There are reasons why RSP’s, insurance policies, equity in the home, among other items are exempt from being liquidated in the event of an insolvency. In an effort to keep this blog post at a reasonable length, I won’t go into detail about our highly leveraged financial system. In saying that, suffice it to say, … Continue reading Stop cashing out investments to solve debt!
How do your friends manage their money? Maybe you don’t know the answer to that question. A lot of people don’t want to talk about money concepts or spending habits with friends. I am not saying that we should be getting professional advice from unqualified people. However, gone are the days of community and true … Continue reading How do your friends manage their money?
Hey Shoppers… NO, not all “Debt Help” companies are the same! If you are truly shopping around to find out who or what company is the most qualified to assist you in becoming debt free, don’t fall for sales gimmicks. Don’t succumb to high pressure tactics. Why trust companies that bash other companies in order … Continue reading Hey Shoppers… NO, not all “Debt Help” companies are the same!
Top 6 Phrases I Learned During My Consumer Proposal (written by a 4 Pillars client) When I first started looking for financial advice, I didn’t expect to learn another language. The vocabulary of financial and legal proceedings is thick with jargon, technical terms, complex legalese, and self-reflection. Here are a few key phrases that I … Continue reading Top 6 Phrases I Learned During My Consumer Proposal
Another Kamloops Debt Story—March 2016 Diane was at her wits’ end. She and her teenage daughter had been managing on her very limited income, but it was getting tougher and tougher. She was quite frugal, but had relied on a couple of credit cards to keep the two of them going when her ex-husband fell … Continue reading Kamloops Debt Restructuring Story—March 2016
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Actual client testimonial. Name removed to protect privacy.
