Hear what hundreds of clients had to say

Average of 4.9 out of 5 from 1009 our inhouse reviews


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Justin S – Restaurant Manager

Debt reduced from $63,000 to $9,000
Paid $9,000 lump sum through the Phoenix Fund

I feel that first thing that Blair did for me was put my mind at ease and make me feel like something was actually getting done. I had some government issues that I needed resolved right away and Blair did everything in his power to make sure my deadline was met and exceeded and with the best plan he could find for my situation. I will be forever grateful for all that Blair and 4 Pillars has done to help me get back on my feet with confidence.

I will be forever grateful for all that Blair and 4 Pillars has done

Debt reduced from $63,000 to $9,000
Paid $9,000 lump sum through the Phoenix Fund

I feel that first thing that Blair did for me was put my mind at ease and make me feel like something was actually getting done. I had some government issues that I needed resolved right away and Blair did everything in his power to make sure my deadline was met and exceeded and with the best plan he could find for my situation. I will be forever grateful for all that Blair and 4 Pillars has done to help me get back on my feet with confidence.

Victoria, BC

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Brian N – Mechanic

Debt reduced from $65,000 to $10,500
$175/month for 60 months at 0% interest

Blair Greenwood of 4 Pillars has been absolutely fantastic throughout the whole proposal process. My options were clearly explained to me and I was very delighted how easy and straightforward they made it.

Blair was very effective and efficient as the whole process was completed and signed within 8 weeks of my initial phone call. I felt like a huge weight has been lifted from my shoulders. I am a true believer and would refer anybody I know to Blair with 4 Pillars.

He was a true professional and can’t thank him enough for his help.

I am a true believer and would refer anybody I know to Blair with 4 Pillars

Debt reduced from $65,000 to $10,500
$175/month for 60 months at 0% interest

Blair Greenwood of 4 Pillars has been absolutely fantastic throughout the whole proposal process. My options were clearly explained to me and I was very delighted how easy and straightforward they made it.

Blair was very effective and efficient as the whole process was completed and signed within 8 weeks of my initial phone call. I felt like a huge weight has been lifted from my shoulders. I am a true believer and would refer anybody I know to Blair with 4 Pillars.

He was a true professional and can’t thank him enough for his help.

Victoria, BC

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Sherry

When I first met Frank, I was feeling hopeless and extremely anxious. My debts were out of control due to a series of personal issues that stalled my new business. Frank immediately diagnosed my problem and worked hard to overcome the many complicated details involved with my situation. He created a solution that not only saved my business from Bankruptcy, but also saved me over $100,000.00. I highly recommend Frank without reservation. He delivered exactly what he promised, and provided me with piece of mind and reassurance that everything would work out. I remain grateful to Frank for giving me a fresh start. If you would like to learn more about my experience with Frank and 4 Pillars, I will gladly take your call.

When I first met Frank, I was feeling hopeless and extremely anxious. My debts were out of control due to a series of personal issues that stalled my new business. Frank immediately diagnosed my problem and worked hard to overcome the many complicated details involved with my situation. He created a solution that not only saved my business from Bankruptcy, but also saved me over $100,000.00. I highly recommend Frank without reservation. He delivered exactly what he promised, and provided me with piece of mind and reassurance that everything would work out. I remain grateful to Frank for giving me a fresh start. If you would like to learn more about my experience with Frank and 4 Pillars, I will gladly take your call.

Toronto, ON

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L&J

Sue, words can't describe our gratitude and thanks for your guidance and advice through these last few months. Thank you! All the best and we look forward to keeping in touch.

Sue, words can't describe our gratitude and thanks for your guidance and advice through these last few months. Thank you! All the best and we look forward to keeping in touch.

Nanaimo, BC

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Anonymous

Thanks to 4 Pillars in Calgary, my total debt was $38,590.23-now I pay 7,610 within 58months an they rebuild my credit and counseling course

Thanks to 4 Pillars in Calgary, my total debt was $38,590.23-now I pay 7,610 within 58months an they rebuild my credit and counseling course

Calgary, AB

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Hellen S, IT Consultant at Anderson Morgan

I've gotten to know Peter through the networking groups I attend; on top of being a very easy guy to communicate with, Peter is also very knowledgeable about his industry and I would highly recommend his services to everyone!

I've gotten to know Peter through the networking groups I attend; on top of being a very easy guy to communicate with, Peter is also very knowledgeable about his industry and I would highly recommend his services to everyone!

Burnaby, BC

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Steve

Approximately 3 years ago my husband came home from work looking quite distressed. He told me our financial situation was deteriorating and no matter how many extra hours we added to our work week, the bottom line was, we would hardly be able to keep up with the interest payments on our debt and still keep the house running.
He had a form he had picked up explaining what a consumer proposal was and a questionnaire. He wanted us to discuss doing a consumer proposal. I remember becoming very agitated and crying, I believe I uttered the words ‘ I would rather work myself to death’. He put the form away and we didn’t speak of it again until last year. As he had predicted, all of the extra hours, and even an intervention by family didn’t solve our money issues.
A few months ago, he had intended to retire from his job and keep his second job which according to his calculations would bring us in more money then if he would not retire. Well, as fate would have it, our lives became quite disrupted when he was laid off with no light in sight.

Someone was however looking after us, maybe a divine intervention, but he found an ad for 4 Pillars in the local paper and he brought it to my attentions. This time I listened as I knew we had to work on fixing the situation. We called the number, I was distraught at the time and when Scott answered the phone, he immediately relieved my anxiety by saying, ‘don’t worry, I am certain there is something we can do to help you’. Scott setup an appointment so that he could discuss our options and go over our situation.
From the minute we entered the reception area, we were treated with kindness, respect and courtesy. Scott was absolutely everything we hoped he would be, professional, sympathetic, and most of all non-judgemental. We left his office knowing we would get the help we needed here at 4 Pillars. Scott assured my husband and I that the creditor calls would soon stop, and to just refer them to his office, and that in itself was a blessing, as the nerve wracking conversations with them over the phone were taking its toll on our mental health.We followed all of the steps set out by Scott and the time came to meet our trustee.
The meeting, ( even though nerve wracking for us ), went exceptionally well and we went home hopeful that our creditors would be satisfied with everything that was presented to them by 4 Pillars. Finally, the day came when we received the call that the proposal was accepted by all of the creditors.

My husband and I sat down and together we thanked god for letting us find that article and then meet Scott. We still have a lot to learn on budgeting and credit rebuilding but we are certain with 4 Pillars help we will meet all of our goals.

To anyone who like us is going through mental, physical anguish over debt overload we offer this: Review your situation, swallow your pride and get help. We fully recommend Scott at 4 Pillars. There is absolutely no one that we ever met before while dealing with our finances that made us feel respected and worthy of this blessed intervention. We look forward to all that we will continue to learn through 4 Pillars.

Approximately 3 years ago my husband came home from work looking quite distressed. He told me our financial situation was deteriorating and no matter how many extra hours we added to our work week, the bottom line was, we would hardly be able to keep up with the interest payments on our debt and still keep the house running.
He had a form he had picked up explaining what a consumer proposal was and a questionnaire. He wanted us to discuss doing a consumer proposal. I remember becoming very agitated and crying, I believe I uttered the words ‘ I would rather work myself to death’. He put the form away and we didn’t speak of it again until last year. As he had predicted, all of the extra hours, and even an intervention by family didn’t solve our money issues.
A few months ago, he had intended to retire from his job and keep his second job which according to his calculations would bring us in more money then if he would not retire. Well, as fate would have it, our lives became quite disrupted when he was laid off with no light in sight.

