Hear what hundreds of clients had to say

I now feel I can breathe again

Debt reduced from $108,000 to $33,000
$550/month for 60 months at 0% interest

Due to a series of events I ended up in a financial situation I had never anticipated for myself. Over a 7 year period, due to the economy and the interest rates I was paying, my financial situation got worse. I lived day to day with the heavy burden of debt, constantly moving money around to try to dig myself out. A friend told me how Blair Greenwood at 4 Pillars had helped a co-worker of hers organize a very reasonable repayment plan that would eliminate the interest and even reduce the amount owed. I knew this would affect my credit rating but my good credit rating wasn’t working for me anyway and I was determined to get out of my bad situation. I set up a meeting with Blair and I started to regain faith that my situation would one day resolve. I had confidence that Blair was determined to negotiate with my creditors on my behalf. Blair supported me along the way and attended the meeting with the trustee with me. Blair and the trustee supported my consumer proposal and my proposal was accepted. I now feel I can breathe again. I highly recommend Blair Greenwood.

I was extremely pleased with this personal service. Chris made this very trying time and decision easier. He answered all my questions, posed some that I had not considered, and laid out the pros and cons of my decisions. We had several meetings and after each I felt listened to and walked away with a sense of relief regarding my choices. I recommend Chris Grew and 4 Pillars highly!

Everything went exactly as Blair said it would

Debt reduced from $44,000 to $16,200
Paid $16,200 lump sum through the Phoenix Fund

When family emergencies seemed to come one after another, our finances just couldn’t keep up and we began to rely on credit. Suddenly the minimum payments were just too much. Blair very quickly gave us confidence in his ability and in the process. He walked us through each step reassuring us that there was a light at the end of the tunnel. Everything went exactly as he said it would. We are now stress free and have hope for the future once again. Thank you.

Chris knows his stuff inside and out. He saved me from drowning in debt and I no longer have that panicky feeling every time I think about my finances. And since making my consumer proposal a year and a half ago, he has helped me rebuild my credit. If you're in debt and you can't see a way out, you need to call 4 Pillars and ask for Chris Grew.

Best decision of my life!

Debt reduced from $30,000 to $6,000
$6,000 lump sum paid

I was unable to walk, work or even dress myself. I had so many bills hanging over me with no way to even pay the rent. That’s when I contacted Blair. He was so understanding and accommodating. He helped me through the whole process and was always available if I had any questions or just needed support. He gave me a fresh start. Thank you Blair!

Highly recommended. Thanks Chris. Goodbye worry, hello new lease on life. Like meeting with a friend.

He had my best interest in mind

Debt reduced from $51,000 to $14,000
$14,000 lump sum paid

Blair was friendly and welcoming. While being a knowledgeable professional, he made me feel comfortable and at ease speaking with him about my situation. I always felt like he had my best interest in mind, and having him working for me took the weight off my shoulders. The positive outcome let me get on with my life without the stress I had been dealing with. And anytime I had a question Blair was quick to answer and reassure me. Thanks so much Blair!

I am Agnes Ballesteros, I will recommend it to anybody and to my friends whose debts are taken over their life .Now my stress and worries are gone. Instead of paying highly interest rate I am actually paying off my debts now. N regrets in doing this debt restructuring especially with 4 pillars. I and my partner, truly meet the financial freedom when we started the service with Chris Grew. Thank you so much.

It has been one of the top ‘Awesome’ decisions in my life

Debt reduced from $73,000 to $19,000
$316/month for 60 months at 0% interest

I can't believe how this experience has changed my life for the better! Working with Blair was life changing. It has been one of the top 'Awesome' decisions in my life. My stress level dropped as soon as I started to see that my financial situation was not out of control. Blair helped me regain that control in a responsible, manageable and achievable plan. Blair was present, authentic and non-judgmental during the whole process. He was and still is available to talk with me about any questions or concerns that I may have. His knowledge and support made all the difference in choosing the 4 Pillars answer. It really has been the answer to a nagging question and stressful situation that permeated every aspect of my life up until then. I have highly recommended him to three of my friends already. If you are even thinking about finding out how 4 Pillars can help change your life, I would urge you to check it out. For me personally, it has been like a crushing weight lifted off of me.

I came to 4 Pillars with a lot of debt and not sure what to do. Chris Grew gave me options. He helped me to get my life back in order. Thank you for helping me when things seemed so overwhelming.

