Hear what hundreds of clients had to say

I am very grateful that I am a client of Sue Grubac's and all she has done for me and my family thus far. Words are really hard to describe a person who has a big heart for lending a big hand to those in need of answers. That is definitely Sue Grubac.

I am healthier and happier now

Debt reduced from $32,000 to $16,500
$275/month for 60 months at 0% interest

My life has taken a complete turnaround since my first meeting with Blair. His knowledge, professionalism, and support are invaluable. Prior to meeting Blair, I was stressed on all levels and felt weighed down by the pressures of my debts. Now, I feel a sense of freedom which is leading to enthusiasm for what is ahead for me in the future. It is amazing how one meeting and one change in my life has impacted everything else for the better. I am healthier and happier now than I have been in a long time. Thank you, Blair!

I have referred Peter and 4 Pillars to several of my clients and they have nothing but great things to say about his services. Peter provides an invaluable, alternative solution for my clients. I fully endorse 4 Pillars and Peter Temple.

It feels great not to have creditors on my a$$ daily!! Small steps to where I want to be in life, debt free and more!! Thank You for making all of this possible. I'll be forever grateful for all you've done.

It's been over 2 years since a friend of mine introduced me to Peter Temple and 4 Pillars. It was at a time that I was newly married and swimming in personal debt. I had tried for years to undo the damage that my youthful ignorance cost me but could never really get my head above water. Peter sat down with me and went over every possibility to get me out of debt. I saw no other option but bankruptcy, but Peter showed me a better, less devastating way to get out of debt and still build a future with my husband. I am now able to pay off my debt and still work towards the things that I want to have in order to enjoy life. I highly recommend 4 Pillars...even if just to hear some other alternatives than making a drastic choice about your financial situation.

We are finally feeling the relief of working with a budget. We feel like things are starting to turn around and we have a handle on our lives again. A big thanks to you. Thank you!

Blair really turned things around for us

Debt reduced from $203,000 to $42,000
$700/month for 60 months at 0% interest

Blair really turned things around for us. We were struggling with massive amounts of debt and couldn't see any way out of it. In my first conversation with Blair, I immediately felt comfortable and assured that he was the right person to help us out of this. The stress melted away immediately, and we began the process of dealing with the debt. I highly recommend Blair or 4 Pillars for anyone struggling with significant amounts of debt.

Just over a year and a half ago I came to Peter and his team needing help. He welcomed me with open arms and non-judgement. They rushed my consumer proposal because I had decided to move back to Alberta. Everything went off without a hitch. Even after moving back to Edmonton, Peter and his team was there if I had questions or concerns. Wonderful company.

We found Sue Grubac to be very professional and efficient in our recent dealings with her. We would recommend her to anyone that is having financial problems in today's economy. We only wish that we had heard about her and 4 Pillars sooner, as a great weight has been lifted off our shoulders. We are starting to live again.

My financial future some seems brighter than it ever was

Debt reduced from $54,500 to $13,200
$13,200 lump sum paid through the Phoenix Fund

Blair helped me understand all the options I had when it came to getting my financial situation figured out and under control. I had reached a very high point of stress trying to solve things on my own but simply after sitting down for one meeting and going over all of it I could already start to feel some of my stress leave. There is still some work for me to do now to help get things back in order, however Blair has been extremely helpful in offering advice and help and my financial future now seems brighter than it ever has.

Peter is enthusiastic in helping others get out of debt. He goes beyond just looking at their surface level issues, and genuinely cares about improving his clients' lives. I cannot say enough positive things about Peter and 4 Pillars and I would recommend his services to anyone that needs financial assistance.

The reason I recommend Peter Temple is because of his commitment to his job. The service 4 Pillars offered went above and beyond my expectations to help me get back on my feet.