Someone was however looking after us, maybe a divine intervention, but he found an ad for 4 Pillars in the local paper and he brought it to my attentions. This time I listened as I knew we had to work on fixing the situation. We called the number, I was distraught at the time and when Scott answered the phone, he immediately relieved my anxiety by saying, ‘don’t worry, I am certain there is something we can do to help you’. Scott setup an appointment so that he could discuss our options and go over our situation.
From the minute we entered the reception area, we were treated with kindness, respect and courtesy. Scott was absolutely everything we hoped he would be, professional, sympathetic, and most of all non-judgemental. We left his office knowing we would get the help we needed here at 4 Pillars. Scott assured my husband and I that the creditor calls would soon stop, and to just refer them to his office, and that in itself was a blessing, as the nerve wracking conversations with them over the phone were taking its toll on our mental health.We followed all of the steps set out by Scott and the time came to meet our trustee.
The meeting, ( even though nerve wracking for us ), went exceptionally well and we went home hopeful that our creditors would be satisfied with everything that was presented to them by 4 Pillars. Finally, the day came when we received the call that the proposal was accepted by all of the creditors.

My husband and I sat down and together we thanked god for letting us find that article and then meet Scott. We still have a lot to learn on budgeting and credit rebuilding but we are certain with 4 Pillars help we will meet all of our goals.

To anyone who like us is going through mental, physical anguish over debt overload we offer this: Review your situation, swallow your pride and get help. We fully recommend Scott at 4 Pillars. There is absolutely no one that we ever met before while dealing with our finances that made us feel respected and worthy of this blessed intervention. We look forward to all that we will continue to learn through 4 Pillars.

Kitchener, ON

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Leanne

Hi Laurence, I wanted to give you an update on my situation since my proposal. I have two credit cards which are both at a zero balance; I have a comfortable amount of money in my chequing account and $2000.00 in my saving account. Your budgeting counselling has been invaluable to me and I have been able to increase my credit score to the point of being approved for a car loan. I am very financially happy thanks to you . Thanks so much Laurence.

Hi Laurence, I wanted to give you an update on my situation since my proposal. I have two credit cards which are both at a zero balance; I have a comfortable amount of money in my chequing account and $2000.00 in my saving account. Your budgeting counselling has been invaluable to me and I have been able to increase my credit score to the point of being approved for a car loan. I am very financially happy thanks to you . Thanks so much Laurence.

Barrie, ON

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Offir

Peter is enthusiastic in helping others get out of debt. He goes beyond just looking at their surface level issues, and genuinely cares about improving his clients' lives. I cannot say enough positive things about Peter and 4 Pillars and I would recommend his services to anyone that needs financial assistance.

Peter is enthusiastic in helping others get out of debt. He goes beyond just looking at their surface level issues, and genuinely cares about improving his clients' lives. I cannot say enough positive things about Peter and 4 Pillars and I would recommend his services to anyone that needs financial assistance.

Burnaby, BC

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Margaret G.

Charlie is so professional and so personable at the same time. I value his advice and will continue to follow his instructions. I am highly recommending Charlie to my clients and friends who are finding themselves in need of his services. Thanks Charlie!

Charlie is so professional and so personable at the same time. I value his advice and will continue to follow his instructions. I am highly recommending Charlie to my clients and friends who are finding themselves in need of his services. Thanks Charlie!

North Okanagan, BC

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Caroline G

Going through financial difficulties was something extremely stressful for me. Chris helped and guided me through the whole process and makes things smoother and easier. He never judges me like the bank did when I asked for help. Instead, he explains me all solution to my specific situation. So, I took the best decision. He helped me with all the process, answered all my question very quickly (and I had A LOT of question! !!) Asking Chris to help me was one of the best decisions of my life. If you feel you need help, it's probably because you need some. And I can tell, Chris it's kind of person who really want to help.

Going through financial difficulties was something extremely stressful for me. Chris helped and guided me through the whole process and makes things smoother and easier. He never judges me like the bank did when I asked for help. Instead, he explains me all solution to my specific situation. So, I took the best decision. He helped me with all the process, answered all my question very quickly (and I had A LOT of question! !!) Asking Chris to help me was one of the best decisions of my life. If you feel you need help, it's probably because you need some. And I can tell, Chris it's kind of person who really want to help.

Victoria, BC

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Anonymous

I have found the one who can look after my concerns and needs. Anna is my advisor and counsellor. Thank you 4 Pillars Calgary!, you're number #1!!!

I have found the one who can look after my concerns and needs. Anna is my advisor and counsellor. Thank you 4 Pillars Calgary!, you're number #1!!!

Calgary, AB

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Ross

Charlie had a very clear explanation of what is done and what will occur. He has a loud sense of humor and really knows his stuff. I am very happy with the results. Was worth doing - a cloud has been lifted.

Charlie had a very clear explanation of what is done and what will occur. He has a loud sense of humor and really knows his stuff. I am very happy with the results. Was worth doing - a cloud has been lifted.

Kelowna, BC

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Nesta B.

I would like to say thank you so much Zach. I was disappointed with my financial problem before meeting you. You helped me to solve my debt problem and start a new life.

I would like to say thank you so much Zach. I was disappointed with my financial problem before meeting you. You helped me to solve my debt problem and start a new life.

Markham, ON

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Anonymous

I am surely thankful for your help to lessen our debts. May our Lord God bless you always

I am surely thankful for your help to lessen our debts. May our Lord God bless you always

Calgary, AB

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Kent

My financial situation was out of control. Due to some not so good choices and health issues I found myself drowning. I couldn't provide for my children. After many years of trying to pay down I realized that I needed help. I met Barbara Sergius of 4 Pillars for an overview of what may be possible. At first I felt very irresponsible for getting into the situation I found myself in, and very anxious as I did not think anything was possible. I had tried dealing with the creditors myself and got nowhere. Barbara understood how I felt, and due to her professionalism, business acumen and personal touch, I soon found myself much calmer and somewhat hopeful. I entered into an agreement with Barbara, 4 Pillars and the Trustee. Everything Barbara had suggested and told me has come to fruition. I have since had a consultation with Barbara's financial consultation services and now understand new ways of budgeting. Barbara has helped beyond my expectations. I have learned from Barbara. I am enjoying a life with good choices and the freedom and ability to do right for my children. I am thankful and grateful for Barbara, her knowledge and professionalism.

My financial situation was out of control. Due to some not so good choices and health issues I found myself drowning. I couldn't provide for my children. After many years of trying to pay down I realized that I needed help. I met Barbara Sergius of 4 Pillars for an overview of what may be possible. At first I felt very irresponsible for getting into the situation I found myself in, and very anxious as I did not think anything was possible. I had tried dealing with the creditors myself and got nowhere. Barbara understood how I felt, and due to her professionalism, business acumen and personal touch, I soon found myself much calmer and somewhat hopeful. I entered into an agreement with Barbara, 4 Pillars and the Trustee. Everything Barbara had suggested and told me has come to fruition. I have since had a consultation with Barbara's financial consultation services and now understand new ways of budgeting. Barbara has helped beyond my expectations. I have learned from Barbara. I am enjoying a life with good choices and the freedom and ability to do right for my children. I am thankful and grateful for Barbara, her knowledge and professionalism.

Langley, BC

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Richard K + Tara B

More online services to be able to log into website to view status or communications from creditors. Before visiting 4 Pillars, every day I was stressed + worried about how I would pay all our bills. Now we have a balanced budget and know we have enough money every month Richard K + Tara B

In response to: “Is there room for improvement or anything you would change?”

More online services to be able to log into website to view status or communications from creditors. Before visiting 4 Pillars, every day I was stressed + worried about how I would pay all our bills. Now we have a balanced budget and know we have enough money every month Richard K + Tara B

Peterborough, ON

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C.K.

4 Pillars has been a great help. They helped us get our lives together and back on track again. They helped reduce our debt and put us on the path towards being financially stable. We can’t thank you enough with our words.

Sincerely,

C.K.

4 Pillars has been a great help. They helped us get our lives together and back on track again. They helped reduce our debt and put us on the path towards being financially stable. We can’t thank you enough with our words.

Sincerely,

C.K.

Kitchener, ON

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Anonymous

I highly recommend my and family friends to see John and Jennifer for their service. I am so comfortable with their service. John listened to my situation I told him I didn't have much money but I had high debts yet he helped me anyway. I am glad I am able to pay back my debt now and he made my life easier for me. JOHN NOT ONLY REDUCED MY DEBT, HE REDUCED MY BLOOD PRESSURE! It was high and now it's normal!! Now I don't have to go on a diet anymore lol! -----Samuel O.

