4 Pillars Articles by

When a small business slides deeper into debt, corporate debt restructuring can offer an out. Corporate debt restructuring is often thought to only be available to large companies. But your small business can also benefit from it. This article explains how it works. Corporate debt restructuring allows businesses of all structures and sizes to reorganize … Continue reading What is corporate debt restructuring? Advice for small businesses →

When a small business begins to fail, bankruptcy is often seen as the final option. But is bankruptcy the best option for your small business in Canada? Essential information about small business bankruptcy in Canada When a small business becomes buried in debt, bankruptcy is the most commonly known solution. But when it comes to … Continue reading Is bankruptcy the best option for your small business in Canada? →

This is the true story of a man who lost his business and fell deep into debt. We asked him to tell his story. These are his words which we’ve left unedited. This is a 7-part series and we will be following his progress.   Month One: Birthdays, Bankruptcy, and Debt Rock Bottom There were … Continue reading “I’ve Hit Debt Rock Bottom” – A True Debt Story – Month One →

The amount of debt many graduates are leaving school with means they are delaying big life decisions such as buying a car, buying a house, getting married and having kids. This ultimately has an effect on us all and the overall economy. It also means many of our children are rethinking higher education, pursuing different options and living at home longer after school to try and pay off their student loan debt. For many parents it means postponing retirement and taking on additional debt to help their children through school.