I felt like Blair had my best interests in mind

Debt reduced from $23,000 to $6,000
$100/month for 60 months at 0% interest

After being on maternity leave and deciding not to return to my position as a flight attendant due to my husband's job and him working odd hours, I found myself in a financial hardship. Shortly after my husband lost his job and was out of work for a couple of months I started to panic. I made the decision to call Blair and he immediately put me at ease and talked me through all my options and the processes. I always felt like he had my best interests in mind and always answered phone calls and emails promptly!! Blair made a horrible situation bearable and less stressful!!! Thank You!!!

I met with Peter 5 years ago for a simple coffee for him to explain to me how he helps. He was very thorough about what steps needed to be taken, what info i needed to submit etc. I have to admit it was a scary situation i was in. Plus doing it was really scary too. But it was Honestly THE BEST decision we made. It was alot easier then I thought but now 4 years later we are debit free, paid it off one year ahead of time with the money we saved from not paying all the different creditors.AMAZING

Peter Temple and 4 Pillars acted on our behalf as we confronted a large debt from multiple lenders, consisting of unsecured LOC's and CC debt. It was further complicated by our ownership of multiple rental properties, some with active partners. 4 Pillars worked closely with us every step of the way. Not only did they answer every question we posed to them, and there were some complicated issues, they clearly laid out the potential scenarios and helped us to choose the most appropriate path forward. As we were fully informed, we felt satisfied that we were in control of the process, and when we were finally introduced to an appropriate Trustee, we could not have been better prepared.

I highly recommend Blair

Debt reduced from $45,300 to $9,000
$150/month for 60 months at 0% interest

Working with Blair has been a pleasure from the first meeting. He made a very stressful situation I was in comfortable for me to talk about. I highly recommend Blair, he is just amazing at what he does.

I let my finances escape me and found myself in a big financial hole. Not knowing what to do i researched debt reconciliation and found 4 Pillars. I was impressed with how much of my debt Peter was able to negotiate down to a manageable lump sum. Moving past my debt was one of the most draining events of my life. But now that i have moved past it things are better than ever. If you ever find yourself in my situation please contact Peter at 4 Pillars. It could be one of the smarter decisions you can make.

Peter is very professional, knowledgeable and personable, and is very easy to deal with. I highly recommend Peter!

4 Pillars rescued me from a crippling debt load

Debt reduced from $70,000 to $24,600
$410/month for 60 months at 0% interest

4 Pillars rescued me from a crippling debt load in my senior years. Blair Greenwood was unfailingly supportive and educated me about the process involved in submitting a consumer proposal and taking control of my finances. I would recommend working with Blair to anyone who needs to find a workable solution to financial difficulties. Consulting with Blair and working through the process can be emotional and requires effort but achieving peace of mind is worth it.

Peter at 4 Pillars helped me settle all my debts really quickly AND cheaply So happy I used this service! 4 Pillars really helped me to address my debts and turn my life around! So happy I met them and would urge you to do so as well if you are struggling with debt

Benjy I would like to thank you for helping me through my very difficult financial situation last year. After my wife's death and a short term job loss I was left completely overloaded in debt and no idea of how to deal with it. I did not want to consider bankruptcy, but there was more money going out every month on debt payments than I was earning in income. Your assistance and advise was greatly appreciated as this was a very difficult time in my life and I am more than relieved now that my debts are dealt with. It fees like I have a completely fresh start and can begin to rebuild my life again. I would highly recommend you to other people that are going through similar financial problems. All your help and assistance was greatly appreciated. Thank you!

Significant positive impact on my life

Debt reduced from $50,000 to $19,200
$320/month for 60 months at 0% interest

Blair and 4Pillars have made a significant positive impact on my life. Clear, calm, concise and patient would be appropriate buzzwords to describe Mr. Greenwood. No longer am I being crushed by my debt. Thanks to Blair, I get a fresh start.

