John and Jennifer Croft
Debt Relief Specialist
If you are researching your options for settling debt and becoming financially free, we can help
Let me guide you through the debt maze like we have already done for many Manitoba residents (check out their stories below).
How the debt settlement & restructuring process works
From the very first phone call, you can expect that any information you provide John and Jennifer will be kept confidential.
During your complimentary consultation, John and Jennifer will walk you through the different options available to you as a Canadian debtor, what your rights and responsibilities are, what the benefits and consequences are to each option, and walk you through the whole process of redeeming your credit score.
Clients of John and Jennifer will expect to receive a full client care service thoughtfully designed to create a long term relationship that doesn't expire. Their door is always open to help people long after the debt has been eliminated.
Because of their long term approach, they have earned the trust of the community where they serve. You will often find past clients visit John and Jennifer's office regularly; coming to them for continued monthly budgeting support and accountability to ensure the prevention of financial disorder from returning.
John and Jennifer's Story: Who they are
In November 2014, the Crofts expanded their practice and became the franchise owners of the entire province of Saskatchewan, opening up and establishing offices in Regina and Saskatoon to serve clients needing debt relief. Due to the increasing and popular demand of their services, the Crofts grew their practice yet again in October 2015 and opened an office in Mississauga, Ontario to serve even more clients.
Drawing on more than 13 years of combined work experience in real estate, finance, insurance and investments, John and Jennifer have a layered understanding of finances and the consequences of poor financial management.
Armed with that experience, along with a passion for helping people, they moved their family from BC to Alberta in 2010 to start their first 4 Pillars Consulting firm in Northeast Calgary. The business offers assistance in personal and business debt restructuring, credit rehabilitation and financial literacy education. One year later, they expanded their franchise territories to serve the entire city of Calgary and surrounding areas.
In November 2014, the Crofts expanded their business and became the franchise owners of Saskatchewan, opening offices in Regina and Saskatoon . The Crofts grew their business again in October 2015 and opened an office in Mississauga, Ontario.
The Crofts and their team have been representing the best interests of debtors and successfully interceded on behalf of more than 5,000 clients since 2010.
Last year, they received the 4 Pillars Franchise of the Year award for demonstrating dedication to franchise excellence through continued leadership and commitment.
The Crofts and their team consider it a great privilege to serve their clients and help them move from despair to hope. They feel blessed to have earned the trust of the families they serve in Alberta, Saskatchewan and Ontario.
Calgary Nominations of Excellence
2014 BBB BlueTorch Award for Ethics
2014 Calgary Small Business Award for Excellence in Customer Service
If you are researching your options for settling debt, I can help. This page shows you the most common ways to reduce and manage your debt, as well as offers stories from real Winnipeg residents I've helped.
Location of the Office:
554 Pembina Highway, Winnipeg, Manitoba R3M 2M4 204-220-4151
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Winnipeg Debt Restructuring Information
The 4 Pillars advantage gives our clients the peace of mind that comes from choosing one of the oldest and largest debt restructuring companies in Canada. Our debt restructuring, credit rebuilding and budgeting services, offered through our Clients For Life™ program, allow us to assist our clients remove the financial barriers they face, and move forward with their financial goals, be that saving for retirement, buying a house or putting their kids through school. No other Canadian company offers such an integrated system for creating financial stability.