I highly recommend my and family friends to see John and Jennifer for their service. I am so comfortable with their service. John listened to my situation I told him I didn't have much money but I had high debts yet he helped me anyway. I am glad I am able to pay back my debt now and he made my life easier for me. JOHN NOT ONLY REDUCED MY DEBT, HE REDUCED MY BLOOD PRESSURE! It was high and now it's normal!! Now I don't have to go on a diet anymore lol! -----Samuel O.

Calgary, AB

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Anna Reimer

We have successfully completed the 4 Pillars program and they have helped us through the debt proposal. Thanks to 4 Pillars, we have managed to stay sane and have hope for a better future. We have learned invaluable lessons in the process for which we are extremely thankful! We have never been happier than now that we went through with the debt proposal with 4 Pillars. The relief of less debt has really eased the burden on us both, but especially on Alberto since I don't have a job yet. The lessons we have learned along the way are simply invaluable. Even though when we're struggling at the moment, we have the comfort of knowing what we need to do and how to manage the situation. A very heartfelt "thank you" goes out to you and Caroline. You made us feel comfortable around you when were feeling really down and embarrassed about what we were doing. Anna Reimer

We have successfully completed the 4 Pillars program and they have helped us through the debt proposal. Thanks to 4 Pillars, we have managed to stay sane and have hope for a better future. We have learned invaluable lessons in the process for which we are extremely thankful! We have never been happier than now that we went through with the debt proposal with 4 Pillars. The relief of less debt has really eased the burden on us both, but especially on Alberto since I don't have a job yet. The lessons we have learned along the way are simply invaluable. Even though when we're struggling at the moment, we have the comfort of knowing what we need to do and how to manage the situation. A very heartfelt "thank you" goes out to you and Caroline. You made us feel comfortable around you when were feeling really down and embarrassed about what we were doing. Anna Reimer

Winnipeg, MB

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Tamara H.

Everything was explained very well and always very informative. Sessions were extremely helpful in terms of learning new ways of budgeting and focusing on short and long term goals. Always a very positive experience. Great Job, Robert!

Everything was explained very well and always very informative. Sessions were extremely helpful in terms of learning new ways of budgeting and focusing on short and long term goals. Always a very positive experience. Great Job, Robert!

Trail, BC

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Tammy

Charlie, I just wanted to let you know that everything is in the works and the paperwork will be ready this week. I wanted to thank you so very much for all of your help and guidance. Take care and never change how you deal with clients as your compassion, caring and understanding during trying times is absolutely amazing.

Charlie, I just wanted to let you know that everything is in the works and the paperwork will be ready this week. I wanted to thank you so very much for all of your help and guidance. Take care and never change how you deal with clients as your compassion, caring and understanding during trying times is absolutely amazing.

Kelowna, BC

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Pino R.

Get more consultants like Zach. I was shown the light at the end of the tunnel. Thank you!

Get more consultants like Zach. I was shown the light at the end of the tunnel. Thank you!

North York, ON

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Anonymous

Great service, very thorough and personalized. They do plenty of follow up and support as well they provide you with a number of tools to help you achieve and maintain your goal. Provided me with a variety of solutions, but ultimately recommended what would be best in the long run.These guys are the real thing. I would recommend them to my friends.

Great service, very thorough and personalized. They do plenty of follow up and support as well they provide you with a number of tools to help you achieve and maintain your goal. Provided me with a variety of solutions, but ultimately recommended what would be best in the long run.These guys are the real thing. I would recommend them to my friends.

Calgary, AB

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Paul & Anna D

To our knowledge nothing, everything was explained very well. Thank you so much for helping Paul and I, this was the hardest thing we have ever done. We weren’t proud of having to do a proposal, but are very happy we can get on with our life now a little easier without all the phone calls. Thank you again. Paul & Anna D

In response to: “Is there room for improvement or anything you would change?”

To our knowledge nothing, everything was explained very well. Thank you so much for helping Paul and I, this was the hardest thing we have ever done. We weren’t proud of having to do a proposal, but are very happy we can get on with our life now a little easier without all the phone calls. Thank you again. Paul & Anna D

Peterborough, ON

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Alison M – Healthcare

Debt reduced from $50,000 to $14,500
$250/month for 58 months at 0% interest

I love 4 Pillars. I wish I had done this sooner. Blair walked me through every stage, making sure I completely understood everything. If I had any questions, Blair responded very quickly and made sure I was clear about everything. I felt supported the whole time and would recommend anyone needing financial assistance or options you need to work with Blair at 4 Pillars.

I wish I had done this sooner

Debt reduced from $50,000 to $14,500
$250/month for 58 months at 0% interest

I love 4 Pillars. I wish I had done this sooner. Blair walked me through every stage, making sure I completely understood everything. If I had any questions, Blair responded very quickly and made sure I was clear about everything. I felt supported the whole time and would recommend anyone needing financial assistance or options you need to work with Blair at 4 Pillars.

Victoria, BC

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Jennifer D – Payroll Data Clerk

Debt reduced from $15,500 to $4,640
$77/month for 60 months at 0% interest

Blair made me feel very at ease and comfortable with my decision. He was upfront and honest and always responded very promptly to my many questions. It was a real pleasure dealing with Blair and I would highly recommend anyone in a hard place to take that step and feel the relief!!!!

I would highly recommend anyone in a hard place to take that step

Debt reduced from $15,500 to $4,640
$77/month for 60 months at 0% interest

Blair made me feel very at ease and comfortable with my decision. He was upfront and honest and always responded very promptly to my many questions. It was a real pleasure dealing with Blair and I would highly recommend anyone in a hard place to take that step and feel the relief!!!!

Victoria, BC

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L&W

4 Pillars: Their helpfulness in our time of crisis saved us from disaster at this time in our life. Very professional and understanding is what we got so it gave us peace of mind knowing they were solving our anxiety and putting us on track again to start life!

4 Pillars: Their helpfulness in our time of crisis saved us from disaster at this time in our life. Very professional and understanding is what we got so it gave us peace of mind knowing they were solving our anxiety and putting us on track again to start life!

Kitchener, ON

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Jennifer

With 4 Pillars help with my debt I can sleep properly now, less stress and I can spend more time with my kids. As a couple we don't fight about money anymore and we learned to spend the money wisely.

With 4 Pillars help with my debt I can sleep properly now, less stress and I can spend more time with my kids. As a couple we don't fight about money anymore and we learned to spend the money wisely.

North Vancouver, BC

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Samuel O.

I highly recommend my and family friends to see John and Jennifer for their service. I am so comfortable with their service. John listened to my situation I told him I didn't have much money but I had high debts yet he helped me anyway. I am glad I am able to pay back my debt now and he made my life easier for me. JOHN NOT ONLY REDUCED MY DEBT, HE REDUCED MY BLOOD PRESSURE! It was high and now it's normal!! Now I don't have to go on a diet anymore lol!

JOHN NOT ONLY REDUCED MY DEBT, HE REDUCED MY BLOOD PRESSURE!

I highly recommend my and family friends to see John and Jennifer for their service. I am so comfortable with their service. John listened to my situation I told him I didn't have much money but I had high debts yet he helped me anyway. I am glad I am able to pay back my debt now and he made my life easier for me. JOHN NOT ONLY REDUCED MY DEBT, HE REDUCED MY BLOOD PRESSURE! It was high and now it's normal!! Now I don't have to go on a diet anymore lol!

Strathmore, AB

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Anonymous

Everything was beyond my expectations!

Everything was beyond my expectations!

Calgary, AB

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Samy

Good job / provide updates with creditors. I am so happy to be referred to you guys by my friend Steve. It is a peace of mind to reduce my debt and to start over. Samy.

In response to: “Is there room for improvement or anything you would change?”

Good job / provide updates with creditors. I am so happy to be referred to you guys by my friend Steve. It is a peace of mind to reduce my debt and to start over. Samy.

Peterborough, ON

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Doreen L.

Hi Charlie & Monique You're AMAZING! - You're BOTH amazing... Thank you SO much for your help and expertise thus far... I can't believe that my deal has been accepted. I am looking forward to working with you on the next phase of rebuilding my credit.

