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4 Pillars

There is a way out.

Find a debt solution that works for you.

We help to reduce your debt by up to 80% and get you back on track. Up to 97% of families successfully complete the plans we create and become debt free.

Get started with a
free debt consultation

4 Pillars Etobicoke

  • Sonia Oliveira

  • 200 Matheson Blvd W. Suite 103
    Mississauga, ON
    L5R 3L7
  • (416) 882-1804
  • goldenhorseshoe@4pillars.ca

4 Pillars Etobicoke

Sonia Oliveira, Etobicoke Debt Settlement and Restructuring Specialists

If you are researching your options for financial relief and assistance in Etobicoke, we can help. We've helped hundreds of Etobicoke families reduce their overall debt and avoid bankruptcy.

We know this time is stressful and feels hopeless - so make sure you read the stories from Etobicoke residents (near the middle of this page). They'll show you that while it looks hopeless right now, things can get better.

Debt Consolidation and Debt Relief services for Etobicoke

I provide a variety of Debt Relief programs including:

  1. Create plans to achieve significant debt reduction.
  2. Representation and consulting regarding consumer proposals and bankruptcy.
  3. Budgeting and credit rebuilding services.
  4. Business debt restructuring and refinancing.
  5. Financial Empowerment education and support.

I know also that right now you are overwhelmed with different terminology (consumer proposals versus debt consolidation, credit counseling versus debt settlements).

If you have a question about these options or simply need some advice, feel free to contact me and I will personally help you to determine which is the best solution for your situation.

How we help you get out debt

Upon initial contact, We will provide an assessment over the phone to give you an idea of how we can assist with your debt.

If my solution sounds right for you, we can then schedule an in person meeting at my office or your home to review your situation in more detail which allows you to make an informed decision on securing my services.

At that point if you decide to move forward, we will begin implementing a customized Debt Restructuring program, which includes budgeting and credit rebuilding.

If your best option is a Consumer Proposal or Bankruptcy, we will represent you to create and submit an offer to your creditors via a bankruptcy trustee that best suits your needs and budgetary concerns

Etobicoke Office

My office location is: 200 Matheson Blvd W. Suite 103 Mississauga, ON L5R 3L7

Tel: 905-277-0524

Contact me today to schedule a phone meeting or a free one hour consultation.

Etobicoke Testimonials

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"The stress and worries are over. We are living again."
Actual client testimonial. Name removed to protect privacy.

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