Debt Issues, Who Can You Trust? 4 Pillars Burnaby
When you were a kid there was something magical about going to the circus. Everywhere you looked there was excitement, drama, and fun. Under the big top you always watched what was happening in the center ring, but if you wanted to get the whole picture it was best to keep your eye on the other two rings as well.
Living with debt is a lot like running a three ring circus. You’re juggling your bills, trying to keep all your balls in the air, while some clown keeps tossing you more obstacles. It’s like trying to walk a tightrope without a net, while keeping the lions and tigers at bay. And at the end of the day your head is spinning and all you have to show for it is an upset stomach.
When you’re living under the big top of debt it’s easy to get distracted by the main act and miss out on all the other attractions. So when you’re tired of life under the big top, then it’s time to pack up the tent along with your debt. Unfortunately, this can also make you vulnerable to so called experts who promise to ‘help’ get rid of your debt, only to leave you worse off than when you started. While they’re distracting you with promises and everything you want to hear, they’re conveniently forgetting to give you some vital information; like who they really work for. Spoiler alert! It’s not you.
Fact. A reputable Debt Specialist encourages you to do your research. Don’t just browse through google, talk to the better business bureau, seek out former clients, and most importantly, ask questions.
- If they aren’t charging you, ask how they’re getting paid.
- Ask for references. (Remember, they should be working for you!)
- Get a detailed explanation of how they work and what precisely they are going to do to help you. (Remember, a successful debt settlement strategy goes beyond your debt, it should help you create a sustainable budget and provide a comprehensive credit rebuilding program.)
- Are you greeted with genuine compassion and understanding or are you scolded and judged for getting into debt in the first place?
- Are you able to talk to them in person or are you dealing with a call center.
- Does it feel like these people genuinely care and understand your situation, or are you treated like number and offered a cookie cutter, one size fits all, debt plan.
Like you, your debt situation is unique. Your goals and dreams for the future should be seriously considered before any plan is put into place. I’m Gurinder Dhaliwal, your 4 Pillars Debt Specialist in Burnaby. When your financial future is at stake, don’t be shy, insist on transparency. After all, this is your financial future you are building and you want to ensure you’re starting with a solid foundation.
Is 4 Pillars Debt Solutions a Scam?
There’s an old adage, “If it seems too good to be true, it probably is”. 4 Pillars may seem too good to be true, but the fact is over the last 15 years we have created a program to deal with debt that we believe is the most successful and most comprehensive in Canada. Yes, we do charge a fee for our services. But, with that fee comes our promise that we are not impartial, we represent your best interest and we have no obligations or duties to your creditors.
To read the 4 Pillars promise in full, click here
As a result, 4 Pillars finds itself in a rare position in the market. Many other companies are either funded by your creditors or have a fiduciary duty to them. At 4 Pillars it’s our belief that when you are in the debt advisory business you either represent the debtor or your represent the creditor. You can’t do both and remain impartial. If you’re buying a used car from Craig’s list, do you take the guys word that it runs well or do you get your own mechanic to look at it? Exactly.
Since 2002 4 Pillars Debt Solutions has been creating strategies and tools to get Canadians out of debt, and keep them out of debt. As a result, 97% of 4 Pillar’s clients have successfully completed their debt restructuring programs and are now experiencing freedom from debt. And with our help they have been able to rebuild their credit, quickly and effectively. So, by the time their debt’s been paid off, their credit is even stronger than before.
In my years as a 4 Pillars Debt Specialist I have not only helped clients get out of debt, I’ve watched them achieve some pretty big milestones like home ownership, a comfortable retirement, and getting a fresh start in life.
To hear their stories and thousands more, click our the client testimonial link here
A Healthy Dose of Skepticism
As your 4 Pillars Debt Specialist, I encourage you to ask me tough questions. This is how we start to establish trust, and with that we can set about dealing with your debt and laying the foundation for your future. The key to our relationship is transparency. So I encourage you to look 4 Pillars Debt Solutions up at the Better Business Bureau, we’re very proud of our A+ rating.
Whether you’re seeking debt help from 4 Pillars Burnaby, or one of the other 4 Pillars locations across Canada, you will be met with compassion and respect, by a professional who wants to see you debt free and thriving. We have over 60 offices from coast to coast, so click this link for the 4 Pillars location near you.
What’s In It for You?
Another fun fact, 4 Pillars Debt Solutions restructures almost $1 Million of debt every day. So you can be confident that you are working with a proven winner when it comes to reducing your debt, rebuilding your credit, and paying off that debt all while budgeting your present, and planning your future.
Sometimes the hardest part of getting rid of your debt is picking up the phone and asking for help. At 4 Pillars Burnaby we listen to your concerns about debt and your hopes for the future. We analyze your situation and start putting together the Debt Settlement Strategy that is going to work best for you. We give you with options. We create a plan to deal with your creditors and help reduce your debt by up to 80%. And, we keep you informed every step of the way. Your best solution may be budgeting or some financial education, you may be best served by a consolidation loan, or perhaps a consumer proposal. Regardless of the route we take, we are working on your behalf, representing your interests and creating a map that will guide you out of debt and onto a stronger financial future. If you’ve been led to believe that bankruptcy is your only option, talk to us. If it’s determined that a Consumer Proposal is a better, less drastic option, we will be there to help you structure the proposal on your terms as we represent you throughout the whole process.
If you have concerns about your debt or if you’d like to discuss your debt settlement options, call me, Gurinder Dhaliwal at 4 Pillars Burnaby, (778) 340-4002. It’s time to get out from under the big top of debt and discover the greatest show on earth; a debt free life!
To learn more about 4 Pillars Debt Solutions. Visit us at 4Pillars.ca. And don’t forget to sign up for our Debt Boot Camp.