My experience with Blair left me feeling blessed

Debt reduced from $33,000 to $9,900
$165/month for 60 months at 0% interest

My experience with Blair left me feeling blessed to have found a person with empathy, drive, sharp business acumen and integrity, wrapped in professionalism. From start to finish he made the process effortless. Thank you Blair.

We found the experience with Chris Grew, was very professional and confidential. We were very happy with the desired result, and have given us financial freedom again.

My experience with Blair was nothing short of amazing

Debt reduced from $74,000 to $14,000
$14,000 lump sum paid through the Phoenix Fund

My experience with Blair was nothing short of amazing. I was astounded with his business etiquette and knowledge of the subject matter. I was a little bit of a different case but he was willing to go out of the box and find a solution that was going to work for everyone. It has been about a year now since we found the solution and I have to say, for the first time in my adult life, I'm starting to feel good about my financial situation. This wouldn't have been able to happen if I hadn't have worked with Blair. If you have debt that you don't want anymore, I would recommend giving Blair a call and sitting down with him. He'll find something that will work for everybody.

I am debt free and moving ahead

Debt reduced from $38,000 to $7,000
Paid $7,000 lump sum

I had a very serious debt problem and after I came across Blair's business card I had the feeling he was the one to help me solve my debt crisis. From the first phone call I made to Blair, and the follow up meetings and discussions I had with him made me feel very positive that a solution would be available. Blair explained all of my options in great detail as well as offering his expert opinion on which was the best option for my situation. Blair also dealt with a very difficult situation involving my family members and did so very professionally. Blair certainly knows how to handle stressful situations. I will not forget what Blair did for me and his fee was very reasonable as well. He did a lot of work as well as some difficult research. I will always remember Blair for his efforts and certainly would recommend him to anyone needing debt consulting services. I am debt free and moving ahead again, thanks to Blair Greenwood.

This is one of the best decisions I ever made

Debt reduced from $70,500 to $19,500
$325/month for 60 months at 0% interest

Blair was incredibly helpful, patient and reliable. He took the time to explain the entire Consumer Proposal process and let me think about how it might fit for me. There was no pressure. I had always paid my bills and worked hard but I had gotten myself in a little over my head with my student loans and credit card. I believe in paying my debts but I realized that I had paid so much interest on my credit cards over the years that it just wasn't making sense anymore. Blair helped me put all of the pieces together to file my Consumer Proposal and now I feel like I am on top of my finances. That nagging feeling of getting behind all of the time is gone. This was one of the best decisions I ever made.

Debt reduced from $67,000 to $20,400

$340/month for 60 months at 0% interest

Our experience with Blair was excellent from our first meeting all the way down to our last. Blair is very helpful and very knowledgable he sure knows what he is doing. I have recommended him to a few of our friends now. Thanks to Blair I can finally put those money issues to rest. Thank you Blair for everything.

The utmost professional

Debt reduced from $58,000 to $20.700
$345/month for 60 months at 0% interest

I had recently gone through a divorce and Blair was the utmost professional. I really needed someone there to assist me with organizing my life again and he truly cared about moving me in the right direction. His knowledge of building my credit and guiding me through every step was very much appreciated. I have referred him to four of my friends and will continue to do so. Blair is top notch. He will definitely be able to help you with your specific situation.

This was a life changing opportunity

Debt reduced from $90,000 to $28,500
$475/month for 60 months at 0% interest

Blair was exceptional from start to finish. He calmed me immediately from the extreme stress of the financial pressure and assisted me to develop and execute a plan with the most successful outcome. Blair was highly professional, honest, caring and non-judgemental. This was a life changing opportunity and I am going to make the most of it and never find myself in this situation again.

He was able to reduce my debt by over 80%

Debt reduced from $36,000 to $7,800
$130/month for 60 months at 0% interest

Although I was a bit hesitant to start the process with Blair, I am extremely happy that I decided to go for it. Blair is extremely personable and has an answer for any question you might have. He was able to reduce my debt by over 80% which will allow me to move on with my life (and even answer unknown phone numbers). I would recommend Blair to anyone who has been stressed out over money, even if it's just to talk. He has changed my life for the better and for that I'm extremely grateful. Thanks Blair!