I would highly recommend working with this company if you have debts to pay off. 4 Pillars delivers what it promises and I am so happy I found them

I Just wanted to thank you so much for everything. From the time I walked in the door you treated me with respect and let me know that you were in my corner and working for me. The best thing I ever did was walk into your office. My financial life is now back on track and I owe it all to you. Cheers

Very professional and helpful

Debt reduced from $47,000 to $15,000
$250/month for 60 months at 0% interest

My experience was amazing ,Blair made my financial situation less stressful and made me feel like a real person and that I wasn't alone. Very professional and helpful , Blair changed my life, thank you.

not only did 4 Pillars help me pay off my debts they also advised me how to rebuild my credit and budget. Really friendy service and caring people

Benjy, I would like to take a moment to thank you for helping with my financial situation, your expertise and attention to detail was a great relief to me and my family. Financial problems can generate a great deal of stress on people and your service was extremely helpful is helping me understand my rights and was able to show me a light at the end of the tunnel. I would highly recommend your service without hesitation. Thanks again Benjy..

Our experience was life changing

Debt reduced from $36,000 to $7,500
$125/month for 60 months at 0% interest – Emily

Debt reduced from $59,000 to $16,200
$270/month for 60 months at 0% interest - Clayton

Our experience with Blair at 4 Pillars was completely life changing. The stress we had in our family before with financial debt was so high and due to contacting him it is now gone. Because of his support, understanding and knowledge we were able to reduce our debt to a very manageable payment. Many thanks Blair for being non judgmental and working so hard with us through a very tough time in our lives. I would highly recommend Blair, contacting him was the best thing we have done!

We are a family of 5 that where really struggling with our finances for some time, did not see any possibilities of fixing this, creditors calls where getting worst, and overall everything was going downhill. With all the scams out there is hard to tell who is legit when it comes to helping you with this problems. A friend from Nanaimo recommend us Sue from 4pillars, she listened and gave us a plan for us, she was very professional and kind and made it easy for us to know what to do. Now we are finally on a stable pace back to a clean start. We highly recommend her. Thank you Sue for all your help.

Peter is great guy! He's patient, understanding, thorough, and pleasant to work with!

I was pleasantly surprised

Debt reduced from $89,000 to $21,000
$350/month for 60 months at 0% interest

I was very pleasantly surprised how smoothly Blair was able to orchestrate dealing with the financial disaster that I was encompassed in.

I cannot begin to express how wonderful Sue Grubac of 4 Pillars has been in walking me through the process of putting my life back on track financially. The situation in which I found myself was stressful and overwhelming but Sue was patient, courteous, respectful and compassionate and, thanks to her diligence, I am on my way to a brighter future. I sincerely recommend 4 Pillars for a 'Fresh Start'

I would recommend 4 Pillars to anyone who needs help getting their finances in order. Peter Temple at 4 Pillars has been so helpful. He took time to explain what they are all about. He was able to answer all my questions, and if I needed help with the paper work, he was only a phone call away. Anytime I need to speak with him, he promptly returns my call. Either that day or the next. I highly recommend them to anyone who is having financial difficulties.

I can rest easy now

Debt reduced from $85,000 to $16,800
$280/month for 60 months at 0% interest

Thanks to Blair, I can rest easy knowing that I can pay my bills in cash. I am looking forward to the future.

After many years in business I realized I was slowly sucking up equity to pay bills and then the debt started to incur. I thought my business was recession proof but it became too late to turn things around with the debt I had incurred. The bigger problem, was that the debt was in my name and as I couldn't afford to pay myself wages it really started to snowball to the point where I was in trouble. I met Sue from 4pillars and she helped me in a big way. First, she needed a clear picture of all my debts and income, property, vehicles etc. Then she was able to help me develop a plan that would negotiate a better deal with the unsecured debt. Sue was very thorough and understood where I was coming from and where I needed to be financially. She took control of the process and I just fed her the information she requested. In the end I saved ten's of thousands of dollars and the phone calls and letters stopped. I was worried my name would be smeared and I would be a cast out, but it was all private and there was none of that. Sue was professional and excellent in all areas and I am so glad I met her. The best thing about the whole experience with Sue was that she truly cares about her clients and wants to help. I am now debt free for all unsecured debt and it feels fantastic. I pay cash for things now, I have money in the bank and all my commitments are met on time. It opened doors in my life I didn't know existed and I couldn't be happier! Thanks Sue!