Hi Charlie & Monique You're AMAZING! - You're BOTH amazing... Thank you SO much for your help and expertise thus far... I can't believe that my deal has been accepted. I am looking forward to working with you on the next phase of rebuilding my credit.

Kelowna, BC

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Tana

Nothing! They were easy to talk to and I felt comfortable calling with any questions or concerns I had! Very friendly and helpful I had debt with my credit cards for a while due to many house renovations. Making all payments every month wasn’t getting me anywhere because of interest. It was very stressful until 4 pillars helped me. They took care of everything, no more phone calls or letters and I finally felt stress free about my finances! Tana

In response to: “Is there room for improvement or anything you would change?”

Nothing! They were easy to talk to and I felt comfortable calling with any questions or concerns I had! Very friendly and helpful I had debt with my credit cards for a while due to many house renovations. Making all payments every month wasn’t getting me anywhere because of interest. It was very stressful until 4 pillars helped me. They took care of everything, no more phone calls or letters and I finally felt stress free about my finances! Tana

Peterborough, ON

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Ruth C.

Helping out family over the years had brought me to the brink of unmanageable debt. I wasn't getting ahead no matter how hard I tried. I decided to surf the web for various debt relief programs, and settled on the one that I felt the most secure about, www.4pillars.ca. It was the best decision I made. Jane's knowledge and expertise helped me find the best solution. I can truly say, that after my financial heaviness in the past, I can finally "breathe" again. Thank you Jane. P.S. This note is sincere and illustrates the depth of my feeling and represents my new found financial freedom.

My financial heaviness in the past

Helping out family over the years had brought me to the brink of unmanageable debt. I wasn't getting ahead no matter how hard I tried. I decided to surf the web for various debt relief programs, and settled on the one that I felt the most secure about, www.4pillars.ca. It was the best decision I made. Jane's knowledge and expertise helped me find the best solution. I can truly say, that after my financial heaviness in the past, I can finally "breathe" again. Thank you Jane. P.S. This note is sincere and illustrates the depth of my feeling and represents my new found financial freedom.

Sarnia, ON

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J&A

After losing my job to an injury, the stress of providing for my family was increasing as rapidly as the bills were stacking. Feeling like we had come to a dead end, we took one more leap of faith and contacted Scott Patton from 4 Pillars Consulting. Scott handled our financial debt with outstanding professionalism. He was always quick to respond to any questions or concerns we had. He handled the process of our situation with ease and formed a trust with us that was comforting. Because of Scott’s devoted assistance and success with our case we were able to start our own small business. We would highly recommend his services!

Signed
J&A

After losing my job to an injury, the stress of providing for my family was increasing as rapidly as the bills were stacking. Feeling like we had come to a dead end, we took one more leap of faith and contacted Scott Patton from 4 Pillars Consulting. Scott handled our financial debt with outstanding professionalism. He was always quick to respond to any questions or concerns we had. He handled the process of our situation with ease and formed a trust with us that was comforting. Because of Scott’s devoted assistance and success with our case we were able to start our own small business. We would highly recommend his services!

Signed
J&A

Waterloo, ON

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Janice

I have enjoyed working with you despite the circumstances. You are empathetic and easy to talk to. Most importantly, you didn't seem judgmental at all. You are also very patient.

I have enjoyed working with you despite the circumstances. You are empathetic and easy to talk to. Most importantly, you didn't seem judgmental at all. You are also very patient.

North Okanagan, BC

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Marion Desrochers

Michel and I were really at our wits end - we could not see how we were going to pay back our debts after a downturn in our business. We felt ashamed that we could not meet our financial obligations. Then we met with Chris Grew who was able to put our situation into perspective. Thank you so much Chris for putting our fears to rest and giving our self respect a much needed boost. We would have no hesitation in recommending 4 Pillars, i.e. Chris Grew. He is not only understanding but explains the options available. Thank you so much.

Michel and I were really at our wits end - we could not see how we were going to pay back our debts after a downturn in our business. We felt ashamed that we could not meet our financial obligations. Then we met with Chris Grew who was able to put our situation into perspective. Thank you so much Chris for putting our fears to rest and giving our self respect a much needed boost. We would have no hesitation in recommending 4 Pillars, i.e. Chris Grew. He is not only understanding but explains the options available. Thank you so much.

Victoria, BC

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J.C., Nanaimo

I cannot begin to express how wonderful Sue Grubac of 4 Pillars has been in walking me through the process of putting my life back on track financially. The situation in which I found myself was stressful and overwhelming but Sue was patient, courteous, respectful and compassionate and, thanks to her diligence, I am on my way to a brighter future. I sincerely recommend 4 Pillars for a 'Fresh Start'

I cannot begin to express how wonderful Sue Grubac of 4 Pillars has been in walking me through the process of putting my life back on track financially. The situation in which I found myself was stressful and overwhelming but Sue was patient, courteous, respectful and compassionate and, thanks to her diligence, I am on my way to a brighter future. I sincerely recommend 4 Pillars for a 'Fresh Start'

Nanaimo, BC

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Maria S.

I was struggling to pay my debt because it kept on increasing even though I keep on paying it. 4 Pillars helped me decrease my debt and realistically pay for it in a few years.

I was struggling to pay my debt because it kept on increasing even though I keep on paying it. 4 Pillars helped me decrease my debt and realistically pay for it in a few years.

Burnaby, BC

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Steven

Thank you again so much for making me feel comfortable. You are a much needed and welcomed blessing in my life right now with everything that's going on. I am very grateful for that.

You are a welcomed blessing in my life

Thank you again so much for making me feel comfortable. You are a much needed and welcomed blessing in my life right now with everything that's going on. I am very grateful for that.

East Windsor, ON

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Jamie Johnson

I went to talk to Ryan after a nasty divorce and high expenses resulting from it left me in a position of absolute turmoil!!! He was able to reduce my monthly debt payments by $1,000! Having just getting remarried, I was looking for a fresh start in life. That is exactly what I got! With the weight off my shoulders of debt from going thru a divorce, moving forward with a clean slate has improved our family life one hundred percent. Now my wife and I can raise our children not stressing about what my past circumstances had left us having to worrying about on a monthly basis. Ryan and his staff were very professional. Even with a difficult file, Ryan put forth every effort to make sure we could have the best outcome possible.

I went to talk to Ryan after a nasty divorce and high expenses resulting from it left me in a position of absolute turmoil!!! He was able to reduce my monthly debt payments by $1,000! Having just getting remarried, I was looking for a fresh start in life. That is exactly what I got! With the weight off my shoulders of debt from going thru a divorce, moving forward with a clean slate has improved our family life one hundred percent. Now my wife and I can raise our children not stressing about what my past circumstances had left us having to worrying about on a monthly basis. Ryan and his staff were very professional. Even with a difficult file, Ryan put forth every effort to make sure we could have the best outcome possible.

Muskoka/Parry Sound, ON

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Elaine and Bob

Your thoughtfulness was special and very timely too. How good it is to know people such as you. Elaine and Bob.

Your thoughtfulness was special and very timely too. How good it is to know people such as you. Elaine and Bob.

Peterborough, ON

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Michelle

To whom it may concern: My name is Michelle and I recently hired Scott Patton from 4 Pillars to help consolidate built up debts that incurred last year. Due to the amount of debt I was in, I was overwhelmed with figuring out how I was going to pay these companies back without having enough income to do so. At this point I was referred to 4 Pillars, where Scott was able to show me my options on how I could consolidate my debt and speak to my Creditors on my behalf. After discussing all my possible options, I was able to choose the correct solution to my problem and receive peace of mind knowing I had found the right place to help me with my overwhelming debt. I am thankful and happy to say I will recommend 4 Pillars for anyone in a state of debt crisis.

To whom it may concern: My name is Michelle and I recently hired Scott Patton from 4 Pillars to help consolidate built up debts that incurred last year. Due to the amount of debt I was in, I was overwhelmed with figuring out how I was going to pay these companies back without having enough income to do so. At this point I was referred to 4 Pillars, where Scott was able to show me my options on how I could consolidate my debt and speak to my Creditors on my behalf. After discussing all my possible options, I was able to choose the correct solution to my problem and receive peace of mind knowing I had found the right place to help me with my overwhelming debt. I am thankful and happy to say I will recommend 4 Pillars for anyone in a state of debt crisis.

