently, I’ve found three loosely related government reports that when combined paint a concerning picture of what might be coming our way as a country:  In December of 2019, the Office of the […]

The Pending financial Storm

By Paul Murphy

The Pending financial Storm. The COVID-19 pandemic is devastating the Canadian economy and people’s financial stability. The rebuilding of the economy is going to take a long time.  The phased reopening means this is not a quick fix for those whose financial lives have been destroyed.  After the dust settles, the payment deferral programs are […]

Break glass in case of emergency

By Paul Murphy

Your Survival plan – When your payments exceed your income. Let’s not beat around the bush, these are scary and stressful times. Remaining physically healthy is the priority — and thankfully, most of us seem to be achieving that.  However, very few of us can say our current or future financial situation is a healthy […]

5 Tips for Small Business Owners During COVID-19

By Reg Rocha

For small business owners the fear is overwhelming.  The challenges faced today are unlike any other challenges small business owners have faced before.  In the past, when we’ve faced financial challenges we have been able to look back on a decision or a string of decisions and events that caused the issues and recognize what […]

Why we should be concerned about declining bankruptcy filings.

By Reg Rocha

Early indications of 2020 numbers (that is, before the COVID-19 crisis hit) mentioned that bankruptcy and insolvency numbers would be at an all-time high. However, since March and over the next couple of months we are likely going to see a large decline in projections. Normally a decline in bankruptcy numbers is a positive and […]