Hear what hundreds of clients had to say

Average of 4.9 out of 5 from 1009 our inhouse reviews


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S.Q. & M. Q.

Before I met Jennifer, my husband and I had $45,000 worth of debt. I was so helpless and depressed, couldn’t sleep well, feeling so stressed and my husband and I ended up fighting over discussing how to pay our monthly bills and high interest credit cards. John and Jennifer helped us cut our debts, pay 0% interest and rebuild credit. Right now, I came back to my old self, less stressed, financially and emotionally satisfied and with better budgeting skills. We can now start saving for a better future to our kids. To Jen and John---a million thanks!

Before I met Jennifer, my husband and I had $45,000 worth of debt. I was so helpless and depressed, couldn’t sleep well, feeling so stressed and my husband and I ended up fighting over discussing how to pay our monthly bills and high interest credit cards. John and Jennifer helped us cut our debts, pay 0% interest and rebuild credit. Right now, I came back to my old self, less stressed, financially and emotionally satisfied and with better budgeting skills. We can now start saving for a better future to our kids. To Jen and John---a million thanks!

Calgary, AB

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Heather W – Office Manager

Debt reduced from $31,000 to $11,400
$190/month for 60 months at 0% interest

Without question, one of the best decisions I have made in my financial life has been working with Blair Greenwood of 4 Pillars. Growing up, I was always taught to pay my bills. But after a marriage breakdown and periods of unemployment, the debt became unmanageable and I knew I needed help. I looked into the possibility of a non-profit credit counselling agency and quickly found that they were clearly working on the side of the banks and credit cards. I became discouraged and thought bankruptcy was the answer and looked into the possibility of working directly with a trustee. It was then that a friend of mine recommended Blair as an alternative. And I thank my lucky stars every day. I found out that trustees are officers of the court and act on behalf of the creditors. I needed someone on my side, to negotiate a solution on my behalf - working for ME and my best interests. That someone turned out to be Blair. He worked with me outlining the process and keeping me informed every step of the way. By the time we met with the trustee, I was confident and prepared. The proposal went through without a hitch and I’m now happily on my way to clearing my debt and rebuilding my credit – all thanks to Blair and 4 Pillars.

One of the best decisions I have made

Debt reduced from $31,000 to $11,400
$190/month for 60 months at 0% interest

Without question, one of the best decisions I have made in my financial life has been working with Blair Greenwood of 4 Pillars. Growing up, I was always taught to pay my bills. But after a marriage breakdown and periods of unemployment, the debt became unmanageable and I knew I needed help. I looked into the possibility of a non-profit credit counselling agency and quickly found that they were clearly working on the side of the banks and credit cards. I became discouraged and thought bankruptcy was the answer and looked into the possibility of working directly with a trustee. It was then that a friend of mine recommended Blair as an alternative. And I thank my lucky stars every day. I found out that trustees are officers of the court and act on behalf of the creditors. I needed someone on my side, to negotiate a solution on my behalf - working for ME and my best interests. That someone turned out to be Blair. He worked with me outlining the process and keeping me informed every step of the way. By the time we met with the trustee, I was confident and prepared. The proposal went through without a hitch and I’m now happily on my way to clearing my debt and rebuilding my credit – all thanks to Blair and 4 Pillars.

Victoria, BC

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A

Anonymous

Not a thing, everything was handled well. We are very happy with the services that 4 pillars provided. Helped us see the light at the end of tunnel.

In response to: “Is there room for improvement or anything you would change?”

Not a thing, everything was handled well. We are very happy with the services that 4 pillars provided. Helped us see the light at the end of tunnel.

Peterborough, ON

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Justin F., Teacher

Ryan was so understanding when we were going through our debt settlement. She always took the time to explain the process and answer all of our questions. Thanks to everyone at 4 Pillars our debt has been cut down significantly and my family will be free and clear in just a couple years.

Ryan was so understanding when we were going through our debt settlement. She always took the time to explain the process and answer all of our questions. Thanks to everyone at 4 Pillars our debt has been cut down significantly and my family will be free and clear in just a couple years.

Muskoka, ON

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J

JO

Taking small steps to where I want to be in life, debt free and more!! Thank You for making all of this possible, and I'll be forever grateful for all you've done.

Taking small steps to where I want to be in life, debt free and more!! Thank You for making all of this possible, and I'll be forever grateful for all you've done.

