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4 Pillars

There is a way out.

Find a debt solution that works for you.

We help to reduce your debt by up to 80% and get you back on track. Up to 97% of families successfully complete the plans we create and become debt free.

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4 Pillars East Windsor

4 Pillars East Windsor

Debt Consolidation East Windsor Ontario

Sonia Oliveira, Debt Consolidation Specialist

Helping East Windsor Families and Businesses Get Out of Debt

If you are searching for options for debt relief in Windsor and the surrounding area, I can help. Since 2006, I have helped over 600+ residents of Windsor families and small businesses reduce their overall debt, keep their assets, and avoid bankruptcy.

If you are searching for options for debt relief in Windsor and the surrounding area, I can help. Since 2006, I have helped over 600+ residents of Windsor families and small businesses reduce their overall debt, keep their assets, and avoid bankruptcy.

I help individuals and business owners get out debt, rebuild credit and plan for the future.

This page answers many questions you probably have if you are considering bankruptcy or other options such as debt consolidation and consumer proposals. I know this is a very stressful time. But I can say that it will get better and there are more options to get out of debt than you think.

You can read stories from East Windsor clients that I've helped to rebuild their financial futures. I also offer detailed information about how debt consolidation works, the pros and cons of consumer proposals, and if you live in East Windsor, feel free to send me an email with a specific question. I will respond.

Windsor Debt Restructuring Information

The 4 Pillars advantage gives our clients peace of mind that comes from choosing one of the oldest and largest debt restructuring companies in Canada. Our debt restructuring, credit rebuilding, and budgeting services, offered through our Clients For Life™ program, allow us to assist our clients to remove the financial barriers they face and move forward with their financial goals; be that saving for retirement, buying a house or putting their kids through school. No other Canadian company offers such an integrated system for creating financial stability.

Our debt restructuring, credit rebuilding, and budgeting services mean our Clients for Life™ system assists our clients to remove the financial barriers they face from overwhelming debt to saving for a down payment to buy a house, save for their children's education or plan their own retirement. No other Canadian company offers an integrated financial system for creating financial stability for Canadians.

Debt Consolidation Services I Offer to the Windsor area

  1. Financial Literacy Seminars
  2. Debt Consolidation
  3. Complete guidance on different debt reduction options
  4. Financial Empowerment and Budgeting
  5. Credit Rehabilitation
  6. Asset Protection and Refinancing strategies
  7. Debt Elimination Business Development
  8. Consolidation Loans
  9. Privacy and Confidentiality
My Experience in the Finance Industry
How We Help Windsor residents to Quickly Eliminate Debt

In order to eliminate your debt, increase your cash flow and allow you to invest in the future, I take the following steps:

Step 1. Free initial financial assessment over the phone to see how I can help you deal with your debt.

Step 2. Free face to face consultation to review all of your options. At this stage, you will decide which debt-restructuring process will best fit into your financial goals.

Step 3. Implement a plan and improve cash flow through a personalized budget.

Step 4. If you have decided to go through a formal consumer proposal or bankruptcy I will represent you and structure the proposal prior to making the arrangements with the trustee for the formal filing process.

Step 5. Assist you with rebuilding your credit to ensure that your financial recovery is sustained in the long term.

Step 6. Provide financial advice as required to achieve long term goals

I take the time with every client to ensure that they fully understand the processes and procedures involved in debt restructuring. With my expertise, I can make sure the process goes as smoothly as possible and fully represent you and NOT the creditors. I have the ‘Clients for Life™’ philosophy and I will always be there to assist you with any financial challenges in the future.

Book your free consultation.

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"The stress and worries are over. We are living again."
Actual client testimonial. Name removed to protect privacy.

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