I have control over my future with Blair’s strategies

I won't go into the messy details that I faced but I will tell you that it was a blessing meeting Blair Greenwood. He came across knowledgeable, polite and very professional in his demeanor. I knew my position had to change and Blair laid out a plan of attack that was concise and to the point. In short, I came out of my debt of over $100,000 with paying off less than ten grand!!! And all that in just a few short weeks!!! Suffice to say I'm off the Ativan and sleeping meds now and have jumped out of the backseat into the drivers position in my life. I have control over my future and with Blair's strategies I will keep out of the deep end!! Big thanks out to Mr. Greenwood for all his efforts. It's more than just work for him as I can tell, it is a dedication and care for people like myself who really needed someone who wasn't afraid of stepping in the ring with the big boys. Blair's services are a knock out!!

He fixed my economic life and gave me peace of mind

Debt reduced from $46,000 to $13,800
$230/month for 60 months at 0% interest

My experience with Blair was more than life saving , beside his professionalism he was a gentleman, kind , respectful he always treated me as a human been in need of specific help without judgment He fix my economic life and give back the peace of mind I was looking after having a bad accident that left me not just with a Disability but with a big debt problem ......I don't have words to express my gratitude Blair,thank you again for giving me my life back.

Working with Blair was the most positive experience dealing with my debt

Working with Blair was the most positive experience, when dealing with my debt load. The collapse of my ecommerce business put a great deal of stress on me - as soon as I connected with Blair, he took charge, advised me on the 'how to' of extinguishing the debt through the legislation and I relaxed. He is a wonderful and caring person, fully knowledgeable, and expedites the process. I recommend Blair to anyone who needs the assistance of an exemplary debt counselor. I also consider Blair as a friend, who will assist me in my rebuilding process.

Very knowledgeable and very supportive

Debt reduced from $29,000 to $11,400
$190/month for 60 months at 0% interest

I was initially hesitant to proceed with the proposal process, but once I spoke with Blair and he walked me through everything I felt much more confident. He came highly recommended from some friends of mine and I am quite glad they pointed me in his direction. During the initial meeting he was very thorough and very honest about my options and what he could do to assist me. Blair was very professional and accommodating, and made it a point of always being available when I had questions from time to time. Very knowledgeable and very supportive and he illustrated how the proposal was a good decision on my part, even though I had some hesitation initially. I would recommend him to anyone I know who may be considering a similar choice with their finances.

I am thankful everyday for making that first step

Debt reduced from $38,000 to $12,000
$200/month for 60 months at 0% interest

It was very difficult to finally make the decision to go talk to Blair. Within the first 5 minutes Blair made me feel like everything was going to be ok. He is very knowledgable and would highly recommend Blair. If you are experiencing that feeling that that there is no way out....please go talk with Blair. I am thankful everyday for making that first step. Just call! Thanks Blair

There is no judgement, only understanding

Making the BIG decision to have someone finally help you with your ongoing crisis of financial instabilities and getting advice on what to do to make all those nasty calls stop is a Huge Step.

I had been contemplating it for a few years but was always ashamed that I was not able to handle it all myself. I felt as if I was letting both the companies and myself down as I had make promises to them to make payments that I was sure I could work into my already tight budget. Of course I couldn’t and this is where the shame and embarrassment came in. Now I was avoiding all those calls hoping they would just get the hint and go away. They didn’t.

I was told about 4 Pillars and thought that it would not kill me to at least check them out. So onto their web site I went and filled out the info required and very shortly thereafter Blair contacted me and the process began.

Right from the start Blair put me at ease and reassured me that I was not alone and that this is just another part of the business. We went over all my options and we both agreed that bankruptcy would be more beneficial to me than a consumer proposal as mainly I had JUST enough income to live day to day and owing the amount I did, I still could not make payments of any kind to anyone even if it was a lowered amount.

Blair has assured me many times in the past couple months that I have known him that he would be there for any and all questions and/or concerns while dealing with my bankruptcy and he HAS been there and has answered many questions for me. Blair has made the decision to go bankrupt an easy one. With him just an email or phone call away I feel as if I am not alone anymore and I do have someone reliable to trust and get clarifying information from when I am befuddled with how to claim, what to claim, where to claim it etc.

In short I would recommend Blair to anyone who is having issues with their finances and who may need to look into either consumer proposal or bankruptcy. He is knowledgeable and helpful and I am truly thankful for him and the help I have received. There is no judgement only an understanding that this is part of life and he has made it perfectly clear to me that he is here to help me get back on my feet.

