Coquitlam Resident Debt Help Story
I’m Gurinder Dhaliwal, your 4 Pillars Debt Specialist in Coquitlam. A lot of my clients often joke about working well into their retirement, in these parts they call it Freedom 95 and their retirement plan is a winning lottery ticket. They may be chuckling when they say it, but it’s no laughing matter. The unfortunate truth is many Canadians are not prepared for retirement, and one of the main reasons for this is debt. I can’t help you with that lottery ticket, but I can definitely help you deal with your debt so you can have the retirement you deserve; one free of stress from debt.
This is exactly what I was able to do for some very special clients. This couple were in their 80s and still working; not by choice mind you. Their $140,000 debt made it impossible for them to retire. I examined their situation and put together a debt restructuring plan that utilized their existing assets. I was able to get their debt reduced significantly and set up a payment plan that would have it paid off quickly.
Debt Help: the Power of Hope
Their situation was a little different than most of my clients but we were still able to resolve their debt and let them enjoy their retirement in comfort. I still check in on them from time to time, and they’re doing great! Without the stress of debt hanging over their heads they are able to fully enjoy their lives.
At 4 Pillars we believe that when you are in the debt advisory business you either represent the debtor or your represent the creditor. We don’t think you can do both and remain impartial. Since 2002, we’ve been creating strategies to get Canadians out of debt, and keep them out of debt. As a result, 97% of our clients have successfully completed their debt restructuring programs and are now experiencing freedom from debt. With our help they have been able to quickly rebuild their credit and are on their way to achieving their financial goals.
With 4 Pillars by your side you get the support and professional expertise you need to deal with your debt. 4 Pillars was founded by three professionals who were tired of watching friends lose their businesses to debt. They did their homework, combined their financial expertise and started a company that would ensure no one would be controlled by their debt again.
4 Pillars creates strategies to restructure almost $1 Million of debt every day. So you can be confident that you are working with an industry leader when it comes to reducing your debt, rebuilding your credit, and paying off that debt all while budgeting your present, and planning your future.
4 Pillars Debt Consulting: There’s No Place like Home
When it comes to dealing with a client’s debt, there is no magic formula, no one size fits all solution. At 4 Pillars Coquitlam I carefully examine each client’s individual debt situation. From there I put together a debt strategy that will work best for them. The plan I put together for my retirement couple is going to be vastly different then the plan I may structure for someone who is in their 30s with a young family to support, or in their 20s and staring down an overwhelming debt accumulated while going to university.
Every meeting starts out the same. I begin by listening. Once I’ve analyzed your situation I start putting together the Debt Settlement Strategy that is going to work best for you. I will create a plan to deal with your creditors to reduce your debt, sometimes by up to 80%. Depending on your situation your best solution may be budgeting or some financial education, you may be best served by a consolidation loan, or perhaps a consumer proposal.
If you have concerns about your debt or if you’d like to discuss your debt settlement options, call me, Gurinder Dhaliwal at 4 Pillars Coquitlam, (778) 340-4002. If you are a resident in Coquitlam get Debt Help today.
To learn more sign up for our Debt Bootcamp.