Kitchener, ON

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David G – Produce Manager

Debt reduced from $54,500 to $13,200
$13,200 lump sum paid through the Phoenix Fund

Blair helped me understand all the options I had when it came to getting my financial situation figured out and under control. I had reached a very high point of stress trying to solve things on my own but simply after sitting down for one meeting and going over all of it I could already start to feel some of my stress leave. There is still some work for me to do now to help get things back in order, however Blair has been extremely helpful in offering advice and help and my financial future now seems brighter than it ever has.

My financial future some seems brighter than it ever was

Debt reduced from $54,500 to $13,200
$13,200 lump sum paid through the Phoenix Fund

Blair helped me understand all the options I had when it came to getting my financial situation figured out and under control. I had reached a very high point of stress trying to solve things on my own but simply after sitting down for one meeting and going over all of it I could already start to feel some of my stress leave. There is still some work for me to do now to help get things back in order, however Blair has been extremely helpful in offering advice and help and my financial future now seems brighter than it ever has.

Victoria, BC

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Mercy B, Administrator

The reason I recommend Peter Temple is because of his commitment to his job. The service 4 Pillars offered went above and beyond my expectations to help me get back on my feet.

The reason I recommend Peter Temple is because of his commitment to his job. The service 4 Pillars offered went above and beyond my expectations to help me get back on my feet.

Burnaby, BC

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David & Dianne D – Retired

Debt reduced from $200,000 to $51,000
Paid with a lump sum

Upon selling our business we found ourselves unable to pay off all debt owing. Blair Debt Consultant @ 4 Pillars, was recommended to us. We found him to be kind, compassionate, understanding and extremely easy to deal with. We were immediately put at ease. Blair represented us through a proposal to our creditors and removed the stress from our situation. He set up and determined a fair settlement that our creditors agreed to. The process has brought sanity back into our lives. We encourage that anyone doing a proposal have a professional working for them and not the banks. We highly recommend Blair and his company 4 Pillars and can't thank him enough for all he did for us.

We encourage that anyone doing a proposal have a professional working for them and not the banks

Debt reduced from $200,000 to $51,000
Paid with a lump sum

Upon selling our business we found ourselves unable to pay off all debt owing. Blair Debt Consultant @ 4 Pillars, was recommended to us. We found him to be kind, compassionate, understanding and extremely easy to deal with. We were immediately put at ease. Blair represented us through a proposal to our creditors and removed the stress from our situation. He set up and determined a fair settlement that our creditors agreed to. The process has brought sanity back into our lives. We encourage that anyone doing a proposal have a professional working for them and not the banks. We highly recommend Blair and his company 4 Pillars and can't thank him enough for all he did for us.

Victoria, BC

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Cathy O

Nothing I couldn’t have done it on my own. That stressed out feeling is finally gone + my repayment plan works wonderful for me. Thanks four pillars for a second chance. Cathy O

In response to: “Is there room for improvement or anything you would change?”

Nothing I couldn’t have done it on my own. That stressed out feeling is finally gone + my repayment plan works wonderful for me. Thanks four pillars for a second chance. Cathy O

Peterborough, ON

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Melanie B

4 pillars is a great company. They handled our case with care and consideration. Everything was explained before they did anything. They made us comfortable and relaxed. They accommodated us to our schedule and were very flexible. Melanie B

In response to: “Is there room for improvement or anything you would change?”

4 pillars is a great company. They handled our case with care and consideration. Everything was explained before they did anything. They made us comfortable and relaxed. They accommodated us to our schedule and were very flexible. Melanie B

Peterborough, ON

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Chris. Robert J.

How do I thank you for the peace of mind you have provided me? No more creditor calls, no more collections and my credit rating is on the way to mending. Fantastic!! I would highly recommend you to anyone with debt issues.

How do I thank you for the peace of mind you have provided me? No more creditor calls, no more collections and my credit rating is on the way to mending. Fantastic!! I would highly recommend you to anyone with debt issues.

Victoria, BC

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Terry

People like you, who naturally go above and beyond, make this world a better place for all of us. Thank you so much. Terry.

People like you, who naturally go above and beyond, make this world a better place for all of us. Thank you so much. Terry.

Peterborough, ON

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SR

Before I met Pradeep, I had an approximate $50,000 worth of debt. These debts were because of some other things going on in my life. I am an single mom trying to raise kids on my own. These debts were there for some time which resulted in lots of stress, overwhelmness, a sense of helplessness sleepless nights, lack of concentration at work, , and fear of possible outcomes. All of these led me in to having health issues and I ended up on anti - depressants and other drugs. When I met Pradeep, first and foremost the best things was to know that he could help me. He presented me with all my options to pay back my debt. I was also made aware that as an part of the plan the debts would be cut to one - third of the amount I owed i.e $15,000 and make arrangements for affordable monthly payments. Throughout our consultation process, Pradeep was respectful, genuinely concerned, thorough, honest and I never felt he was trying to insult me or take advantage of my situation and feelings. While he expressed his opinion of my best option, he allowed me to make up my own decision. Neither was any pressure on me into making a quick decision. I have a handle over my finances and I now don't feel helpless at all. I feel that Pradeep is an magician at work as well an saviour, because my debt has been cut and I am making manageable monthly payments towards it. I never knew that this option was there. Some of the other companies were driving me away from this option as it did not benefit them. I am grateful for the opportunity of working with such a wonderful person. Pradeep realizes that most of the people who are in debt is because of an situation or circumstances in life and it does not reflect on who that individual is.. I find about him is the passion in him to help without getting excited or hard pressed sales speech I would recommend Pradeep to anyone struggling with debts and financial problems in a heart's beat. 2014 is going to be a great year for me and my kids!!

Before I met Pradeep, I had an approximate $50,000 worth of debt. These debts were because of some other things going on in my life. I am an single mom trying to raise kids on my own. These debts were there for some time which resulted in lots of stress, overwhelmness, a sense of helplessness sleepless nights, lack of concentration at work, , and fear of possible outcomes. All of these led me in to having health issues and I ended up on anti - depressants and other drugs. When I met Pradeep, first and foremost the best things was to know that he could help me. He presented me with all my options to pay back my debt. I was also made aware that as an part of the plan the debts would be cut to one - third of the amount I owed i.e $15,000 and make arrangements for affordable monthly payments. Throughout our consultation process, Pradeep was respectful, genuinely concerned, thorough, honest and I never felt he was trying to insult me or take advantage of my situation and feelings. While he expressed his opinion of my best option, he allowed me to make up my own decision. Neither was any pressure on me into making a quick decision. I have a handle over my finances and I now don't feel helpless at all. I feel that Pradeep is an magician at work as well an saviour, because my debt has been cut and I am making manageable monthly payments towards it. I never knew that this option was there. Some of the other companies were driving me away from this option as it did not benefit them. I am grateful for the opportunity of working with such a wonderful person. Pradeep realizes that most of the people who are in debt is because of an situation or circumstances in life and it does not reflect on who that individual is.. I find about him is the passion in him to help without getting excited or hard pressed sales speech I would recommend Pradeep to anyone struggling with debts and financial problems in a heart's beat. 2014 is going to be a great year for me and my kids!!

Stony Plain, AB

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PJ Sales Manager at Maple Leaf Property Management (Self Storage and Commercial Division)

I have known Peter for over a year now. He is very compassionate and always goes an extra mile to help his clients. He is great listener and he genuinely care about people. Rare quality these days. He is very knowledgeable in his field and always helps his business partner. I have lot of respect for Peter and the work he does. I would recommend his services to all my contacts

I have known Peter for over a year now. He is very compassionate and always goes an extra mile to help his clients. He is great listener and he genuinely care about people. Rare quality these days. He is very knowledgeable in his field and always helps his business partner. I have lot of respect for Peter and the work he does. I would recommend his services to all my contacts

Burnaby, BC

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Trevor & Jodi R.