Peter and Margaret answered all my questions and concerns, they helped me with how to reduce my debt. I have better peace of mind.

Key step in resolving a decades long debt issue

Debt reduced from $110,000 to $31,750
Paid $10,000 lump sum and $362.50 for 60 months at 0% interest

Working with Blair was the key step in resolving a decades-long debt issue. It is impossible to underscore how important working with him has been in moving a debt issue to a place that is finally manageable. Blair is patient, understanding and knowledgeable. I'd work with him again in a heartbeat. I've already referred friends to him. Call him.

I've been coming to 4Pillars for a few months and the restructuring of my debt has left me feeling free and motivated to lead a more successful life. Before coming in I was overwhelmed and felt isolated. Being taught the tools to be aware of where my money is going is an amazing feeling!

This service has helped me when I needed it most, highly recommend to anyone and everyone.

I am in control of my finances and my life again

Debt reduced from $92,500 to $33,000
$550/month for 60 months at 0% interest

A huge thank you to Blair. I believed my situation was unmanageable. Yet, here I am, in control of my finances and my life again. I had no idea that any of this was even possible. If you feel helpless, hopeless about your crushing debt, I encourage you to give Blair a call. Professional, courteous, knowledgeable, and non-judgemental, he was there to answer my questions every step of the way.

I had very little knowledge about my options prior to my appointment at 4Pillars and Sue took the time and extra effort to help me. She explained in detail to make sure I was on track for the future. I am so very thankful.

I am really happy with the way my debt was handled by filing a consumer proposal. It is much more manageable now. 4 Pillars really helped me out.

Blair has your best interests at heart, not the creditors

Debt reduced from $204,000 to $33,000
$550/month for 60 months at 0% interest

Blair makes you feel like a person. He takes a crappy situation, treats you with respect, listens to your circumstances, and makes a proposal on your behalf that will work for you. Blair understands the creditor process, and always has your best interests at heart, not the creditors. I highly recommend Blair for his services, his professionalism and most of all for making me feel like a whole person again.

I got myself into debt I could not get out of by myself. Sue at 4Pillars has helped me in so many ways. I cannot thank her enough. I'm excited to know how not to fall it to debt again and to be able to start over.

We are so happy that we got help with our debts, that before we are so stress on how to solve it. With the help of our friend and 4 Pillars was introduced to us for better solution to our debts. We are satisfied with the outcome of our proposal and hopefully in 5 years everything will be ok.

Thanks and God bless

Debt reduced from $18,000 to $6,000
$100/month for 60 months at 0% interest

I had a great experience with 4 Pillars.,you helped me a lot. Thanks and God bless!

Sue has been great she has explained and has given very clear suggestions and direction. I have come so far with the help and support from Sue at 4Pillars. Thank you!

Before I met with 4 Pillars (Peter Temple), I am overwhelmed with call from creditor. As of today, I am having good life, sleep and no stress on thinking about my credits. Thank you to 4 Pillars for giving m this stress free life.

Our lives are changed for the better

Debt reduced from $52,000 to $18,000
$300/month for 60 months at 0% interest

Blair was absolutely wonderful, very professional. We are in a very good financial spot because of him...we can't thank him enough. Blair was very easy going and worked around our schedule, (kids, work) which most wouldn't do. I was very very stressed out about money and bills and Blair was so good with me...made me feel that everything would be ok.....Thank you again Blair, you changed our lives for the better :)

We came in with no expectations since our situation seem so dismal, there seemed like there was no end in sight. Then Sue, so exceptionally friendly, made the whole process look and seem so attainable which it was giving us hope for a better future. Even now, months later, everything feels and looks better and will continue so with the new skills we will take with us.