Meeting with Blair and dealing with my finances has been a freeing experience.

Thank you Blair!

I can finally move on with my life

Debt reduced from $21,900 to $5,400
$90/month for 60 months at 0% interest

Blair was so helpful and professional right from the beginning. I was at a point where I felt hopeless and helpless. He was non-judgemental and made me feel like we could work together to solve my debt crisis. The solution that we created is so fantastic and completely manageable. The feeling of relief was so overwhelming that I shed tears of joy! I can finally move on with my life in a positive direction thanks to Blair's assistance.

I have a brighter future

Debt reduced from $12,300 to $6,000
$100/month for 60 months at 0% interest

Blair is a wonderful, supportive and very helpful with this process. Very accommodating, understanding with a willingness to help. Without him I would be in a worse situation financially and am starting to feel better knowing that I have a brighter future. Thank you Blair :)

I feel a huge weight lifted off me financially and emotionally

Debt reduced from $27,800 to $7,200
$120/month for 60 months at 0% interest

First of all Blair is a lifesaver. At no time throughout this whole experience did he make me feel embarrassed or uncomfortable. He knew exactly what I was feeling and going through and was there for me every step of the way. He is a true professional in every sense of the word. I feel a huge weight lifted off of me financially and emotionally, all thanks to Blair. If you are in debt trouble, go see Blair and he will guide you the process painlessly and with a smile. Best thing I've ever done. True story.

Blair has given me something to look forward to

Debt reduced from $28,000 to $16,500
$275/month for 60 months at 0% interest

I had run out of options and sent an email out to the universe. Blair called me the next day and I heard four words that gave me hope. 'I can help you.' I am looking forward to getting a grip on my finances by learning some valuable tools and not being held a prisoner by my past mistakes about money. Always available and easy to talk with, Blair really has given me and my family something to look forward to by supporting me on this journey.

He did not disappoint

Debt reduced from $21,800 to $7,500
$125/month for 60 months at 0% interest

As soon as I sat down with Blair and we started talking about what he could do for me I felt at ease. He walked me thru the process step by step and as things started to fall into place, Through the entire process he has made me feel at ease and positive about what 'we' could achieve. And he did not disappoint. Everything has gone smoothly and I am happy to say I will soon be on my way to getting my credit back on line. I wish I had known about him sooner, He has really made this a positive experience and I would recommend him without hesitation.

Peter came to my office to introduce 4 Pillars last year. Since then, I have spoken to two people who have received help from Peter regarding their debt issues and both were very happy with their results. Based on that, I recommended a long time friend of mine who had serious debts to see Peter. My friend's evaluation was consistently stellar as he was thankful I connected the two of them. Peter has my trust.

Blair is very professional and a true expert in his field

Debt reduced from $31,600 to $9,600
$160/month for 60 months at 0% interest

Blair is very professional and a true expert in his field. I really appreciate how welcoming he was during the initial appointment, how accommodating he is during the follow-up visits, and how understanding he has been throughout the entire process. I highly recommend Blair because he will provide you with exceptional service and make a significant difference in your life.

I will highly recommend Peter in any financial matter and debt resolution.

I felt I was treated like a friend

Debt reduced from $35,000 to $13,800
$230/month for 60 months at 0% interest

I want to thank Blair for his help and professionalism in starting me off on the road back to some financial freedom. I felt I was treated like a friend and he was always there to help when i was in any need of questions answered. I would highly recommend to anyone suffering from any amount of debt to talk with Blair to help get them back on the road to a better life. Thanks Blair, you make a difference.

Peter has extentsive knowledge in the deb consolidation and debt management field. For anyone questioning their financial options, I would highly recommend sitting down with Peter to look at all the opportunities available.

I highly recommend his services

Debt reduced from $51,000 to $19,200
$320/month for 60 months at 0% interest

I am so glad that I pushed past my initial fear of speaking to someone about my overwhelming debt. Blair took an unpleasant situation, and made it a very positive experience. I highly recommend his services.

Very knowledgable and practical..works in the best interests of the client

I am forever grateful

Debt reduced from $18,500 to $6,900
$115/month for 60 months at 0% interest

My experience with Blair was amazing, no matter how stressed out i was he always reassured me that things will work out for the better, which it has. I am forever grateful for Blair helping me get out of debt faster and helping me get on with my life without so much stress.