We were very desperate and Robert was willing to help us get through it all. I feel that this entire process went so well that I do not know how it could improve. We went from being desperate to now to now being relieved that we can get by with what we have.

We were very desperate and Robert was willing to help us get through it all. I feel that this entire process went so well that I do not know how it could improve. We went from being desperate to now to now being relieved that we can get by with what we have.

Trail, BC

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Gayle W

There is no improvement to be made. Adrian always covered all bases in an excellent manor when I worried about a certain issue always called me back in a couple of minutes to discuss the issue. I am feeling very content now. Stress free. So happy that my debts have been looked after. Monthly payments are low. Highly recommend Adrian! A+ in my books! Wonderful feeling. Gayle W

In response to: “Is there room for improvement or anything you would change?”

There is no improvement to be made. Adrian always covered all bases in an excellent manor when I worried about a certain issue always called me back in a couple of minutes to discuss the issue. I am feeling very content now. Stress free. So happy that my debts have been looked after. Monthly payments are low. Highly recommend Adrian! A+ in my books! Wonderful feeling. Gayle W

Peterborough, ON

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R.K.

I found Charlie very straight forward and easy to talk to. All-in-all, a lot of help.

I found Charlie very straight forward and easy to talk to. All-in-all, a lot of help.

North Okanagan, BC

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Chris Graham

With the help from Zach my stress levels of being in debt and money problems have been lifted and I am able to start planning my future instead of worrying about it. Thanks!

With the help from Zach my stress levels of being in debt and money problems have been lifted and I am able to start planning my future instead of worrying about it. Thanks!

North York, ON

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Scott S

Nothing. Everything was great I was very happy with the service provided. It really helped me get out of my debt and stopped all the phone calls from the different businesses. I could not have done this on my own I am very grateful for all the help you have provided. Scott S

In response to: “Is there room for improvement or anything you would change?”

Nothing. Everything was great I was very happy with the service provided. It really helped me get out of my debt and stopped all the phone calls from the different businesses. I could not have done this on my own I am very grateful for all the help you have provided. Scott S

Peterborough, ON

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Sarah L – Bookkeeper

Debt reduced from $51,000 to $19,200
$320/month for 60 months at 0% interest

I am so glad that I pushed past my initial fear of speaking to someone about my overwhelming debt. Blair took an unpleasant situation, and made it a very positive experience. I highly recommend his services.

I highly recommend his services

Debt reduced from $51,000 to $19,200
$320/month for 60 months at 0% interest

I am so glad that I pushed past my initial fear of speaking to someone about my overwhelming debt. Blair took an unpleasant situation, and made it a very positive experience. I highly recommend his services.

Victoria, BC

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JB

I am very grateful that I am a client of Sue Grubac's and all she has done for me and my family thus far. Words are really hard to describe a person who has a big heart for lending a big hand to those in need of answers. That is definitely Sue Grubac.

I am very grateful that I am a client of Sue Grubac's and all she has done for me and my family thus far. Words are really hard to describe a person who has a big heart for lending a big hand to those in need of answers. That is definitely Sue Grubac.

Nanaimo, BC

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Tom Southerland

Benjy, I would like to take a moment to thank you for helping with my financial situation, your expertise and attention to detail was a great relief to me and my family. Financial problems can generate a great deal of stress on people and your service was extremely helpful is helping me understand my rights and was able to show me a light at the end of the tunnel. I would highly recommend your service without hesitation. Thanks again Benjy..

Benjy, I would like to take a moment to thank you for helping with my financial situation, your expertise and attention to detail was a great relief to me and my family. Financial problems can generate a great deal of stress on people and your service was extremely helpful is helping me understand my rights and was able to show me a light at the end of the tunnel. I would highly recommend your service without hesitation. Thanks again Benjy..

Victoria, BC

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Mark B – Developer

Debt reduced from $89,000 to $21,000
$350/month for 60 months at 0% interest

I was very pleasantly surprised how smoothly Blair was able to orchestrate dealing with the financial disaster that I was encompassed in.

I was pleasantly surprised

Debt reduced from $89,000 to $21,000
$350/month for 60 months at 0% interest

I was very pleasantly surprised how smoothly Blair was able to orchestrate dealing with the financial disaster that I was encompassed in.

Victoria, BC

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MS

4 Pillars has friendly and easy going staff. Help me from having to deal with creditors phone calls.

4 Pillars has friendly and easy going staff. Help me from having to deal with creditors phone calls.

Courtenay, BC

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Janet

4 Pillars was a huge help to easing the financial stress in my life. They were very informative and gave me lots of options. They were very friendly and easy to talk to. I would recommend them if anyone was in the same situation as myself.

4 Pillars was a huge help to easing the financial stress in my life. They were very informative and gave me lots of options. They were very friendly and easy to talk to. I would recommend them if anyone was in the same situation as myself.

Kitchener, ON

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Neil C

I was buried and at my wits end with multiple companies threatening to garnish my wages. I was barely making ends meet as it was. Bob helped me stop the garnishes while working to get me set up on a better financial path. Very professional!

I was buried and at my wits end with multiple companies threatening to garnish my wages. I was barely making ends meet as it was. Bob helped me stop the garnishes while working to get me set up on a better financial path. Very professional!

Kamloops, BC

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Dave

I just wanted to thank you for all your hard work and help. I have felt like a great burden had been lifted from my shoulders and heart. I smile and laugh more freely I am enjoying life with my family . I will recommend 4Pillars to anyone that I know who needs help.

I just wanted to thank you for all your hard work and help. I have felt like a great burden had been lifted from my shoulders and heart. I smile and laugh more freely I am enjoying life with my family . I will recommend 4Pillars to anyone that I know who needs help.

Mississauga, ON

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M. Henry

Dear John, It was like a glimmer of light when I saw your ad on Facebook regarding the ability to get out of debt. The past few years have been trying on my financial situation. Yes, I was the decider in all these decisions and I certainly made poor choices in this. But I am trying my best to get out of a bad situation. Previously I had 2 jobs to help with the financial situations, resulting in money being owed to the CRA, but because of an unexpected diagnosis of Multiple Sclerosis I had to focus more on my health. This resulted in me not changing my financial spending habits but instead leaning on my credit cards. Now I am struggling facing the fact I am in over my head. I know I am liable for the bills I have racked up, but I am struggling to pay them. I make my payments but have little money left to live on. I asked for your help to let me see the full light of financial independence. Thank you for this consideration, as I have lived with the financial stress long enough and I need to start making positive choices for my future. I look forward to continue working with you all in hopes of getting a better understanding of financial planning, budgeting and living stress free. M. Henry

Dear John, It was like a glimmer of light when I saw your ad on Facebook regarding the ability to get out of debt. The past few years have been trying on my financial situation. Yes, I was the decider in all these decisions and I certainly made poor choices in this. But I am trying my best to get out of a bad situation. Previously I had 2 jobs to help with the financial situations, resulting in money being owed to the CRA, but because of an unexpected diagnosis of Multiple Sclerosis I had to focus more on my health. This resulted in me not changing my financial spending habits but instead leaning on my credit cards. Now I am struggling facing the fact I am in over my head. I know I am liable for the bills I have racked up, but I am struggling to pay them. I make my payments but have little money left to live on. I asked for your help to let me see the full light of financial independence. Thank you for this consideration, as I have lived with the financial stress long enough and I need to start making positive choices for my future. I look forward to continue working with you all in hopes of getting a better understanding of financial planning, budgeting and living stress free. M. Henry

Calgary, AB

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Leigh-Anne B, Nurse

Bob went above and beyond what I expected to help make a difficult time in my life as good an experience as possible with authentic, caring, personal attention and he had my financial best interests as a priority at all times.

Bob went above and beyond what I expected to help make a difficult time in my life as good an experience as possible with authentic, caring, personal attention and he had my financial best interests as a priority at all times.

