Saving for a Rainy Day when Debt is your Umbrella.
From a very young age we’re told the importance of saving for a rainy day. And when you live on the lower mainland that is a lot of rainy days. Unfortunately many Canadians are not prepared for a rainy day; living paycheque to paycheque has become an unsettling norm. But what happens when that rainy day comes and you’re are living under an umbrella of debt?
Financial Forecast Doom and Gloom
One of the first casualties of debt is your financial security. Your ability to save diminishes greatly as payments to your creditors grow. Before you know it, your savings are gone and you too are living paycheque to paycheque, struggling to keep up with your payments and the expenses of everyday life. When you live with debt you live in constant fear of storm clouds and unexpected showers; it’s a daunting feeling knowing that a costly car repair or cut back in your work hours could send you toppling over the edge. Debt is the root cause of many of the stresses in your life, your sleepless nights, your strained relationships, your feelings of hopelessness and depression.
But what if you could get out from your umbrella of debt and look forward to clear skies with confidence? Without debt hanging over your head you’d have the extra cash to save for that rainy day and plan for the future you’ve always wanted. And since the financial forecast doesn’t appear to be changing any time soon, perhaps it’s time to take matters into your own hands with a little help from the debt experts at 4 Pillars Debt Solutions.
Debt Help at the End of the Rainbow
4 Pillars Debt Solutions has been helping Canadians reduce their debt since 2002. In fact over 97% of their clients have successfully completed their debt restructuring plans; making 4 Pillars an industry leader in Canada. 4 Pillars Debt Solutions work for you, not your creditors. Their priority is helping YOU reduce your debt. And they do it without judgement or blame. You are given the respect and compassion you deserve as they present you with your best options.
I’m Gurinder Dhaliwal your 4 Pillars Debt Specialist in Burnaby. Every day I hear from a new client who is concerned about their future; how they just don’t feel prepared. I’ve seen the negative impact debt has on their lives so I take great pride when I can help them get back on their feet. When we first meet I will analyze your specific situation and create a debt restricting plan that is going to work best for you. Perhaps all you need is simple budgeting, a consolidation loan may make all the difference, or a consumer proposal may be your best option. Regardless, I will be the one to create a plan to deal with your creditors, I will work to help get your debt reduced by up to 80%, and paid off within 5 years. And during that time we will be working to help you rebuild your credit.
If you would like to discuss your debt and explore possible solutions call me, Gurinder Dhaliwal of 4 Pillars Burnaby at (778) 340 – 4002. Your first consultation is free. And best of all, next time storm clouds loom in the distance you’ll be prepared and able to move past them with confidence.
4 Pillars Debt Solutions. Details at 4Pillars.ca
