Benjy Houser
  • Benjy Houser

  • 2311 Watkiss Way, Unit #103
    Victoria, BC
    V9B 6J6
  • (250) 882-5556
  • benjyh@4pillars.ca

Debt Relief Counseling Victoria BC

Benjy Houser: 4 Pillars Victoria BC

My name is Benjy Houser and I'm the owner of a local 4 Pillars office operating in Victoria BC.

I am truly passionate about helping people and / or businesses improve their financial lives by helping reduce debt, increase cash flow and helping people protect their assets. Nothing gives me greater joy in business than seeing people's lives very much improved by this process of debt consolidation and restructuring.

BBB Accredited Business Seal

4 Pillars Consulting Victoria is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Victoria BC


The Wealthy Life - Season 2 - Episode 9 - Debt restructuring, building credit, & wealth creation

Benjy Houser in Victoria, BC on helping his clients deal with overwhelming debt. It is estimated that more than 25% of all mental health issues are caused by debt. On this program Benjy and his client discuss her journey to get help and move her life forward.


4 Pillars Consulting Vancouver Island Feature

4 Pillars Consulting Group Vancouver Island feature discussing why they love to assist consumers struggling with debt.


The 4 Pillars Victoria, BC Debt Reduction Team

Some Victoria BC Testimonials

I was getting sued when I found 4 Pillars

I originally signed up for debt help with a different company (not 4 Pillars) based out of Ontario and received very poor service and the bank actually decided to sue me. I was completely stressed out and didn't know where to turn.

In June of 2013 I went to see a lawyer to help me out with the pending lawsuit and my lawyer, introduced me to Benjy Houser who worked with 4 Pillars Consulting doing debt consolation and counseling. Benjy immediately met with me, we went over my debt, budgets, etc. I was feeling bad about the situation I found myself in but Benjy treated me with tact and diplomacy. He was never judgmental. I will admit that I was at first skeptical about dealing with another debt consolidation company, but Benjy put all those fears aside. I am pleased to say that after only a few months my debts have been completely settled and the lawsuit ended due to his great work. Benjy is truly a pillar in the community. I would without hesitation recommend him to my friends.

Kathy Remple, Victoria BC

Truly a 5 star company

My wife and I had our financial world turned upside down on us and did not know how we could deal with all our problems. Then a friend recommended Benji and his team to us, and we are very happy he did.

They guided us thru their process and treated us with dignity and respect all the way. We would HIGHLY recommend 4 pillars (specifically Benji and his wonderful team) to anyone and everyone. Truly a 5 star company

Jim and Michelle, Victoria BC

You really changed our lives

Thank you Benjy for your help to steer us to better financial position. You really changed our lives. Your personality and the way that you explained the intricate details of finance led us to be in the financial position that we are now. We are debt free and we want to thank you.

Don and Patty Brett, Victoria BC

You can read more 4 Pillars reviews from Victoria residents at the bottom of the page. If you have a specific question, please feel free to email me directly. My contact info is on the right.


Your debt settlement and consolidation options

You actually have quite a few options for getting out of debt. Here are some of the most common alternatives to bankruptcy and debt relief options I've recommended to Victoria families and businesses.

We first help you get out of debt by working to actually reduce what you owe on your debts by negotiating a settlement (Informal Proposal) or a Consumer Proposal with your creditors.

Consumer or informal proposals have the ability to completely turn your financial life around. They will consolidate all of your payments into one simple payment that is much less money per month than your regular payments before the program. This makes it easier for you to pay your bills and living expenses, as you will have greatly improved your cash flow.

The other great benefit is that the proposal allows you to keep all of your assets and gives you protection from your creditors.

So in summary this program will make your life easier by reducing your debts, reducing your monthly payments, and helping you to keep the assets that you have right now.


So how does 4 Pillars Victoria actually get you out of debt?

The process is quite easy and simply starts with a short phone call or email to help us understand your situation.

We focus on making sure that our customers feel comfortable and are treated with the utmost respect.

Once we have the basic information we can formulate a plan and walk you through what can be done to help reduce / eliminate your debt or improve your financial situation.

From there we walk you through the steps to create your personalized debt reduction plan. You're in the driver's seat and we make sure that the plan will drastically improve your finances with the least disruption to your life. We love helping people enjoy seeing the difference this process makes to our clients lives.

About 4 Pillars

We are Debt Relief Professionals.

Quite simply put; we help people get out of debt and avoid bankruptcy.

Some people call it debt consolidation, some people call it debt restructuring, but at the end of the day, it is all about helping improve your financial situation by reducing your debt and freeing up your income so you can better take care of your family or business.

We can help people out with just about any debt related questions or challenges you may have.

If you live in Victoria, BC take the time to read these articles and get yourself educated on your bankruptcy and consumer proposal options

4 Pillars Personal Debt Restructuring: A Bankruptcy Case Study

To read more about debt restructuring....Learn More

4 Pillars Personal Debt Restructuring: Growing up in Debt

To read more about dealing with debt....Learn More

Looking our for Number One or looking after your interests?

To read more about who is really 'on your side'....Learn More


Our debt management programs

We have programs in place to help create a strong and sustainable budget, credit rebuilding and improvement, car loans, mortgages, and even debt settlement loans. The debt settlement loans are a one of a kind service that offers something to Canadians that no other company in Canada is offering.

This loan gives our clients the opportunity to get out of debt fast by combining this unique lending product and our 4 Pillars debt restructuring program.

The loan basically funds the payout of a consumer proposal, so you benefit from the reduction in debt and aggressively speeds up the credit rebuilding process.

This is only available through 4 Pillars and completely sets us apart in the industry.


My Victoria BC Office

Benjy works by appointment and so he is flexible to meet in the evenings as well as weekends.

Our address: 2311 Watkiss Way, Unit #103, Victoria, BC V9B 6J6

Mon, Wed, Fri ā€“ 9 AM to 5 PM

Tues, Thurs - 9 AM to 7 PM

Sat, Sun - Closed

Office: 250 882 5556

Here are some local Victoria links to my sites:

Here is Benjy's Linkin Page: LinkedIn Page

Here is our BBB Profile Page: BBB Profile

Facebook Listing: FaceBook Page

4 Pillars Debt Victoria, BC Alternative Page: Debt Victoria Page

My Duncan BC Office

Benjy works by appointment and so he is flexible to meet in the evenings as well as weekends.

Our address: 202A ā€“ 55 Canada Ave, Duncan, BC V9L 1T3

By Appointment Only

Office: 250 856 0365 (Duncan)

Website: www.DebtDuncan.com

Facebook: 4PillarsDuncan

Benjy Houser
  • Benjy Houser

  • 2311 Watkiss Way, Unit #103
    Victoria, BC
    V9B 6J6
  • (250) 882-5556
  • benjyh@4pillars.ca

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