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4 Pillars Articles by Bob Hauck

9 Reasons a Consumer Proposal is Almost Always a Better Idea Than a Bankruptcy

By Bob Hauck

So, you’ve got some debts, and your attempts to solve the problems on your own haven’t worked out.  You’re either a renter, or the house you own doesn’t have enough equity in it to refinance and come up with enough money to pay the debt off.  Any assets you could sell wouldn’t put much of … Continue reading 9 Reasons a Consumer Proposal is Almost Always a Better Idea Than a Bankruptcy

For those with debt, the only question that matters . . .

By Bob Hauck

For those with debt, the only question that matters  .  .  . So, you’ve got some debt, and it feels like a mountain to you.  You feel constantly weighed down by the burden of knowing that no matter what you do, the debt just doesn’t ever seem to go away.   You look on-line, and you … Continue reading For those with debt, the only question that matters . . .

Kamloops Debt Restructuring Story—March 2016

By Bob Hauck

Another Kamloops Debt Story—March 2016 Diane was at her wits’ end.   She and her teenage daughter had been managing on her very limited income, but it was getting tougher and tougher.   She was quite frugal, but had relied on a couple of credit cards to keep the two of them going when her ex-husband fell … Continue reading Kamloops Debt Restructuring Story—March 2016

Another 4 Pillars Kamloops Debt Success Story

By Bob Hauck

Steve and Paula thought they were doing OK financially.   Steve had steady and reasonably decent income, and Paula had a lower paying job, but between the two of them, they had enough to make ends meet and begin to get ahead.  They bought a modest house, in keeping with their income. Then the problems started.  … Continue reading Another 4 Pillars Kamloops Debt Success Story


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