Hear what hundreds of clients had to say

Bob was amazing! I was in a very bad place due to a divorce and a foreclosure on my home and Bob helped me get back on my feet and get my life back. I’m completely satisfied with 4 Pillars and Bob!

I was buried and at my wits end with multiple companies threatening to garnish my wages. I was barely making ends meet as it was. Bob helped me stop the garnishes while working to get me set up on a better financial path. Very professional!

Thank you for alleviating me of the debt and stress of my life. Bob you are a pleasure to work with. You are easy going and very thorough and informative. As a small business owner, 4 Pillars has allowed me to focus on the growth of my business instead of my financial situation and my debt. Thank you for changing my life!

I would highly recommend Bob to assist you through your challenging financial situation. He is outstanding, compassionate and professional. He and his team worked very hard at ensuring our small business and personal debt load was taken care of in a timely manner. This process has been life changing for both me and my husband.

We are sending this note to thank you for how our lives have turned around since you and 4 Pillars assisted us with our debt burden. We can breathe a lot easier and no longer are chasing debt. We could not have done this ourselves. Since our early contact, Bob has been great. We now do not live above our means and we have savings. We are gearing up for retirement. We strongly recommend 4 Pillars and Bob Hauck to anyone seeking debt relief.

Dealing with past debt was a very high-pressure time for us, mostly the ‘not knowing’ what might happen. So many options and lots of conflicting information. Bob took us through each process step by step and greatly helped to reduce the worry. He gave unbiased opinions on each, and helped us make the right decision on dealing with my debt; the outcome was better than we could have hoped for. Sincerest thanks to Bob for his professional help and personal courtesy during this time. Thanks again Bob!

I am so grateful to Bob Hauck and 4 Pillars Consulting. I heard about the service from a friend and decided to check it out. I’m so glad I did as my circumstances changed rapidly during the process and Bob was able to accommodate these issues quickly and efficiently. I was also on a tight timeline as I was relocating and Bob and his team made sure ever “I” was dotted and every “T” crossed to ensure my proposal and credit counselling could be completed remotely. Without the help of Bob and his team, I’m not sure how I would have been able to handle these issues and I’m greatly looking forward to being a client for life and learning how to manage my finances properly with the credit counselling I will be receiving. I fondly refer to him as my financial guardian angel!! I can’t thank you enough for your help Bob and 4 Pillars for helping people understand there are ways to cope with and manage the financial hardships life sometimes throws at us and that we can come back out on top.

We were $62,000 in debt, down one income and in financial trouble. 4 Pillars helped us with our creditors and they were able to get our debt down to $19,500. Our payments are manageable and 4 Pillars assisted us even after we settled. They were always professional and offered great advice! I would recommend 4 Pillars to anyone who finds themselves in financial difficulty.

This is a great big thank you to Bob and his staff at 4 Pillars. He took what seemed to me an overwhelming task and made it straightforward and easy to comprehend. Bob had an extreme amount of patience and answered any enquiry I had and although it took awhile for me to come to terms with dealing with my debt, I finally took the plunge and my stress and anxiety lifted immediately. All I can say is a super Big Thank You for helping me with what seemed like a daunting and difficult task. I would highly recommend Bob and 4 Pillars to anyone who is facing the same situation.

We were having some financial problems didn't know what to do or who to talk to. So my wife was friends with someone that knew Robert and said we should talk to him that he could help us. So we went to him. He has helped us get our financial situation on track. He has helped us also with proper budgeting which has helped us a lot.

Bob, you have been so patient and understanding. I cannot thank you enough. This year, in spite of all your help, has been difficult. If not for your help, it would have been impossible. In March, I lost my higher paying job in the oil patch. I was unemployed for a month and under-employed for another two months at $16 an hour. I stuck with it though, and now I am working at a better job and making decent money. My wife and I are excited for our future. It has been a tough year and a very lean Christmas, but I think we are making all the right moves. Thank you so much Bob. You have been a saviour for my family and for me. You have been terrific through and through.

I wish I had done this sooner

Debt reduced from $50,000 to $14,500
$250/month for 58 months at 0% interest

I love 4 Pillars. I wish I had done this sooner. Blair walked me through every stage, making sure I completely understood everything. If I had any questions, Blair responded very quickly and made sure I was clear about everything. I felt supported the whole time and would recommend anyone needing financial assistance or options you need to work with Blair at 4 Pillars.

I would not be where I am today if it wasn’t for Blair

Debt reduced from $26,600 to $8,100
$135/month for 60 months at 0% interest

It is always a scary step knowing that you need to make changes regarding your financial challenges! It was for me! I am so grateful to have found Blair! He is a person that you can trust. He is dedicated and eased my mind with his expertise and compassion! I would not be where I am today if it wasn’t for Blair. There should be more people like you in the debt industry! Thank you Blair!

