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Separating Debt Fact from Debt Fiction

By Terryl Allen

Separating Debt Fact from Debt Fiction

There’s a lot of information flying around the internet. It can be a little overwhelming when you need to distinguish fact from fiction. FACT, no matter how many times you share that notice on your Facebook page, Mark Zuckerberg is NOT sending you a million dollars. Sorry. Neither is Bill Gates.

When you’re living with a lot of personal debt you are constantly overwhelmed with information; some of it well meaning, some of it not. You lay awake nights processing everyone’s helpful suggestions. “FILE FOR BANKRUPTCY!” “Can’t you just borrow from your family?!” “Get another credit card!!” “Only pay half your bills this month and rest of them next month!!” “BANKRUPTCY!” Not all advice is good advice, no matter how well intentioned it seems.

Fact …. When you file for Bankruptcy the Bankruptcy Trustee is not working on your behalf but rather for your creditors. How is the fair to you? It’s not.

Fact… Bankruptcy may not be your only option to getting out from under your soul crushing debt.   It’s probably not, but how do you find out what your options are? You talk to the experts and LISTEN… Listen to what they’re telling you and what they’re not telling you.

Fact… Not every friendly voice has your best interest at heart. The creditor call from your bank may seem understanding at first, but they want their money. All of it.

Fact… Many agencies offering ‘debt help’ do so at a premium cost with little or no regard for your long term financial well-being after they’ve cashed your cheque.

Fact… There is hope, more importantly there is help. Real debt help from caring and compassionate debt specialists who work for YOU not your creditors.

4 Pillars Debt Solutions has been helping Canadians wade thru the murky waters of Debt Facts and Debt Fiction for over 14 years. And FACT… over 97% of their clients successfully complete the programs they create and become debt free. With consultants like Terryl Allen of 4 Pillars Barrie you have someone in YOUR corner. Terryl understands the toll your debt has taken on your life. During your free consultation she will gather the information she needs to restructure your debt. She will create a debt restructuring strategy that works for you; navigating financial terminology, finding your best options and helping you rebuild your credit.  Imagine having your debt reduced by up to 80% and having it paid off within five years.

Fact, It’s good to have someone in your corner.

When you have all the facts you can make the right decisions for your situation. Terryl Allen at 4 Pillars Barrie will take you thru your options whether it’s a consumer proposal, consolidation loan, or another form of debt restructuring. She works for you to find the most effective strategy for reducing your debt in a supportive and compassionate manner, then she helps you rebuild your credit.

When you’re ready to distinguish between Fact, Fiction, and Wishful Thinking, call Terryl Allen at 705 812 0578. Know the facts, and leave the fiction to the internet, where it belongs.

4 Pillars Debt Solutions.  Details at 4Pillars.ca


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