Hear what hundreds of clients had to say

Average of 4.9 out of 5 from 1009 our inhouse reviews


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Anne P – Hair Stylist

Debt reduced from $45,300 to $9,000
$150/month for 60 months at 0% interest

Working with Blair has been a pleasure from the first meeting. He made a very stressful situation I was in comfortable for me to talk about. I highly recommend Blair, he is just amazing at what he does.

I highly recommend Blair

Debt reduced from $45,300 to $9,000
$150/month for 60 months at 0% interest

Working with Blair has been a pleasure from the first meeting. He made a very stressful situation I was in comfortable for me to talk about. I highly recommend Blair, he is just amazing at what he does.

Victoria, BC

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Marty G

I can’t think of anything. I was 100% satisfied how everything was handled. After years of struggling and fighting with my ****loans, 4 pillars took away a huge amount of stress by making a plan that worked for us. I no longer worry or stress over the debt I had. I am 100% satisfied and recommend them. Marty G

In response to: “Is there room for improvement or anything you would change?”

I can’t think of anything. I was 100% satisfied how everything was handled. After years of struggling and fighting with my ****loans, 4 pillars took away a huge amount of stress by making a plan that worked for us. I no longer worry or stress over the debt I had. I am 100% satisfied and recommend them. Marty G

Peterborough, ON

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Terry

I met someone that I allowed to con me financially and put my credit rating in the toilet. I found John and Jennifer and they coached me into re-building my credit and regain my self respect. Through them I was able to start repaying my creditors and avoid bankruptcy. I have been able to increase my payments so I can chop a few months off! I have learned many lessons along the way and I feel very positive about my future I have an enormous amount of gratitude to John and Jennifer for all their support and I appreciate their non judgemental attitude and encouragement. Thank you so much for the difference you have made in my life!

Your Credit Rebuilding Worked

I met someone that I allowed to con me financially and put my credit rating in the toilet. I found John and Jennifer and they coached me into re-building my credit and regain my self respect. Through them I was able to start repaying my creditors and avoid bankruptcy. I have been able to increase my payments so I can chop a few months off! I have learned many lessons along the way and I feel very positive about my future I have an enormous amount of gratitude to John and Jennifer for all their support and I appreciate their non judgemental attitude and encouragement. Thank you so much for the difference you have made in my life!

Calgary, AB

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Heather W – Office Manager

Debt reduced from $31,000 to $11,400
$190/month for 60 months at 0% interest

Without question, one of the best decisions I have made in my financial life has been working with Blair Greenwood of 4 Pillars. Growing up, I was always taught to pay my bills. But after a marriage breakdown and periods of unemployment, the debt became unmanageable and I knew I needed help. I looked into the possibility of a non-profit credit counselling agency and quickly found that they were clearly working on the side of the banks and credit cards. I became discouraged and thought bankruptcy was the answer and looked into the possibility of working directly with a trustee. It was then that a friend of mine recommended Blair as an alternative. And I thank my lucky stars every day. I found out that trustees are officers of the court and act on behalf of the creditors. I needed someone on my side, to negotiate a solution on my behalf - working for ME and my best interests. That someone turned out to be Blair. He worked with me outlining the process and keeping me informed every step of the way. By the time we met with the trustee, I was confident and prepared. The proposal went through without a hitch and I’m now happily on my way to clearing my debt and rebuilding my credit – all thanks to Blair and 4 Pillars.

One of the best decisions I have made

Debt reduced from $31,000 to $11,400
$190/month for 60 months at 0% interest

Without question, one of the best decisions I have made in my financial life has been working with Blair Greenwood of 4 Pillars. Growing up, I was always taught to pay my bills. But after a marriage breakdown and periods of unemployment, the debt became unmanageable and I knew I needed help. I looked into the possibility of a non-profit credit counselling agency and quickly found that they were clearly working on the side of the banks and credit cards. I became discouraged and thought bankruptcy was the answer and looked into the possibility of working directly with a trustee. It was then that a friend of mine recommended Blair as an alternative. And I thank my lucky stars every day. I found out that trustees are officers of the court and act on behalf of the creditors. I needed someone on my side, to negotiate a solution on my behalf - working for ME and my best interests. That someone turned out to be Blair. He worked with me outlining the process and keeping me informed every step of the way. By the time we met with the trustee, I was confident and prepared. The proposal went through without a hitch and I’m now happily on my way to clearing my debt and rebuilding my credit – all thanks to Blair and 4 Pillars.