Kamloops, BC

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Kevin P – Retired

Debt reduced from $22,500 to $4,350

I was mortified and humiliated to find at the age of nearly 70 to find myself in so much debt. I phoned many companies and started to think I was dealing with seconded hand car dealers they all seemed very fast talkers and would not answer my questions over the phone I felt pushed for me to come into the office. This was not the case with 4 Pillars I made an appointment at my convenience and did not feel pushed or harassed into making one. I was very surprised when I met Blair Greenwood a very well educated and eloquent young man. We talk about my problem, he understood my situation and laid out all the options for me. I have been extremely happy with the service and knowledge Blair has given me I would be more than happy to recommend Blair and 4 Pillars to anyone who finds themselves in this difficult and embarrassing situation.

I have been extremely happy with the service and knowledge

Debt reduced from $22,500 to $4,350

I was mortified and humiliated to find at the age of nearly 70 to find myself in so much debt. I phoned many companies and started to think I was dealing with seconded hand car dealers they all seemed very fast talkers and would not answer my questions over the phone I felt pushed for me to come into the office. This was not the case with 4 Pillars I made an appointment at my convenience and did not feel pushed or harassed into making one. I was very surprised when I met Blair Greenwood a very well educated and eloquent young man. We talk about my problem, he understood my situation and laid out all the options for me. I have been extremely happy with the service and knowledge Blair has given me I would be more than happy to recommend Blair and 4 Pillars to anyone who finds themselves in this difficult and embarrassing situation.

Victoria, BC

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Anonymous

Thanks four pillars. You took a lot of stress off my shoulders and made it so that I could sleep again. I thought the only way out I had was bankruptcy and I didn’t want to lose my family’s home and everything my wife and I worked for. The proposal was the best thing for us. You made it so I could get a full night sleep and the phone is not ringing constantly throughout the day

In response to: “Is there room for improvement or anything you would change?”

Thanks four pillars. You took a lot of stress off my shoulders and made it so that I could sleep again. I thought the only way out I had was bankruptcy and I didn’t want to lose my family’s home and everything my wife and I worked for. The proposal was the best thing for us. You made it so I could get a full night sleep and the phone is not ringing constantly throughout the day

Peterborough, ON

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Frances

Nothing - Both Myles and Adrian were very informative, friendly, supportive. Never once felt that they were anything but professional. I had been dealing with Cambridge Life Solutions and was paying all kinds of fees with no results. After four months with CLS, I was frustrated, came to 4Pillars and everything was ******* in two months. AMAZING – NO STRESS. SO PROFFESSIONAL. Frances.

In response to: “Is there room for improvement or anything you would change?”

Nothing - Both Myles and Adrian were very informative, friendly, supportive. Never once felt that they were anything but professional. I had been dealing with Cambridge Life Solutions and was paying all kinds of fees with no results. After four months with CLS, I was frustrated, came to 4Pillars and everything was ******* in two months. AMAZING – NO STRESS. SO PROFFESSIONAL. Frances.

Peterborough, ON

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Anonymous

I am so blessed to have advisor like Ashley, she has the heart and the willingness to help you through out the process.

I am so blessed to have advisor like Ashley, she has the heart and the willingness to help you through out the process.

Regina, SK

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Hellen M

not only did 4 Pillars help me pay off my debts they also advised me how to rebuild my credit and budget. Really friendy service and caring people

not only did 4 Pillars help me pay off my debts they also advised me how to rebuild my credit and budget. Really friendy service and caring people

Burnaby, BC

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Don & Ann

Thank you for the email. We are very happy that the proposal went through, now we can get on in life and move forward. We really appreciate all that has been done and we think that Charlie Peet did a great job.

Thank you for the email. We are very happy that the proposal went through, now we can get on in life and move forward. We really appreciate all that has been done and we think that Charlie Peet did a great job.

Kelowna, BC

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Stephen S.

I have felt very comfortable and treated with great respect throughout my experiences. The value and benefits of this service have exceeded my expectations. The service is very structured and Charlie is really great at explaining everything to me in simple terms.

I have felt very comfortable and treated with great respect throughout my experiences. The value and benefits of this service have exceeded my expectations. The service is very structured and Charlie is really great at explaining everything to me in simple terms.

North Okanagan, BC

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Cliff O.

Over the past years through situations I incurred a lot of debt. I went to a debt settlement company and they ended up making it 100 times worse, as my creditors were going to take me to court. That is when I met Charlie and 4 Pillars Consulting. Charlie changed the whole ordeal around. He got the courts to stop and he got a deal made with my creditors where I will be able to pay my debt back. Just go with him. I wish I did from the very beginning.

Over the past years through situations I incurred a lot of debt. I went to a debt settlement company and they ended up making it 100 times worse, as my creditors were going to take me to court. That is when I met Charlie and 4 Pillars Consulting. Charlie changed the whole ordeal around. He got the courts to stop and he got a deal made with my creditors where I will be able to pay my debt back. Just go with him. I wish I did from the very beginning.

North Okanagan, BC

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Anonymous

I was treated with respect and sensitivity. My advisor was genuine and kind. I would recommend this office to anyone who was in need.

I was treated with respect and sensitivity. My advisor was genuine and kind. I would recommend this office to anyone who was in need.

Calgary, AB

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Anonymous

Thank you for being very professional yet really down to earth and understanding

Thank you for being very professional yet really down to earth and understanding

Regina, SK

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Anonymous

I feel a weight was lifted and shredding the cards was freeing. The staff at 4 Pillars in Saskatoon was patient and kind and very professional

I feel a weight was lifted and shredding the cards was freeing. The staff at 4 Pillars in Saskatoon was patient and kind and very professional

Saskatoon, SK

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JG

We are a family of 5 that where really struggling with our finances for some time, did not see any possibilities of fixing this, creditors calls where getting worst, and overall everything was going downhill. With all the scams out there is hard to tell who is legit when it comes to helping you with this problems. A friend from Nanaimo recommend us Sue from 4pillars, she listened and gave us a plan for us, she was very professional and kind and made it easy for us to know what to do. Now we are finally on a stable pace back to a clean start. We highly recommend her. Thank you Sue for all your help.

We are a family of 5 that where really struggling with our finances for some time, did not see any possibilities of fixing this, creditors calls where getting worst, and overall everything was going downhill. With all the scams out there is hard to tell who is legit when it comes to helping you with this problems. A friend from Nanaimo recommend us Sue from 4pillars, she listened and gave us a plan for us, she was very professional and kind and made it easy for us to know what to do. Now we are finally on a stable pace back to a clean start. We highly recommend her. Thank you Sue for all your help.

Nanaimo, BC

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M.J. and T.T. Nanaimo

We came in with no expectations since our situation seem so dismal, there seemed like there was no end in sight. Then Sue, so exceptionally friendly, made the whole process look and seem so attainable which it was giving us hope for a better future. Even now, months later, everything feels and looks better and will continue so with the new skills we will take with us.

We came in with no expectations since our situation seem so dismal, there seemed like there was no end in sight. Then Sue, so exceptionally friendly, made the whole process look and seem so attainable which it was giving us hope for a better future. Even now, months later, everything feels and looks better and will continue so with the new skills we will take with us.

Nanaimo, BC

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Sean B – Contractor / Project Manager

Debt reduced from $88,000 to $12,000
$200/month for 60 months at 0% interest

I was reluctant to start this process, but once I did start, Blair was extremely helpful and reassuring about the outcome being worth it. I highly recommend 4 pillars to anyone that wants a fresh start with their lives and becoming debt free in a realistic timeline.

I highly recommend 4 Pillars to anyone that wants a fresh start

Debt reduced from $88,000 to $12,000
$200/month for 60 months at 0% interest

I was reluctant to start this process, but once I did start, Blair was extremely helpful and reassuring about the outcome being worth it. I highly recommend 4 pillars to anyone that wants a fresh start with their lives and becoming debt free in a realistic timeline.

Victoria, BC

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Jason

Before sitting down with a consultant from 4 pillars, I was drowning in credit card debt and personal loans, being harassed by collections calls and not knowing where to turn. Now I will be debt free in no time at all with a payment I can afford, they have also helped show me how to be more credit responsible. Jason

In response to: “Is there room for improvement or anything you would change?”

Before sitting down with a consultant from 4 pillars, I was drowning in credit card debt and personal loans, being harassed by collections calls and not knowing where to turn. Now I will be debt free in no time at all with a payment I can afford, they have also helped show me how to be more credit responsible. Jason

Peterborough, ON

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Nancy B.

