Hardip and Navaiz Chaudhry
Debt Relief Specialists
Stop struggling with debt – We can help
If you, like many Canadians, are burdened by debt, we can help you. We have worked with many families and businesses in Chilliwack to rebuild their finances, regain their confidence and reestablish their lives after dealing with years of debt. We promise you – there is hope, even though your situation may feel hopeless right now.
About 4 Pillars Chilliwack
Debt Relief Specialists Navaiz and Hardip Chaudhry and their team at 4 Pillars Chilliwack have helped thousands of Canadians to break free from their debt and gain the skills they need for financial freedom.
Everyone's struggle is unique, which is a fact that 4 Pillars Chilliwack not only embrace but have established as the guiding principle for their personalized approach to each client's situation.
With seven 4 Pillars offices across Canada (Vancouver, Surrey, Maple Ridge, Chilliwack, London, Toronto, and Etobicoke), the team at 4 Pillars Chilliwack understand that the needs of their clients are diverse and informed by a variety of factors such as geography and industry.
By ensuring that they understand your unique situation and circumstances, they can closely align your needs with their services to help you deal with your debt and move forward. Clients have access to a full range of debt management services, including Debt Restructuring, Debt Consolidation, Budgeting and Credit Rebuilding. Specializing in personal and corporate debt from as low as $5,000 to $1,000,000+, the 4 Pillars Chilliwack team will work with you to determine the best way to deal with your debt, improve your credit score and build your budgeting and financial literacy skills.
As part of the 4 Pillars After Care Program, you are a client for life. With the professional and supportive expertise of the 4 Pillars Chilliwack team, you will gain the tools you need to eliminate your debt, enable you to reach your financial goals and empower you to maintain control over your finances and your life.
Our debt consolidation and settlement services
We offer a wide range of services designed to help people get out of debt, such as:
- Professional and confidential consultations
- Debt settlement assessments
- Evaluation of both individual and family finances
- Creditor negotiations and strategies
- Consultation on personal bankruptcy
- Consolidation loans and refinancing recommendations
- Budgeting, credit restoration and financial literacy
How debt consolidation and consumer proposals work
We will guide you through the process, explain the different options available to you, and help you choose the best strategy for your situation.
We specialize in assisting individuals and businesses that are experiencing financial crisis. We act as your advocate when structuring a new repayment schedule on your behalf and helping you save thousands in the process.
- We have helped clients achieve debt reductions averaging 20% of original debts owed
- We help consolidate your debts into an affordable payment plan that meets your budget
- We have helped structure payment plans with as low as 0% interest and periods ranging from 12 - 60 months
- We can help you achieve a credit score of 650+ within 18 - 24 months
- We create strategies to assist with all types of unsecured debt such as credit cards, lines of credit, personal loans, CRA assessments, mortgage shortfalls, collections, student loans, and medical service plans
How the debt settlement and reduction process works
Our process begins by scheduling a confidential consultation with you in our office.
During your consultation we will gather information about you, your overall financial position, and your short term and long term goals so that we can build a comprehensive profile of your needs. This is also an opportunity for you to learn more about us and our products and services.
The next step is to review all of the different options available to you as a debtor so that you can make an informed decision.
Once we have determined the best option for you, we will help create a financial restructuring plan tailored to meet your unique needs. This includes a custom budget, debt settlement strategy, credit rebuilding plan and access to our financial literacy program.
Start a budgeting program
Our budgeting program is a customized approach that helps you gain control of how you spend. We give you the tools to analyze your spending, and the guidelines to help you stick to your budget. We will conduct quarterly reviews to help measure your progress and keep you on track.
Settle your debts
Our debt settlement strategies are designed to significantly reduce your debt based on your situation and budget. We work hard to save you as much of your money as possible and go the extra mile to ensure that the settlement meets your expectations.
Rebuild your credit
Our proprietary Credit Rebuilding Plan follows a step-by-step process to raise your credit score to meet most banking requirements for loans at the lowest bank rates. Depending on your situation and goals, we will work with you to help you obtain the financing you need, whether it is an auto loan or a mortgage.
Improve your financial literacy
Our financial literacy program provides clients with the tools for understanding where they stand financially and the education for implementing new skills to improve their finances.
Build a stronger financial future
Our work is never done. Once we have successfully settled your debt and helped you re-establish your credit, we will continue to provide ongoing support to ensure your lasting success. Building strong relationships is the cornerstone of our business.
About 4 Pillars
As one of Canada's largest debt restructuring, budgeting and credit rebuilding companies, 4 Pillars is committed to getting Canadians out of debt. We've seen every conceivable debt situation and have witnessed firsthand the impact debt has on people's lives. We're here to help you do something about your debt. We are experienced debt relief specialists that will listen, ask the important questions and get to work on building a plan that will help you put the enormous burden of debt behind you.
Since 1998, 4 Pillars has helped thousands of Canadians become debt free with settlements averaging 20% of original debts owed. We negotiate the lowest possible settlements on your behalf and have one of the highest success rates in the industry. To date, we have assisted our clients in settling nearly $1 billion in consumer debt.
Contact Our Chilliwack Office
Our office is located at: 33119 South Fraser Way Suite 101, Abbotsford, BC, V2S 2B1. Telephone: 604-587-5577
Call today to book your free one hour consultation at our office.