Parksville, BC

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Catherine A

Jim, I want you to know that I am sincerely thankful that you are the one that I finally chose to speak with about my financial matters. I had procrastinated for so long, all the while getting deeper in debt. Your kindness, consideration and efforts on my behalf will always be appreciated. I feel now that there is light at the end of the tunnel - getting brighter with time. I really never imagined, in all the days that I kept putting off "the thing I had to do", that this result was possible. Thanks so much!

There is a light at the end of the tunnel

Jim, I want you to know that I am sincerely thankful that you are the one that I finally chose to speak with about my financial matters. I had procrastinated for so long, all the while getting deeper in debt. Your kindness, consideration and efforts on my behalf will always be appreciated. I feel now that there is light at the end of the tunnel - getting brighter with time. I really never imagined, in all the days that I kept putting off "the thing I had to do", that this result was possible. Thanks so much!

Hamilton, ON

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Wayne K.

Charlie and Monique did an excellent job. I would recommend them to anyone that was dealing with debt like me. They achieved all the goals we were hoping for and explained my options throughout.

Charlie and Monique did an excellent job. I would recommend them to anyone that was dealing with debt like me. They achieved all the goals we were hoping for and explained my options throughout.

North Okanagan, BC

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Dan H.

I was in debt by approximately $52,000.00. I was losing sleep at night worrying about all my bills, I was stressed a lot and sometimes I had trouble focusing at work. When I sat down with Jennifer, I was greeted with a smile. She explained different options that were available to me and showed me what she can do. I chose to hire her to restructure my debt down to $8,400. My one low monthly payment is now just $150 with 0% interest, and I have already started to rebuild my credit through her credit rebuilding program. Jennifer's kindness and thoughtfulness was way above my expectations and the manner in which she represented not only herself but the business she carried was very professional. Because of Jennifer, I am dealing with my debt with her help. I am less stressed and I am more knowledgeable about my financial options. I am sleeping better and I am a happier person. Dear Jennifer, thank you so much for helping me with my problems!

Reduced my debt from $52,000 to $8,400

I was in debt by approximately $52,000.00. I was losing sleep at night worrying about all my bills, I was stressed a lot and sometimes I had trouble focusing at work. When I sat down with Jennifer, I was greeted with a smile. She explained different options that were available to me and showed me what she can do. I chose to hire her to restructure my debt down to $8,400. My one low monthly payment is now just $150 with 0% interest, and I have already started to rebuild my credit through her credit rebuilding program. Jennifer's kindness and thoughtfulness was way above my expectations and the manner in which she represented not only herself but the business she carried was very professional. Because of Jennifer, I am dealing with my debt with her help. I am less stressed and I am more knowledgeable about my financial options. I am sleeping better and I am a happier person. Dear Jennifer, thank you so much for helping me with my problems!

Calgary, AB

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Mike S

Before I went to Hardip Chaudhry at 4 Pillars, I was lost and extremely stressed about the debt I was in. I was in debt for approx. $60,000 and was struggling to pay even the minimum payments on my credit cards. I thought my life would be a struggle as long as I was to live. Hardip provided me with a free consultation and explained that she could reduce my debt significantly. Not only that, but I would pay it back at 0 percent interest! I thought it was too good to be true and was hesitant at first. I was wise, however, and gave her a chance. Amazingly, she was able to reduce my debt to $31500 at $525 per month for 5 years! I am so grateful and my stress was gone. Not only that, but she is helping me rebuild my credit, get a credit card again, and buy a home in the future. The service I received at 4 Pillars was amazing and Hardip deserves so much credit for helping people like myself. It can work for you too and it is not too good to be true! My debt is now manageable and my biggest debt is to Hardip for all her help!

Reduced my debt from $60,000 down to $31,500

Before I went to Hardip Chaudhry at 4 Pillars, I was lost and extremely stressed about the debt I was in. I was in debt for approx. $60,000 and was struggling to pay even the minimum payments on my credit cards. I thought my life would be a struggle as long as I was to live. Hardip provided me with a free consultation and explained that she could reduce my debt significantly. Not only that, but I would pay it back at 0 percent interest! I thought it was too good to be true and was hesitant at first. I was wise, however, and gave her a chance. Amazingly, she was able to reduce my debt to $31500 at $525 per month for 5 years! I am so grateful and my stress was gone. Not only that, but she is helping me rebuild my credit, get a credit card again, and buy a home in the future. The service I received at 4 Pillars was amazing and Hardip deserves so much credit for helping people like myself. It can work for you too and it is not too good to be true! My debt is now manageable and my biggest debt is to Hardip for all her help!

Surrey, BC

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