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4 Pillars Debt Help Specialist in Brampton

By Frank Eichinger

Rags to Riches: A Debt Help Success Story in Brampton

When you’re struggling with debt it can feel like everyone and everything is working against you.  So, who’s working for you?  I am.  I’m Frank Eichinger, your 4 Pillars Debt Specialist in BramptonI’ve helped both small businesses and individuals get out from under their debt.  Regardless of their situation they all had one thing in common; they had ME looking out for their best interests.

One such client was Marty.  Marty was referred to 4 Pillars Brampton after an alarming visit to a debt settlement company.  Marty had been drowning in credit card debt.  Unable to take care of it on his own he sought out a debt settlement company.  This company demanded $1500 up front to provide a solution that would only reduce his debt by 25%.  Although the reduction would help, they didn’t spend anytime understanding Marty’s situation and this cookie cutter approach wouldn’t work for Marty.  He needed real debt help and someone to spend the time to understand what it would take to create a plan that would work and he needed it fast.  He was referred to me at 4 Pillars Brampton and after our initial consultation Marty promptly cancelled his services with the debt settlement company.

Debt Help: The power of Hope

After taking a close look at Marty’s situation it was determined that a Consumer Proposal was his best course of action.  We carefully structured the terms Marty needed to make his repayment work.   4 Pillars worked on Marty’s budget ensuring it was affordable.  Once everything was in place the documents were sent to a Licensed Insolvency Trustee who agreed to the terms and filed the proposal that reduced Marty’s debt by almost 70%.  A debt he could easily pay off in five years, if not sooner.  Our work with Marty didn’t end with him filing a consumer proposal, in fact that was just the beginning.

Marty hoped to someday buy a house but didn’t think it could happen because of his poor credit.  Once the proposal was in place we set about helping Marty rebuild his credit.   Not only does Marty now have more cash flow, he’s able to save for his down payment and by the time his debt is paid off he’ll be in a position to start house hunting!

4 Pillars Debt Consulting: There’s No Place like Home

At 4 Pillars Debt Solutions we create strategies to restructure almost $1 Million of debt every day.  With that our clients can be confident that they are working with a proven winner when it comes to obtaining the help they need to reduce debt, rebuild credit, and paying off debt.  Since 2002 4 Pillars   has been creating debt settlement plans to get Canadians out of debt.  In fact, 97% of our clients have successfully completed their debt restructuring programs and are now experiencing freedom from debt.

With 4 Pillars by your side you get the support and professional expertise you need to deal with your debt. 4 Pillars was founded by three professionals who were tired of watching friends lose their businesses to debt.  They did their homework, combined their financial expertise and started a company that would ensure no one would be controlled by their debt again.


I’m proud to be a Debt Specialist and nothing makes me happier than knowing I’m making a difference in the lives of my clients.   During our first meeting, which is free, we talk about your debt, your concerns and your goals for the future. From that point on I’m analyzing your situation and creating a Debt Settlement Strategy that will best serve you.  I create a plan to deal with your creditors to help reduce your debt by up to 80%, and have it paid off within 5 years!  Most importantly, I give you options; budgeting, financial education, debt consolidation, or a Consumer Proposal are just some of the solutions available, depending on your particular situation.  In Marty’s case the best option for him was filing a Consumer Proposal, so the 4 Pillars team worked to get him the best possible outcome for his situation and ensure it was structured on terms that worked for him.

Regardless of what route you take, 4 Pillars Brampton represents your interests and ensures you’re in a position to reach your goals. If you have concerns about debt, or if you’d like to discuss your debt settlement options, call me today, Frank Eichinger at (647) 403-4992.  

Marty’s debt situation was unique to him, as yours is to you.  But with the help of 4 Pillars Brampton you can create a brighter future that might even end with your very own home.

To learn more about 4 Pillars Debt Solutions.  Visit us at 4Pillars.ca. And don’t forget to sign up for our Debt Boot Camp.

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"The stress and worries are over. We are living again."
Actual client testimonial. Name removed to protect privacy.
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