The service and advice I received was way more than I expected

Debt reduced from $18,000 to $6,600
$110/month for 60 months at 0% interest

The service and advice I received was way more than I expected. Any question I had was answered in a very timely manner. Blair handled every detail with utmost professionalism, kindness, consideration and was very patient.

Blair answered all of my questions thoroughly and never once made me feel as though I was a failure for filing a proposal. From the moment we started to work together right up until now, my mind was at ease and I am so happy to have reached the end of one road and the start of another.

I have recommended you to others I have encountered in my position and want to once again thank you for helping me get my life (and finances) back in shape.

Thank You for getting me through this difficult time in my life.

It was a pleasure working with Blair

Debt reduced from $17,700 to $8,400
$140/month for 60 months at 0% interest

I have felt nothing but excellent response to the total experience of going through my financial situation. Blair has explained everything clearly, kept me up to date, and has made me feel comfortable in understanding everything. It has been a pleasure working with Blair.

My worries are over

Debt reduced from $24,000 to $6,000
$100/month for 60 months at 0% interest

I was feeling like I had nowhere to go, I was financially drowning. Working with Blair, my worries are now over. At no time did he ever make me feel ashamed for the position I was in. Blair was very personable and made the whole process that much easier. He saved me and I am very grateful for his financial services.

Thanks again Blair!
You ROCK!

I thought this opportunity seemed too good to be true

Debt reduced from $71,000 to $19,500
$325/month for 60 months at 0% interest

I am writing to share with you my tremendous sense of relief and empowerment. Working with you to process my Consumer Proposal was a delight. You were always there to answer my questions in a way that I could understand and I am still in awe of how available you always were. Prompt responses with easy to use information.

I did a lot of investigative work to ensure that you and 4 Pillars had credibility because I thought this opportunity seemed too good to be true. I now know that this is legal process overseen by the government and it was important to have my own representation.

It is so great to know that I am now on the path to having the financial freedom to enjoy life. My payments are easy to manage but the peace of mind is really the fantastic part. I am no longer worried and behind all of the time.

Thank you so much for all you have done for me Blair!

I am now completely debt free due to Blair’s expertise

Debt reduced from $38,000 to $7,000
Paid $7,000 lump sum

I am writing this letter on behalf of my consultant, Mr. Blair Greenwood of 4 Pillars. I was experiencing a serious debt problem which was spiralling out of control when I had the good fortune to come across Mr.Greenwood's business card at a local establishment. I called Blair Greenwood and we arranged a meeting. Following our initial talk, Blair laid out all the options for resolving the issue and we made a decision that was the correct one. Blair also kept me updated as to the progress of the settlement. Blair worked very hard to resolve my difficult situation and save me the maximum amount of money. My case was disposed of quite quickly, and at reasonable cost to my full satisfaction and I am now completely debt free due to Blair's expertise. Blair also continues with follow up calls, and definitely shows ongoing interest in his clients. Therefore, I would highly recommend Mr. Greenwood to those who have debt problems and need a professional advisor.

4 Pillars handles everything in a professional, caring and confidential way

Debt reduced from $8,500 to $3,500
Paid $3,500 lump sum

4 Pillars is an amazing debt consulting company that handles everything right from the get go in a professional, caring and confidential way. I was very comfortable through the whole process and extremely happy with the outcome of Blair’s efforts and hard work. Thank you for helping me start a new life!

Without this help I would still be in loads of debt and under a lot of stress

Debt reduced from $21,000 to $6,500
Paid $6,500 lump sum

My experience with Blair was great. He was extremely easy to work with and eased all my concerns during the process. This experience has changed my life as I was buried in debt and had no idea how I would ever get out of it. Within a short 4 months I was able to become completely debt free by settling with a lump sum settlement. I went from $21,000 in debt to settling it for only $6,500! I will never forget that day as I felt like a huge weight had been lifted off me! Today I am happy to say that I am not only still debt free, but I have learned how to manage money and save. I have been rebuilding my credit over the last year and a half and will be looking to buy my first home soon. I feel so thankful for Blair's help along this journey and don't know where I would be today financially if it weren't for him.

I am still shocked at what I paid to get rid of my debt!

Debt reduced from $32,000 to $9,600
$160/month for 60 months at 0% interest

Blair and 4 Pillars helped me figure out the best way to deal with my debt. I am still shocked at what I paid to get rid of my debt! It was an easy, quick process and Blair was there every step of the way. I would definitely recommend Blair to anyone thinking about debt restructuring.

