John and Jennifer Croft
  • John and Jennifer Croft

  • #204- 2211 McPhillips Street
    Winnipeg, MB
    R2V 3M5
  • 204-220-4151
  • winnipeg@4pillars.ca

John and Jennifer Croft, Winnipeg Debt Settlement and Restructuring Specialists

If you are researching your options for financial relief and assistance in Winnipeg, we can help. We've helped hundreds of Winnipeg families reduce their overall debt and avoid bankruptcy.

We know this time is stressful and feels hopeless - so make sure you read the stories from Winnipeg residents (near the middle of this page). They'll show you that while it looks hopeless right now, things can get better.


Here is our Client Care Advisor Team

Mark Gatpayat Client Care Advisor 204 220-4151 winnipeg@4pillars.ca
Kristyn Kalupar Client Care Assistant 204 220-4151 winnipeg@4pillars.ca

If you are researching your options for settling debt and becoming financially free, we can help

Let me guide you through the debt maze like we have already done for many Manitoba residents (check out their stories below).

How the debt settlement & restructuring process works

From the very first phone call, you can expect that any information you provide John and Jennifer will be kept confidential.

During your complimentary consultation, John and Jennifer will walk you through the different options available to you as a Canadian debtor, what your rights and responsibilities are, what the benefits and consequences are to each option, and walk you through the whole process of redeeming your credit score.

Clients of John and Jennifer will expect to receive a full client care service thoughtfully designed to create a long term relationship that doesn't expire. Their door is always open to help people long after the debt has been eliminated.

Because of their long term approach, they have earned the trust of the community where they serve. You will often find past clients visit John and Jennifer's office regularly; coming to them for continued monthly budgeting support and accountability to ensure the prevention of financial disorder from returning.


John and Jennifer's Story: Who they are

With more than 15 years of combined experience in finance, real estate, investments and insurance, John and Jennifer have a unique ability to understand and advise on a broad range of financial issues and concerns.

In 2010 they moved from BC to Calgary to start their first 4 Pillars Consulting office in Northeast Calgary. Shortly thereafter they expanded to cover all of Calgary and the surrounding areas.

In November 2014 they expanded into Saskatchewan opening offices in Regina and Saskatoon. A year later, John and Jennifer expanded into Ontario. They operate in Mississauga, Burlington, Niagara as well as Etobicoke. In 2017, they also started to operate in Winnipeg, Manitoba.

In their past 8 years of service, the Crofts and their team have helped thousands of clients.

Since 2015, the Croft’s continue to be the recipients of the 4 Pillars Multi Franchise of the Year award year after year for demonstrating dedication to franchise excellence through continued leadership and commitment.

The Crofts and their team consider it a great privilege to serve their clients and help them move from despair to hope. They feel blessed to have earned the trust of the families they serve in Alberta, Saskatchewan, Winnipeg and Ontario.

Calgary Nominations of Excellence

2014 BBB BlueTorch Award for Ethics

2014 Calgary Small Business Award for Excellence in Customer Service


4 Pillars Consulting Manitoba, Debt Settlement  Canada, Winnipeg, MB

If you are researching your options for settling debt, I can help. This page shows you the most common ways to reduce and manage your debt, as well as offers stories from real Winnipeg residents I've helped.

Location of the Office:

#204 - 2211 McPhillips Street, Winnipeg, Manitoba R2V 3M5 204-220-4151

Here is some of our local listings:

4 Pillars Winnpeg Facebook: Click Here

4 Pillars Winnpeg Twitter: Click Here

4 Pillars Consulting LinkedIn Profile: Click Here

Our YouTube Channel: Click Here

Our Blog: Click Here


Winnipeg Debt Restructuring Information

The 4 Pillars advantage gives our clients the peace of mind that comes from choosing one of the oldest and largest debt restructuring companies in Canada. Our debt restructuring, credit rebuilding and budgeting services, offered through our Clients For Life™ program, allow us to assist our clients remove the financial barriers they face, and move forward with their financial goals, be that saving for retirement, buying a house or putting their kids through school. No other Canadian company offers such an integrated system for creating financial stability.

John and Jennifer Croft
  • John and Jennifer Croft

  • #204- 2211 McPhillips Street
    Winnipeg, MB
    R2V 3M5
  • 204-220-4151
  • winnipeg@4pillars.ca

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