Debt Consolidation Abbotsford
Barbara Buchan, Abbotsford Debt Relief & Consolidation Specialist
If you are searching for information on debt consolidation and debt relief, I can help. I'll walk you through the different options consumers have and help you decide which path to take.
I'm Barbara Buchan, your 4 Pillars debt relief and consolidation specialist serving the Abbotsford region.
I've helped many Abbotsford families get out of debt and rebuild their financial lives.
I know this is a stressful time. I want to go through the basic process of eliminating debt, as well as introduce you to the different options for restructuring and settling your debt with creditors.
I have two goals. The first is to simply make you aware of your various debt relief and settlement options. There is no one single path out of debt.
The second is to give you hope. I've seen many families and businesses standing where you are right now. It does get better.
Your debt relief options
Most people do not take action to solve their debt and financial challenges because of fear of change, lack of information about their options, and embarrassment of getting themselves into this situation.
First, take a breath and realize that the creditors are happy when you are only making minimum payments - it's more profit for them.
You do have options for getting out of debt. These typically include:
- Debt consolidation
- Consumer proposals
- Informal proposals or debt settlements
- Debt management and budgeting
- Credit rebuilding
- And bankruptcy (as a final option)
How I help you get out of debt
The first place to begin is to simply explain the pros and cons of each debt solution. Different circumstances mean different outcomes. For example, sometimes bankruptcy is your best option; other times, an informal proposal is the way to go.
For my own clients, I begin by explaining each option and analyzing your situation.
My aim is to get you out of debt as soon as possible while keeping your payments down to an absolute minimum.
About my debt expertise
I've spent much of the past 20 years in the financial industry. I've worked as an administrator, Executive Secretary and accounting supervisor in the medical and engineering industries. While working in medical industry I developed programs to organize companies administration staff and accounting staff. My time in the engineering industry led me to become supervisor for two offices overseeing the administration and accounting staff.
I have a great understanding of financial challenges and how to rebuild your credit in a short amount of time. I work on budgeting and credit rebuilding with all my clients to ensure you have the best opportunity to become financially secure in your lives.
I currently own two 4 Pillar offices in the lower mainland, Langley and Abbotsford. I'm actively involved in many networking organizations including BNI, TRBN, and Business Women's Association.
About 4 Pillars Abbotsford
The 4 Pillars advantage gives our clients the peace of mind that comes from choosing one of the oldest and largest debt restructuring companies in Canada. Our debt restructuring, credit rebuilding and budgeting services, offered through our Clients For Life™ program, allow us to assist our clients remove the financial barriers they face, and move forward with their financial goals, be that saving for retirement, buying a house or putting their kids through school. No other Canadian company offers such an integrated system for creating financial stability.
"Barbara did a fabulous job for me. She is personable and very professional. I would recommend her to anyone needing debtconsulting."
- Greg Dennison, October 9, 2012, President at Integra Construction Ltd.
"She made my life easier by advising how to manage my debt loadat a certain time in my life. I got what I expected from it with nosurprises or unnecessary delays. Communicated with me in a timelymanner. Thank you, Barbara."
- Diana Vida, October 8, 2012, Customer Service Department at The Home Depot Canada
My 4 Pillars Abbotsford Office
Our Abbotsford Office is located at #211 - 33119 South Fraser Way, Abbotsford, BC V2S 2B1
Here are a few of my business links:
Here is my LinkedIn Profile Page: LinkedIn Profile
Facebook Listing: Facebook Listing
Yellow Pages Listing: Yellow Pages Ad