Blair tells it like it is honestly and sincerely

Debt reduced from $106,500 to $30,000
$500/month for 60 months at 0% interest

I ran into some financial difficulty in the spring of 2009. I contacted Blair from 4 Pillars and from our very first meeting Blair explained the process professionally and thoroughly. I am a pretty good read of people and I had a good feeling about Blair from the start. He tells it like it is honestly and sincerely. We are now at the credit rebuilding stage as my debt restructuring plan is complete. The credit rebuilding process has some excellent methods on getting your credit back on track. Blair Greenwood is extremely thorough and is a smart and confident guy who knows his information inside and out. I would highly recommend him to anyone who needs help sorting out their debt troubles.

Blair guided us through the entire process

Debt reduced from $41,500 to $12,900

We found Blair to be professional and extremely supportive as he guided us through the entire debt restructuring process to the successful completion of our proposal. He took the time to thoroughly explain what we could expect each step of the way so there were no surprises and his quick responses to our inquiries eased any concerns we had. We have referred him with confidence to others and would recommend that anyone in need of his expertise give him a call.

I heard of Chris through my brother a few years back which helped him out a lot. I have some health issues that landed me in a pretty tight spot and Chris was able to assist in taking care of it. 5 stars and a high recommendation from me for his efforts and commitment to each individual case and client.

I’ve actually been able to breathe again since working with you

Debt reduced from $30,000 to $11,400
$190/month for 60 months at 0% interest

Working with Blair and 4 Pillars turned out to be one of the better decisions I've made. I was made to feel very comfortable and confident that I was doing the right thing. The degree of knowledge Blair showed left me with no worries or unanswered questions. I am sure if there is anything I might need to ask about in the future, I would get the support I needed. It was a pleasure working with you Blair. I've actually been able to breathe again since working with you.

Going through financial difficulties was something extremely stressful for me. Chris helped and guided me through the whole process and makes things smoother and easier. He never judges me like the bank did when I asked for help. Instead, he explains me all solution to my specific situation. So, I took the best decision. He helped me with all the process, answered all my question very quickly (and I had A LOT of question! !!) Asking Chris to help me was one of the best decisions of my life. If you feel you need help, it's probably because you need some. And I can tell, Chris it's kind of person who really want to help.

Having 4 Pillars represent me turned out to be a very wise decision

Debt reduced from $204,000 to $33,000
$550/month for 60 months at 0% interest

There are options to dealing with your debt, and an appointment to meet with Blair is a huge step in the right direction. Blair takes the time to listen to you and to understand your situation. Blair works with you to see your plan through to the end in a personal yet very professional manner. With Blair in my corner, I was able to sleep at night and am now able to look towards the future. Having 4 Pillars represent me turned out to be a very wise decision.

Michel and I were really at our wits end - we could not see how we were going to pay back our debts after a downturn in our business. We felt ashamed that we could not meet our financial obligations. Then we met with Chris Grew who was able to put our situation into perspective. Thank you so much Chris for putting our fears to rest and giving our self respect a much needed boost. We would have no hesitation in recommending 4 Pillars, i.e. Chris Grew. He is not only understanding but explains the options available. Thank you so much.

Blair worked hard to get our proposal accepted

Debt reduced from $34,000 to $18,000
$300/month for 60 months at 0% interest

Going through financial issues we were introduced to Blair Greenwood from 4 Pillars through our Financial Planner at Investors Group. We found Blair to be incredibly helpful. Blair went through all our options with us and we chose to do a consumer proposal. Blair put together a proposal that we could afford and worked hard to get it accepted. We also were given direction on how to budget and a solid strategy to rebuild our credit. We found Blair to be very professional and have a great attitude. Thanks again Blair!

