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4 Pillars Articles by Gurinder Dhaliwal

Love and Marriage and Finances

By Gurinder Dhaliwal

As Frank Sinatra had crooned, love and marriage go together like a horse and carriage. If finance were part of this picture, it would be driving the carriage. Disagreements over the management of household finances have long been known to be a source of major stress on a relationship and, not uncommonly, lead to divorce. […]

Credit Card Debt in Canada: The Good, the Bad, and the Ugly

By Gurinder Dhaliwal

Remember the surge of excitement that came with getting your first credit card? It felt like a rite of passage; that somehow you were finally an adult.  Over the years the thrill of getting your credit card statement has decreased. In fact, for a great many Canadians, just the thought of their credit card bill […]

Coquitlam Resident Debt Help Story

By Gurinder Dhaliwal

Coquitlam Resident Debt Help Story I’m Gurinder Dhaliwal, your 4 Pillars Debt Specialist in Coquitlam.  A lot of my clients often joke about working well into their retirement, in these parts they call it Freedom 95 and their retirement plan is a winning lottery ticket.  They may be chuckling when they say it, but it’s no laughing […]

Debt Help and Debt Restructuring from the Bank of Mom

By Gurinder Dhaliwal

Debt Help and Debt Restructuring from the Bank of Mom When you’re a mom you wear a lot of hats; chauffer, chef, banker, mediator, teacher, and maid.  As your kids get older hopefully they start to fend for themselves.  Occasionally you’ll get called upon to cook a meal, give a ride, and lend them a […]

Rags to Riches: A Debt Help Success Story in Burnaby

By Gurinder Dhaliwal

Rags to Riches: A Debt Help Success Story in Burnaby I’m Gurinder Dhaliwal, your 4 Pillars Debt Specialist in Burnaby.  Over the years I’ve had a lot of good people come through my door; each with their own unique story.  But the majority of them had one thing in common, they had me fighting on their behalf […]


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