This post is by Bob Osborne, from our 4 Pillars Kootenays office. You can read his bio and find out about his debt consolidation services for Castlegar, Nelson, Cranbrook, Trail, and Grandforks here. I was playing with my phone –Galaxy 4 – I am no techy by the longest stretch of the imagination when I come across […]
This article is by Paul Murphy, our VP and financial literacy expert with 15+ years of investment and banking industry experience. If you’ve ever floated a balance on a credit card, you’ve likely asked yourself: how does credit card interest work in Canada?
This article is by Paul Murphy, our VP and financial literacy expert with 15+ years of investment and banking industry experience. We often get asked, “I missed a mortgage payment. What happens now?” While missing a mortgage payment is serious, you do have options. Here’s some advice about what to do next. If you don’t want […]
If you are tired of the standard debt advice (cut expenses; live like a monk), you’re in luck . . . . . .because today I’m going to share a huge practical list of the absolute best ways to get out of debt. I’ve worked in the financial world for 20+ years and my company […]
Many people I meet ask the question: “why not just visit a Trustee in Bankruptcy or a Credit Counsellor by myself?” At 4 Pillars, we take the view that when in the debt advisory business you either act for the creditor, or act for the debtor. It’s impossible to give good sound advice to both […]