I think it was wonderful all around. I found Adrian excellent in terms of explanations encouragement and his understanding manner made the entire experience stress free. I really appreciate how easy he made it. Nancy B.

In response to: “Is there room for improvement or anything you would change?”

I think it was wonderful all around. I found Adrian excellent in terms of explanations encouragement and his understanding manner made the entire experience stress free. I really appreciate how easy he made it. Nancy B.

Peterborough, ON

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Shawna & Tim D

We were up a creek without a paddle & Adrian gave us the help we needed. Again Adrian thank you Shawna & Tim D

In response to: “Is there room for improvement or anything you would change?”

We were up a creek without a paddle & Adrian gave us the help we needed. Again Adrian thank you Shawna & Tim D

Peterborough, ON

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Sara Pittman

Chris, Thank you so much for your guidance through the process of dealing with my debt. I was at my wits end and you explained my options and supported me through each step. I especially appreciate how quickly you responded to emails or phone calls each time I became anxious about something. You are a wealth of information, a pleasure to deal with and you have a fine sense of humour - which always helps. I look forward to working with you as we rebuild my credit over the next couple years.

Chris, Thank you so much for your guidance through the process of dealing with my debt. I was at my wits end and you explained my options and supported me through each step. I especially appreciate how quickly you responded to emails or phone calls each time I became anxious about something. You are a wealth of information, a pleasure to deal with and you have a fine sense of humour - which always helps. I look forward to working with you as we rebuild my credit over the next couple years.

Victoria, BC

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C.W.

My husband and I were literally drowning in credit card debt with creditors calling us up to six times a day until I saw the advertisement for 4 Pillars and decided to setup a meeting with them. This changed our lives and lifted a considerable amount of stress off our shoulders. Thank you 4 Pillars for freeing us from harassing phone calls and unbelievable interest rates. We are finally able to enjoy our lives again with lower payments and we did not have to go bankrupt to do it!

DROWNING IN DEBT

My husband and I were literally drowning in credit card debt with creditors calling us up to six times a day until I saw the advertisement for 4 Pillars and decided to setup a meeting with them. This changed our lives and lifted a considerable amount of stress off our shoulders. Thank you 4 Pillars for freeing us from harassing phone calls and unbelievable interest rates. We are finally able to enjoy our lives again with lower payments and we did not have to go bankrupt to do it!

Kitchener, ON

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Alen M.

Everything was explained in easy to understand terms. Meetings with Charlie were always informative and left me feeling at ease with my financial situation.

Everything was explained in easy to understand terms. Meetings with Charlie were always informative and left me feeling at ease with my financial situation.

North Okanagan, BC

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Harvey S.

I was very impressed with Charlie Peet and his ability to help me with my debt problems. After discussing my situation with Charlie he explained my options, and answered all of my questions so I could choose the best solution for my situation. I felt very confident navigating through the bankruptcy process with Charlie's help.

I was very impressed with Charlie Peet and his ability to help me with my debt problems. After discussing my situation with Charlie he explained my options, and answered all of my questions so I could choose the best solution for my situation. I felt very confident navigating through the bankruptcy process with Charlie's help.

North Okanagan, BC

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R. Liao

Thank you for all your help! Now I can go to sleep!

Thank you for all your help! Now I can go to sleep!

Scarborough, ON

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Sheila B

I would highly recommend Bob to assist you through your challenging financial situation. He is outstanding, compassionate and professional. He and his team worked very hard at ensuring our small business and personal debt load was taken care of in a timely manner. This process has been life changing for both me and my husband.

I would highly recommend Bob to assist you through your challenging financial situation. He is outstanding, compassionate and professional. He and his team worked very hard at ensuring our small business and personal debt load was taken care of in a timely manner. This process has been life changing for both me and my husband.

Kamloops, BC

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John Bourdeaux

Chris was amazing to work with, he was so helpful and was so wonderful in making sure that I understood everything that was happening. He answered my questions after hours and on weekends. I would highly recommend if you need help with your finances Chris is the one to help you. From, One very happy client, Crosbie Bourdeaux

Chris was amazing to work with, he was so helpful and was so wonderful in making sure that I understood everything that was happening. He answered my questions after hours and on weekends. I would highly recommend if you need help with your finances Chris is the one to help you. From, One very happy client, Crosbie Bourdeaux

Victoria, BC

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Bryan

I was in a financial crisis and a family member suggested I call 4 Pillars for help. I made the call and within a week we had a plan together to take the financial stress away, and rebuild my credit. The support I received was phenomenal. I would recommend 4 Pillars to anyone with financial burdens. Thank You

I was in a financial crisis and a family member suggested I call 4 Pillars for help. I made the call and within a week we had a plan together to take the financial stress away, and rebuild my credit. The support I received was phenomenal. I would recommend 4 Pillars to anyone with financial burdens. Thank You

Kitchener, ON

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Peggy C., Sales Associate

Years of living off credit cards finally caught up with me and I was no longer able to make all of my payments or qualify for additional credit. 4 Pillars showed me how to get out debt and stay out of debt. I can't thank them enough.

Years of living off credit cards finally caught up with me and I was no longer able to make all of my payments or qualify for additional credit. 4 Pillars showed me how to get out debt and stay out of debt. I can't thank them enough.

Muskoka, ON

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Heidi K

None everything was perfect When we were referred to 4 Pillars from a friend, we thought our options were limited. After speaking to Adrian, we saw the light at the end of the tunnel and got our first good night’s sleep in months. Heidi K

In response to: “Is there room for improvement or anything you would change?”

None everything was perfect When we were referred to 4 Pillars from a friend, we thought our options were limited. After speaking to Adrian, we saw the light at the end of the tunnel and got our first good night’s sleep in months. Heidi K

Peterborough, ON

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A. Patel

Speechless – Excellent Job

Speechless – Excellent Job

Scarborough, ON

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Daniel F

My small business had run into problems which over time put me in a lot of debt. It put me in a stagnant situation without being able to move forward with my life or career. Jim advised a plan that decreased my debt by almost 70% for a small monthly payment. This has helped me to save money again and has greatly improved my situation.

Small business in trouble

My small business had run into problems which over time put me in a lot of debt. It put me in a stagnant situation without being able to move forward with my life or career. Jim advised a plan that decreased my debt by almost 70% for a small monthly payment. This has helped me to save money again and has greatly improved my situation.

Hamilton, ON

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VL

This note is to express how I feel about 4 Pillars. I have been treated like I was investing in the company they were so kind. I was given all of the information I needed and Scott Patton was the best, very professional and friendly. You should be proud to have these people working for your company. Thank You

This note is to express how I feel about 4 Pillars. I have been treated like I was investing in the company they were so kind. I was given all of the information I needed and Scott Patton was the best, very professional and friendly. You should be proud to have these people working for your company. Thank You

Kitchener, ON

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Ron and Mary

It was really hard admitting that our debt was out of control but everyone at 4 Pillars was really supportive, making the whole process easy and stress free. We highly recommend 4 Pillars Debt Consultants.

It was really hard admitting that our debt was out of control but everyone at 4 Pillars was really supportive, making the whole process easy and stress free. We highly recommend 4 Pillars Debt Consultants.

Muskoka, ON

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Bowen M – Communications Coordinator

Debt reduced from $110,000 to $31,750
Paid $10,000 lump sum and $362.50 for 60 months at 0% interest

Working with Blair was the key step in resolving a decades-long debt issue. It is impossible to underscore how important working with him has been in moving a debt issue to a place that is finally manageable. Blair is patient, understanding and knowledgeable. I'd work with him again in a heartbeat. I've already referred friends to him. Call him.

Key step in resolving a decades long debt issue

Debt reduced from $110,000 to $31,750
Paid $10,000 lump sum and $362.50 for 60 months at 0% interest

Working with Blair was the key step in resolving a decades-long debt issue. It is impossible to underscore how important working with him has been in moving a debt issue to a place that is finally manageable. Blair is patient, understanding and knowledgeable. I'd work with him again in a heartbeat. I've already referred friends to him. Call him.

Victoria, BC

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