This letter is to thank the service of the 4pillars Consulting Group and Chris Grew on the fantastic work he has done on my behalf to settle my debt and provide me with the tools I need to rebuild my credit and secure my financial future. When I first contacted Chris he agreed to see me for a free consultation. At this time my wife was already in Bankruptcy and working with a Trustee. We were scared, frustrated and disappointed with the lack of support she gave us. We received very little information and were told that the only choice my wife had to deal with her debt was Bankruptcy. It became very clear to me that the trustee wasn’t working for us at all but against us and for the creditors. This is when I decided to seek other options for myself in dealing with my debt. My first meeting with Chris was great. He provided me with lots of information, explained different options that were available to me and made me feel like my situation was not as bleak as I thought. I felt like he really cared about me. It felt good to know that he represented me and NOT my creditors and would fight for the best settlement I could get. I let some time lapse after that first meeting and other than an email or two, I didn’t hear from Chris. He told me that my decision was mine alone and that if I wanted to work with him it would be up to me to initiate the contact. While I put off dealing with my situation I was notified by my employer that they had received a Garnishment order from one of my creditors and that my next pay cheque would have $600 taken from it. In a panic, I called Chris. Within a two week period he put together everything I needed to file a Consumer Proposal and have the Garnishment halted before it had even begun. Even with all his other clients, he made me feel like I was his only client. He was worth every penny of the fees he charged me and saved me ten times what he cost. Having witnessed firsthand how my wife was treated by a Bankruptcy Trustee and how I was treated by 4Pillars I can tell you it makes all the difference in the world having someone in YOUR corner. Without Chris’ follow up, attention to detail and amazing work ethic, I would not have the peace and security I have right now. I would like to say a big thank you Chris Grew and 4 Pillars. I would recommend him to anyone who is going through financial hardship because of debt.

I am a true believer and would refer anybody I know to Blair with 4 Pillars

Debt reduced from $65,000 to $10,500
$175/month for 60 months at 0% interest

Blair Greenwood of 4 Pillars has been absolutely fantastic throughout the whole proposal process. My options were clearly explained to me and I was very delighted how easy and straightforward they made it.

Blair was very effective and efficient as the whole process was completed and signed within 8 weeks of my initial phone call. I felt like a huge weight has been lifted from my shoulders. I am a true believer and would refer anybody I know to Blair with 4 Pillars.

He was a true professional and can’t thank him enough for his help.

I could not imagine living with a stressful and sleepless night with all my financial problems...that was a tough moment we had with my husband but with Chris Grew's passionate and sincere approach to help people who have problems financially We survive and live life happily. Thank you very much for all your help sir I definitely continue to promote your performance to more people needs help; once again it means a lot to me and Nathan. Wish u all the success as always.

The day I found Blair was the first day of the rest of my life

Debt reduced from $23,000 to $12,000
$200/month for 60 months at 0% interest

Blair is very good at explaining all policies, procedures and making sure I understand everything. He kept me calm in a time which I was very stressed. The day I found Blair was the first day of the rest of my life! I will recommend 4 Pillars and Blair in particular.

Chris Grew is very easy to work with. He is respectful and helpful and we highly recommend him. He went the extra mile and was very thorough.

He gave me renewed strength to go on and rebuild my credit

Debt reduced from $20,500 to $6,600
$110/month for 60 months at 0% interest

Thank You Blair / 4 Pillars. What can I say except thank you! The weight that has caused so much stress in my life has been lifted and I feel much appreciation for what Blair has done for me. Not only has he reduced my debt he gave me renewed strength to go on and rebuild my credit. Blair took a real interest in my situation and he is very professional and personable. I would highly recommend him to anyone considering 4 Pillars as a solution to your debt relief !!

I would recommend Chris to anyone. He has your best interest at heart and will change your life making it stress free!

You have changed my life

Debt reduced from $64,800 to $13,200
$220/month for 60 months at 0% interest

The stress I was under before my consumer proposal was unimaginable. Blair dealt with me and my situation in an extremely professional and compassionate manner.

I am forever grateful to Blair and 4 Pillars. You have changed my life.

When I got to where I reached out for help I was terrified. How was I going to trust a stranger to have my best interests at heart? Chris Grew won my trust quickly. Now, with my consumer proposal having gone exactly as Chris said it would, I look back on the experience and am thankful for Chris Grew's honesty, forthrightness, knowledge, and professionalism. This guy told me several times that I could call him anytime, even if it was because I was looking for reassurance- and he meant it! I don't wish financial stress on anyone and I hope nobody I know ever has to go through it. But. I would recommend Chris Grew without hesitation.

Other companies and the options were not even close to what Blair was confident he could do

Debt reduced from $127,000 to $15,000
$250/month for 60 months at 0% interest

With anything in regards to finance there is always a certain reservation to put your faith in somebody other than yourself to deal with it. After meeting Blair the first time he gave no indication of pressure, knew the options and possibilities when dealing with debt, and worked with us on our timeline to come to a resolution that was extremely fair in our favour. Previously to dealing with 4 Pillars I had interviewed some other companies and the options presented were not even close to what Blair was confident he could do. I would highly recommend Blair with 4 Pillars to anyone needing help dealing with their debt.

Chris, Thank you so much for your guidance through the process of dealing with my debt. I was at my wits end and you explained my options and supported me through each step. I especially appreciate how quickly you responded to emails or phone calls each time I became anxious about something. You are a wealth of information, a pleasure to deal with and you have a fine sense of humour - which always helps. I look forward to working with you as we rebuild my credit over the next couple years.

