John and Jennifer Croft
  • John and Jennifer Croft

  • Suite #210 - 3115 12 St NE
    Calgary, AB
    T2E 7J2
  • 403-668-6493
  • calgary@4pillars.ca

John and Jennifer Croft, Calgary Debt Settlement and Restructuring Specialists

If you are researching your options for financial relief and assistance in Calgary, we can help. We've helped hundreds of Calgary families reduce their overall debt and avoid bankruptcy.

We know this time is stressful and feels hopeless - so make sure you read the stories from Calgary residents (near the middle of this page). They'll show you that while it looks hopeless right now, things can get better.


Credit counsellors busy as Calgarians struggle with debt and unemployment

Watch our recent CTV news highlight on how 4 Pillars helps their clients consolidate debt payments while struggling with high credit card payments.

Credit counsellors busy as Calgarians struggle with debt and unemployment


4 Pillars is Licensed in Alberta

In Alberta, 4 Pillars Consulting Group is licenced as a Debt Repayment Agency.

A Debt Repayment Agency is licenced under the 'Fair Trading Act, Collection and Debt Repayment Practices Regulation' which legislates debt restructuring services to Alberta residents. We proudly meet and exceed all requirements under the Fair Trading Act to deliver the highest possible of standards in Alberta and in the rest of Canada.

Debt Repayment Agency Licence: http://www.servicealberta.gov.ab.ca/1245.cfm

4 Pillars Consulting Alberta Licencing: Service Alberta - 4 Pillars Consulting Licensing Page

Warning: If you are considering the services of any Debt Management or Debt Repayment Agency in Alberta check the website to see if they are licenced. We do recommend that Alberta residents use licensed debt restructuring companies which are operating close to your area!


How we help you reduce your debt

We specialize in assisting individuals and families that are experiencing financial crisis. We provide a number of services to their clients, including:

  1. Professional and confidential consultations
  2. Debt Settlement Assessment
  3. Evaluation of both individual and family finances
  4. Negotiating with creditors
  5. Asset protection & refinancing recommendations
  6. Financial Literacy Program that includes budgeting, credit restoration and financial accountability.

John and Jennifer's Story: Who they are

Drawing on more than 13 years of combined work experience in real estate, finance, insurance and investments, John and Jennifer have a layered understanding of finances and the consequences of poor financial management.

Armed with that experience, along with a passion for helping people, they moved their family from BC to Alberta in 2010 to start their first 4 Pillars Consulting firm in Northeast Calgary. The business offers assistance in personal and business debt restructuring, credit rehabilitation and financial literacy education. One year later, they expanded their franchise territories to serve the entire city of Calgary and surrounding areas.

In November 2014, the Crofts expanded their business and became the franchise owners of Saskatchewan, opening offices in Regina and Saskatoon . The Crofts grew their business again in October 2015 and opened an office in Mississauga, Ontario.

The Crofts and their team have been representing the best interests of debtors and successfully interceded on behalf of more than 5,000 clients since 2010.

Last year, they received the 4 Pillars Franchise of the Year award for demonstrating dedication to franchise excellence through continued leadership and commitment.

The Crofts and their team consider it a great privilege to serve their clients and help them move from despair to hope. They feel blessed to have earned the trust of the families they serve in Alberta, Saskatchewan and Ontario.

Calgary Nominations of Excellence

2014 BBB BlueTorch Award for Ethics

2014 Calgary Small Business Award for Excellence in Customer Service


How the debt settlement & restructuring process works

From the very first phone call, you can expect that any information you provide John and Jennifer will be kept confidential.

During your complimentary consultation, John and Jennifer will walk you through the different options available to you as a Canadian debtor, what your rights and responsibilities are, what the benefits and consequences are to each option, and walk you through the whole process of redeeming your credit score.

Clients of John and Jennifer will expect to receive a full client care service thoughtfully designed to create a long term relationship that doesn't expire. Their door is always open to help people long after the debt has been eliminated.

Because of their long term approach, they have earned the trust of the community where they serve. You will often find past clients visit John and Jennifer's office regularly; coming to them for continued monthly budgeting support and accountability to ensure the prevention of financial disorder from returning.


About 4 Pillars Debt Consulting Group

The 4 Pillars advantage gives our clients the peace of mind that comes from choosing one of the oldest and largest debt restructuring companies in Canada.

Our debt restructuring, credit rebuilding and budgeting services, offered through our Clients For Life program, allow us to assist our clients to remove the financial barriers they face, and move forward with their financial goals.

No other Canadian company offers such an integrated system for creating financial stability.


Our Calgary office

My office location is: Suite #210 - 3115 12 St NE, Calgary, AB, T2E 7J2

Call today to book a free one hour consultation in my office

Here are some of our local listings:

Here is our FaceBook Page: Member Listing

Here is our BBB Profile Page: BBB Profile

John Croft's LinkedIn Profile: LinkedIn Profile

Jennifer Croft's LinkedIn Profile: LinkedIn Profile

Our YouTube Channel: Click Here

Our Blog: Click Here

John and Jennifer Croft
  • John and Jennifer Croft

  • Suite #210 - 3115 12 St NE
    Calgary, AB
    T2E 7J2
  • 403-668-6493
  • calgary@4pillars.ca

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