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Good and Bad Debt – What’s the Difference?

By Ryan Brown

Good and Bad Debt – What’s the Difference?  There is an abundance of coverage in the news these days about how Canadian household debt has climbed steadily in recent years and hit record levels, fueled by mortgages and low interest rates. While debt is generally perceived as bad, some debt is necessary and if well […]

Emergency Funds—An Important Part of Financial Planning

By Ryan Brown

Emergency Funds—An Important Part of Financial Planning  How long would your current savings last in an emergency? What if you suddenly lose your job or face unexpected expenses, such as urgent home or car repairs? Maybe you want to make a career change, possibly to self-employment, and will experience a less stable financial situation for […]

How to Set Up a Monthly Budget

By Ryan Brown

How to Set Up a Monthly Budget Creating a monthly budget is a great way to kick-start debt-free living and add to your savings. A budget is a great financial tool, whether you are looking to reduce your existing debt or simply gain a better understanding of your spending habits. It allows you to determine […]

Sudbury Debt Consolidation- What is it?

By Ryan Brown

What is Debt Consolidation? Debt consolidation is a form of debt relief often used to avoid failing to pay interest on an existing debt. It is commonly used by people in order to pay off loans or eliminate their own credit card debt. The act of debt consolidation usually requires the debtor to take out […]

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