Blair was professional and helpful

Debt reduced from $57,700 to $20,700
$345/month for 60 months at 0% interest

Blair was professional and helpful, helping me to understand the process with patience and professional courtesy. I learned a lot about the debt business and how to manage my credit going forward and I would highly recommend Blair to anyone needing help managing their debt.

Chris Grew, thank you for telling me the TRUTH. You said this was going to be a tough decision, but still showed me EVERY option. I waited a week, and made the decision that worked best for my situation, and never looked back. From then on, Chris guided my choice, step by step, there to answer any questions and help conquer my paranoia and frustrations. He was by my side at the interviews. I trusted the process after that, relishing in the new freedoms gained from taking control of my debt. Goodbye sleepless nights, panic attacks, stress medical issues! My family is forever grateful!

It was one of the best decisions of my life to use the services of Blair / 4 Pillars

Debt reduced from $29,000 to $6,000
$100/month for 60 months at 0% interest

Two years ago I had an accident at work which left me with a partial disability. This year my mother passed away With all this I could not afford to pay my debt. I followed the advice of a good friend who told me about Blair and 4 Pillars. It was one of the best decisions of my life to use services of Blair as my debt consultant . He treated me with respect, never judging, and his kindness and smile made me feel so secure that everything will be okay and it was. He was able to do exactly what he said by reducing my debt from $29,000 to $6,000!

Thank you Blair Greenwood for taking away the tonne of weight I was carrying on my shoulders. You gave me back my peace of mind again.

I highly recommend Chris to anyone struggling with debt. Chris helped me understand my options, presented the pros/cons and let me decide what was right for me and my family. There was no pressure from his end. When you are in the position I was, literally no one is on your side. They all want you to pay and pay now, especially the government or student loans. Even when you can't make ends meet they don't care. You need someone on your side. Chris is that guy. He knows how to turn the tables in your direction. He uses real financial tools to help you. He is available from day 1 to the end of your solution, any time you need. He is always quick to reply, friendly and helpful. I think what impressed me the most Chris really wants to help people. He doesn't judge. He listens and is honest with you about your situation and presents facts. Chris has been in the industry a long time and understands both sides of the table. He is passionate about his business because he wants to help people and he knows life happens - we didn't all get in the situation we are in because of bad intentions - which is how you are treated by every lender otherwise. Get Chris in your corner and get yourself setup for success. Honestly the best thing I have done! A massive weight was lifted off my shoulders... thanks Chris!

He is dedicated and has attention to detail

It has been a pleasure to get to know Blair and to see his ability to take care of his clients needs first and foremost. His dedication and attention to detail has ensured that we will look forward to making an introduction to Blair at any chance there may be an opportunity. If there is a way to get you to a better situation with respect to your debt... Blair and his team will find it!!

Chris was amazing to work with, he was so helpful and was so wonderful in making sure that I understood everything that was happening. He answered my questions after hours and on weekends. I would highly recommend if you need help with your finances Chris is the one to help you. From, One very happy client, Crosbie Bourdeaux

I will be forever grateful for all that Blair and 4 Pillars has done

Debt reduced from $63,000 to $9,000
Paid $9,000 lump sum through the Phoenix Fund

I feel that first thing that Blair did for me was put my mind at ease and make me feel like something was actually getting done. I had some government issues that I needed resolved right away and Blair did everything in his power to make sure my deadline was met and exceeded and with the best plan he could find for my situation. I will be forever grateful for all that Blair and 4 Pillars has done to help me get back on my feet with confidence.

I first met Chris when i had been screwed over by fraud. I had a lot of debt and had to have two vehicle repos due to my circumstances. Chris was great. Easy to work with and very professional. I am a year and a half into my consumer proposal and have a 660 credit score. I figured i would still have crap credit for a few more years. Thanks Chris.

The best discovery and decision I made

Debt reduced from $24,000 to $7,200
$120/month for 60 months at 0% interest

Finding and utilizing the knowledge and skills of Blair with 4 Pillars was by far the BEST discovery and decision I made in regards to my unforeseen financial circumstance. I highly recommend that no matter how small or large your financial stresses may be, contact Blair and be on your way to clear those frustrations and make a brighter path to your future today!

Wish I had known what Chris could do for us a year ago! We let pride get in the way of asking a professional for help until it was 'almost' too late, but Chris knew what to do to get us on track again. Didn't know there was something called a 'Consumer Proposal', it's a win/win that lets us sleep at night and see the light at the end of the tunnel! Thanks Chris!