Laurence Herzenberg, Debt Consolidation Specialist for Newmarket
Debt is one of the biggest threats to your financial future. I am based in Newmarket and will help you better understand options like restructuring, debt settlement, consumer proposals, and personally work with you to rebuild your finances.
My debt consolidation services for Newmarket
When someone contacts my office it's an opportunity to learn about some of the challenges they currently face. In my initial conversations and meeting, I take the time to explain all of their debt relief options. I will explain all options, even those not provided by our company so a full understanding can be gained and an informed decision made on which way to move forward.
Understanding there are options to help with overwhelming debt is often a great source of relief. But dealing with the debt is only a small part of a comprehensive debt restructuring plan. In order for debt consolidation to be successful, it needs to be a plan that fits your long term financial goals and create financial stability.
I offer the following services to help you get out of debt
In our meeting we discuss the importance of financial literacy and how our clients will be provided ongoing support throughout the process on the following topics:
- Debt restructuring
- Consultation on filing or avoiding bankruptcies
- Representation through a Consumer Proposal
- Consolidation Loans
- Budgeting
- Credit rebuilding
- Financial literacy
The Costs of Doing Nothing
Debt is the single biggest threat to our financial future, yet it is the most overlooked piece of every financial plan.
Get help before its too late....Learn More
I explain the debt relief options in terms that are easy to understand and how important it is to us that our clients are successful in completing all aspects of the plan we create.
My office is part of 4 Pillars, a national company that has helped thousands of Canadians restructure millions of dollars in debt. Last year we helped Canadians get relief from $160M of unmanageable consumer debt and reduced our client's monthly payments by $1200 per month.
4 Pillars prides itself on providing the best customer service at a time when people are facing a financial crisis and when emotions are driving decisions. Our goal is, to be honest, upfront and straightforward.
Our mandate is to always work for the benefit of the debtor and everything we do is driven by this. We carefully examine all aspects of a financial situation and then discuss the long term financial goals, many seem unachievable when faced with overwhelming debt but with the right plan, our clients quickly see hope and see that financial stability is within reach.
We believe we have the highest success rate in the industry for people entering debt restructuring and it is because we don't deal with debt in isolation we treat it as a short term roadblock to achieving financial freedom.
How debt consolidation works
Our debt relief and elimination process are about gathering the right information, creating a plan customized based on your needs and then working together to accomplish it. This is not an overnight process and it takes some patience, financial literacy coaching, and patience but the outcomes are amazing!
The actual debt help we provide ranges from 2 weeks to 4 or 5 months but the relationship we create lasts for years as we continue to work with you to build a better future for you and your family. Our commitment to our clients is that we are always there to help you build a better financial future.
Newmarket Debt Help Articles
Why Consumers Need Credit
The abuse of credit cards in society today is sadly widespread and misunderstood..
Here is the link to this must read article....Learn More
Why say NO to additional credit cards
Find out more about what why consumers need to be careful with credit card debt.
Issuers of credit cards, namely banks are on a perpetual mission to get you to put more on your credit cards and run up the balances.
Read more of this article I posted to help you understand credit card debt better....Learn More
The Downside to Living Through a Housing Boom
There is no better feeling in the world, as a homeowner to see the value of your property going up in value each year.
A desire to spend and spend big as the value of your house goes up. ...Learn More
About 4 Pillars
4 Pillars Consulting has been helping families deal with debt for over 18 years. We have more than 50 offices in Canada including the Newmarket office.
You can be sure if you use 4 Pillars for debt help you are getting the best services possible. We are pleased to offer these services in our Newmarket office and to help consumers with their debt relief options.
Here are some of my contact points:
Google + Page: Google+ Links
Facebook Page: Facebook Page
Newmarket BBB Page:Newmarket BBB Page
LinkedIn Page: LinkedIn Page
My Newmarket office
My office location is: 17075 Leslie St. Unit 7, Newmarket, ON L3Y 8E1.
What it Means to Restructure Debt
Learn more about what it means to restructure debt and how it affects your credit rating and long term financial plans.
This is a good article to learn more about debt restructuring. ...Learn More
Newmarket Testimonials
As a national company we have helped thousands of Canadians just like you in financial trouble. We are the debt experts and we are good at what we do. To hear from some of the people we have helped click here: " target="_blank">4 Pillars Client Reviews