Victoria, BC

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Bryan M – Welder

Debt reduced from $31,000 to $6,000
$100/month for 60 months at 0% interest

Blair was great. Helped me get out of debt and did everything he told me he could do. Highly recommended to anyone with debt.

He did everything he told me he could do

Debt reduced from $31,000 to $6,000
$100/month for 60 months at 0% interest

Blair was great. Helped me get out of debt and did everything he told me he could do. Highly recommended to anyone with debt.

Victoria, BC

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Mike S

Before I went to Hardip Chaudhry at 4 Pillars, I was lost and extremely stressed about the debt I was in. I was in debt for approx. $60,000 and was struggling to pay even the minimum payments on my credit cards. I thought my life would be a struggle as long as I was to live. Hardip provided me with a free consultation and explained that she could reduce my debt significantly. Not only that, but I would pay it back at 0 percent interest! I thought it was too good to be true and was hesitant at first. I was wise, however, and gave her a chance. Amazingly, she was able to reduce my debt to $31500 at $525 per month for 5 years! I am so grateful and my stress was gone. Not only that, but she is helping me rebuild my credit, get a credit card again, and buy a home in the future. The service I received at 4 Pillars was amazing and Hardip deserves so much credit for helping people like myself. It can work for you too and it is not too good to be true! My debt is now manageable and my biggest debt is to Hardip for all her help!

Reduced my debt from $60,000 down to $31,500

Before I went to Hardip Chaudhry at 4 Pillars, I was lost and extremely stressed about the debt I was in. I was in debt for approx. $60,000 and was struggling to pay even the minimum payments on my credit cards. I thought my life would be a struggle as long as I was to live. Hardip provided me with a free consultation and explained that she could reduce my debt significantly. Not only that, but I would pay it back at 0 percent interest! I thought it was too good to be true and was hesitant at first. I was wise, however, and gave her a chance. Amazingly, she was able to reduce my debt to $31500 at $525 per month for 5 years! I am so grateful and my stress was gone. Not only that, but she is helping me rebuild my credit, get a credit card again, and buy a home in the future. The service I received at 4 Pillars was amazing and Hardip deserves so much credit for helping people like myself. It can work for you too and it is not too good to be true! My debt is now manageable and my biggest debt is to Hardip for all her help!

Surrey, BC

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Cie

After my divorce, I found myself facing financial trouble – credit cards out of control, bill payments falling behind, not able to make ends meet. I was staring at over $60K in un-payable debt. Then I met John and Jennifer. During our first meeting, they gave me options on how to fix my financial picture which consisted of debt repayment, debt reduction and a solid plan on how to rebuild my credit future. With their help, I am now on the road to financial recovery and looking forward to my clean slate. Without John and Jennifer’s help, I’m not sure where I’d be today. Sincerely, Cie

After my divorce, I found myself facing financial trouble – credit cards out of control, bill payments falling behind, not able to make ends meet. I was staring at over $60K in un-payable debt. Then I met John and Jennifer. During our first meeting, they gave me options on how to fix my financial picture which consisted of debt repayment, debt reduction and a solid plan on how to rebuild my credit future. With their help, I am now on the road to financial recovery and looking forward to my clean slate. Without John and Jennifer’s help, I’m not sure where I’d be today. Sincerely, Cie

Calgary, AB

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Scott M – Deckhand

Debt reduced from $37,000 to $19,800
$330/month for 60 months at 0% interest

This program really took some pressure off and has given me confidence in the ability to rebuild my financial future. Thank you Blair Greenwood.

This program really took some pressure off

Debt reduced from $37,000 to $19,800
$330/month for 60 months at 0% interest

This program really took some pressure off and has given me confidence in the ability to rebuild my financial future. Thank you Blair Greenwood.

Victoria, BC

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Tammy & Shannon S – Self Employed

Debt reduced from $41,500 to $12,900

We found Blair to be professional and extremely supportive as he guided us through the entire debt restructuring process to the successful completion of our proposal. He took the time to thoroughly explain what we could expect each step of the way so there were no surprises and his quick responses to our inquiries eased any concerns we had. We have referred him with confidence to others and would recommend that anyone in need of his expertise give him a call.

Blair guided us through the entire process

Debt reduced from $41,500 to $12,900

We found Blair to be professional and extremely supportive as he guided us through the entire debt restructuring process to the successful completion of our proposal. He took the time to thoroughly explain what we could expect each step of the way so there were no surprises and his quick responses to our inquiries eased any concerns we had. We have referred him with confidence to others and would recommend that anyone in need of his expertise give him a call.

Victoria, BC

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