John and Jennifer Croft
  • John and Jennifer Croft

  • Suite #300 - 340 Midpark Way SE
    Calgary, AB
    T2X 1P1
  • 403-668-6493
  • calgary@4pillars.ca

John and Jennifer Croft, Calgary Debt Settlement and Restructuring Specialists

If you are researching your options for financial relief and assistance in Calgary, we can help. We've helped hundreds of Calgary families reduce their overall debt and avoid bankruptcy.

We know this time is stressful and feels hopeless - so make sure you read the stories from Calgary residents (near the middle of this page). They'll show you that while it looks hopeless right now, things can get better.



Here is our Client Care Advisor Team

Ray Mordan Client Care Advisor 403-668-6493 calgary@4pillars.ca

4 Pillars is Licensed in Alberta

In Alberta, 4 Pillars Consulting Group is licenced as a Debt Repayment Agency.

A Debt Repayment Agency is licenced under the 'Fair Trading Act, Collection and Debt Repayment Practices Regulation' which legislates debt restructuring services to Alberta residents. We proudly meet and exceed all requirements under the Fair Trading Act to deliver the highest possible of standards in Alberta and in the rest of Canada.

Debt Repayment Agency Licence: http://www.servicealberta.gov.ab.ca/1245.cfm

4 Pillars Consulting Alberta Licencing: Service Alberta - 4 Pillars Consulting Licensing Page

Warning: If you are considering the services of any Debt Management or Debt Repayment Agency in Alberta check the website to see if they are licenced. We do recommend that Alberta residents use licensed debt restructuring companies which are operating close to your area!


How we help you reduce your debt

At 4 Pillars, we specialize in helping people facing severe financial trouble. We provide a number of services to our clients, including:

  1. Professional and confidential consultations
  2. Debt Settlement Assessment
  3. Evaluation of both individual and family finances
  4. Negotiating with creditors
  5. Asset protection & refinancing recommendations
  6. Financial Literacy Program that includes budgeting, credit restoration and financial accountability.

John and Jennifer's Story: Who they are

With more than 15 years of combined experience in finance, real estate, investments and insurance, John and Jennifer have a unique ability to understand and advise on a broad range of financial issues and concerns.

In 2010 they moved from BC to Calgary to start their first 4 Pillars Consulting office in Northeast Calgary. Shortly thereafter they expanded to cover all of Calgary and the surrounding areas.

In November 2014 they expanded into Saskatchewan opening offices in Regina and Saskatoon. A year later, John and Jennifer expanded into Ontario. They operate in Mississauga, Burlington, Niagara as well as Etobicoke. In 2017, they also started to operate in Winnipeg, Manitoba.

In their past 8 years of service, the Crofts and their team have helped thousands of clients.

Since 2015, the Croft’s continue to be the recipients of the 4 Pillars Multi Franchise of the Year award year after year for demonstrating dedication to franchise excellence through continued leadership and commitment.

The Crofts and their team consider it a great privilege to serve their clients and help them move from despair to hope. They feel blessed to have earned the trust of the families they serve in Alberta, Saskatchewan, Winnipeg and Ontario.

The Crofts consider it a great privilege to serve their clients in this way and have been nominated multiple times for the BBB Blue Torch Award for Consumers Trust.

Calgary Nominations of Excellence

2014 BBB BlueTorch Award for Ethics

2014 Calgary Small Business Award for Excellence in Customer Service


Credit counsellors busy as Calgarians struggle with debt and unemployment

Watch our recent CTV news highlight on how 4 Pillars helps their clients consolidate debt payments while struggling with high credit card payments.

Credit counsellors busy as Calgarians struggle with debt and unemployment


How the debt settlement & restructuring process works

We know that debt is a deeply personal and difficult issues to confront. From your first phone call or meeting, you can expect any information you provide John and Jennifer to be kept confidential.

During your complimentary consultation, our team of highly experienced Advisors will walk you through the different options available to you, what your rights and responsibilities are, what the benefits and consequences are to each option, and the process of redeeming your credit score.

Our clients receive a full client care service thoughtfully designed to create a long term relationship that doesn't expire. Even after you are in a debt reduction plan, the door is always open to help you with ongoing budgeting and support.

Because of our long term approach, we are privileged to have earned the trust of the communities where we serve. We often find past clients coming in for continued monthly budgeting support and accountability to ensure the prevention of financial disorder from returning.


About 4 Pillars Debt Consulting Group

The 4 Pillars advantage gives our clients the peace of mind that comes from choosing one of the oldest and largest debt restructuring companies in Canada.

Our debt restructuring, credit rebuilding and budgeting services, offered through our Clients For Life program, allow us to assist our clients to remove the financial barriers they face, and move forward with their financial goals.

No other Canadian company offers such an integrated system for creating financial stability.


Our Calgary office

My office location is: Suite # 111 - 10325 Bonaventure Drive SE, Calgary, AB, T2J 7E4

Our phone number is 403-455-1743.

Call today to book a free one hour consultation in my office

Here are some of our local listings:

Here is our FaceBook Page: Member Listing

Here is our BBB Profile Page: BBB Profile

John Croft's LinkedIn Profile: LinkedIn Profile

Jennifer Croft's LinkedIn Profile: LinkedIn Profile

Our YouTube Channel: Click Here

Our Blog: Click Here


John and Jennifer Croft
  • John and Jennifer Croft

  • Suite #300 - 340 Midpark Way SE
    Calgary, AB
    T2X 1P1
  • 403-668-6493
  • calgary@4pillars.ca

Have a question?

Speak to an expert in confidence.

Get Started.