Peter saved our lives as a debt consultant at 4 Pillars Consulting. Peter was knowledgeable, detailed, and gave us peace of mind during a very stressful time

I can’t believe how easy the process was

Debt reduced from $15,000 to $4,200
$70/month for 60 months at 0% interest

Blair was professional, encouraging and never judgmental. I can't believe how easy the process was, and recommend his services to anyone I know going through a hard financial time. For the first time in my adult life, I feel in control of my finances and what a RELIEF! Thanks Blair.

I had the opportunity to work with Peter when he accepted me as a client and he as my financial advisor. Peter is very professional and is very good at providing clear options that resulted in positive results in my best interest. Peter demonstrated strong work ethics and I would recommend him many times over as a personable, customer oriented individual who is a very knowledgeable business professional. Thanks for everything Peter

You will be in excellent hands

Debt reduced from $31,000 to $6,000
$100/month for 60 months at 0% interest

It was a pleasure to have met Blair during the financial circumstance I was in, the strength and leadership he asserts is deeply appreciated. His integrity and kindness are some of his greatest strengths and is reflected in his business practices. I would not hesitate to recommend Blair, he is the lighthouse when you are sinking, and a calm amongst the storm as you rebuild your financial stability and achievements. I am confident, in consideration of debt restructuring you will be in excellent hands choosing to have Blair guide you through this process. With Blair’s knowledge and professionalism he is exceptional in his field.

I have known Peter for over a year now. He is very compassionate and always goes an extra mile to help his clients. He is great listener and he genuinely care about people. Rare quality these days. He is very knowledgeable in his field and always helps his business partner. I have lot of respect for Peter and the work he does. I would recommend his services to all my contacts

Blair went above and beyond my expectations

Debt reduced from $64,000 to $13,200
$220/month for 60 months at 0% interest

Blair is respectful, knowledgeable, and passionate about his work with 4Pillars. His positive, non judgemental, down to earth attitude made him easy to talk to and meet with. He explained 4Pillars' services simply and clearly and in doing so relieved an enormous amount of my stress. I am very grateful for all his effort and work. He went above and beyond my expectations and continues to.

I referred a friend of mine to Peter and he was pleased with the assistance and advice he received. Given my friend's experience I would recommend Peter to others.

Blair got me the best deal I could get

Debt reduced from $112,000 to $24,000
$400/month for 60 months at 0% interest

Blair was excellent. He stuck with it and got the best possible deal we could get. He guided me through the process with great communication. Highly recommended.

I've gotten to know Peter through the networking groups I attend; on top of being a very easy guy to communicate with, Peter is also very knowledgeable about his industry and I would highly recommend his services to everyone!

My financial situation was out of control. Due to some not so good choices and health issues I found myself drowning. I couldn't provide for my children. After many years of trying to pay down I realized that I needed help. I met Barbara Sergius of 4 Pillars for an overview of what may be possible. At first I felt very irresponsible for getting into the situation I found myself in, and very anxious as I did not think anything was possible. I had tried dealing with the creditors myself and got nowhere. Barbara understood how I felt, and due to her professionalism, business acumen and personal touch, I soon found myself much calmer and somewhat hopeful. I entered into an agreement with Barbara, 4 Pillars and the Trustee. Everything Barbara had suggested and told me has come to fruition. I have since had a consultation with Barbara's financial consultation services and now understand new ways of budgeting. Barbara has helped beyond my expectations. I have learned from Barbara. I am enjoying a life with good choices and the freedom and ability to do right for my children. I am thankful and grateful for Barbara, her knowledge and professionalism.

I can finally sleep properly at night

Debt reduced from $51,000 to $9,000
Paid $9,000 lump sum with loan from the Phoenix Fund

Debt had taken over my life, and Blair helped me gain It back again! I was drowning in debt and embarrassed and scared of what to do. I was recommended to see Blair at 4 Pillars. From the very first meeting to the last, Blair was nothing short of amazing! He made the process clear, easy and he always made me feel comfortable and at ease. He took my $51,000 in debt and reduced it to $9,000! Debt weighs you down and Blair gave me a reason to feel good again. I can finally sleep properly at night instead of always stressing. I would highly recommend Blair to anyone in debt! Thank you, Blair!

Peter is a excellent professional who is trustworthy, consistent and reliable. I am glad to have hired Peter, I'll recommend him.