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4 Pillars

Hear what hundreds of clients had to say

Average of 4.9 out of 5 from 1010 in-house reviews

422 Reviews from


Ann & Lyle

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Scott at 4Pillars Consulting helped lift a weight off our shoulders. Before contacting 4 Pillars we were being swallowed by our debt. We were stressed and losing sleep, worried about where the money would come from each month to cover the bills. Scott, professionally, without judgement, worked hard to show us all of our options. We filed a consumer proposal approximately 1 year ago and now we can finally see the end of our debt in sight. Thank you Scott and 4 Pillars Consulting.

THE END OF DEBT

Scott at 4Pillars Consulting helped lift a weight off our shoulders. Before contacting 4 Pillars we were being swallowed by our debt. We were stressed and losing sleep, worried about where the money would come from each month to cover the bills. Scott, professionally, without judgement, worked hard to show us all of our options. We filed a consumer proposal approximately 1 year ago and now we can finally see the end of our debt in sight. Thank you Scott and 4 Pillars Consulting.

Kitchener, ON

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Stella

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I am so thankful to God that I met 4 Pillars. For using you as an instrument to resolve my financial heaviness in the past. Because of you John, Jennifer and Sonia, the staff behind 4 Pillars, thank you! I am now able to move forward, on the road to recovery. My heavy burden is now lighter and the stress relief. I can go back to enjoying making my life a much better place. Thank you again so much for everything!!!You helped me reduce my debt and achieve my financial goals. May God bless you more than you planted. all the best---Stella

I am so thankful to God that I met 4 Pillars. For using you as an instrument to resolve my financial heaviness in the past. Because of you John, Jennifer and Sonia, the staff behind 4 Pillars, thank you! I am now able to move forward, on the road to recovery. My heavy burden is now lighter and the stress relief. I can go back to enjoying making my life a much better place. Thank you again so much for everything!!!You helped me reduce my debt and achieve my financial goals. May God bless you more than you planted. all the best---Stella

Mississauga, ON

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Steve and Andrea

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We just wanted to thank you for getting us through an awful time in our financial lives. We are so thankful that there are services out there that could help us start over without losing everything. We will definitely forward your name to anyone we come across whom we feel could use your services. Thanks again for helping give us a fresh start. Sincerely, Steve and Andrea

Thank you for getting us through an awful time

We just wanted to thank you for getting us through an awful time in our financial lives. We are so thankful that there are services out there that could help us start over without losing everything. We will definitely forward your name to anyone we come across whom we feel could use your services. Thanks again for helping give us a fresh start. Sincerely, Steve and Andrea

Kitchener, ON

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Anonymous

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I cannot thank you enough for helping me, Sonia!

I cannot thank you enough for helping me, Sonia!

Mississaugav, ON

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DM

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I have received very professional and satisfying service from Scott Patton and 4 Pillars Consulting. Everything was explained to me in great detail on what would transpire, and he was very accommodating for appointments and working around my schedule. I would highly recommend Scott and 4 Pillars Consulting. Scott has made this transition much easier for me.

I have received very professional and satisfying service from Scott Patton and 4 Pillars Consulting. Everything was explained to me in great detail on what would transpire, and he was very accommodating for appointments and working around my schedule. I would highly recommend Scott and 4 Pillars Consulting. Scott has made this transition much easier for me.

Kitchener, ON

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Anonymous

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Really appreciated your great team to reduce my debt . Thanks you so much for your kindness and helping me . God bless you all ! Again thank you

Really appreciated your great team to reduce my debt . Thanks you so much for your kindness and helping me . God bless you all ! Again thank you

Mississauga, ON

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Skye

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I was apprehensive at first to go through with the consumer proposal. I did some research before I went in and asked Scott all the concerns and questions I had. His ability to deal with things, in a very professional yet courteous manner and in the way he answered my questions, made me more comfortable in my decision. I went in weary and left feeling good about the decision I made.

I was apprehensive at first to go through with the consumer proposal. I did some research before I went in and asked Scott all the concerns and questions I had. His ability to deal with things, in a very professional yet courteous manner and in the way he answered my questions, made me more comfortable in my decision. I went in weary and left feeling good about the decision I made.

Kitchener, ON

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Anonymous

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Thank You for helping people get out of debt, like me.GOD BLESS 4PILLARS

Thank You for helping people get out of debt, like me.GOD BLESS 4PILLARS

Mississauga, ON

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Troy

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My overall experience with Scott at 4 Pillars was great. Scott was very professional and friendly. It was very helpful that Scott was able to schedule appointments at my convenience and around my schedule. It's great to finally be debt free. I recommend 4 Pillars to anyone who needs financial assistance!

My overall experience with Scott at 4 Pillars was great. Scott was very professional and friendly. It was very helpful that Scott was able to schedule appointments at my convenience and around my schedule. It's great to finally be debt free. I recommend 4 Pillars to anyone who needs financial assistance!

Kitchener, ON

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Anonymous

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After seeing an online ad for 4 Pillars Consulting Group and having read their clients’ positive testimonials, I decided to call them. I knew that I desperately needed help with my financial nightmare, and I tried other avenues that didn’t help, so I thought I’d at least call them. It was a fantastic decision. I spoke with Sonia Oliveira on the telephone, and she invited me to come to her office for a consultation. I did go, and found Sonia to be very helpful, with a friendly and professional approach. I came to Sonia after having spent the last couple of years trying to fix my personal and business debt loads on my own, without having any success at all. My debts were spiralling out of control, and interest charges plus persistent calls, texts, and letters from my creditors were making my life very tough. I actually did seek professional advice from four previous sources, but only one was partway able to help me, and yet they were not very easy to work with or to reach. Still, I would’ve used them, because they were the best I’d come across thus far, that is, until I found Sonia. Sonia was different, because she treated me like a client who was also a person. She treated me like a priority. I felt very poorly about myself due to my situation. I was stressed and intimidated by my creditors, and I was living with the stigma of carrying a high debt load. Sonia nicely yet firmly told me on a couple of occasions to relax, because I had given control of my situation to her, and that she would help. She understood what this was doing to me, and she effectively helped me. She made me realize that my debt wasn’t what identified me as a person, and she also helped me with my finances. Sonia has integrity, and even though she is busy helping other clients, she still finds time to return e-mails and telephone calls in a timely manner, which my other prospective organization wasn’t always able to do. Sonia works with me and for me, so I finally listened to her advice to stop negotiating with my creditors, and to let her handle them for me. Her advice worked. Sonia worked hard to negotiate a workable solution to my financial predicament, and she is still there for me to offer further financial guidance as I need it. I am not just released from the stress of debt, but I am continuously learning, through 4 Pillars, to recognize the patterns that drove me to this situation, and to prevent the same thing from happening to me again. As I write this testimonial, I feel like I am one of the many 4 Pillars success stories that I originally read about. I thought I’d be able to fix my problem, but I couldn’t do so without Sonia’s professional help. Thank you Sonia and 4 Pillars for treating my financial situation with respect. Thank you Sonia for convincing me to stop stressing about my creditors, and to let you handle everything on my behalf. You do so very well. I definitely recommend you Sonia to anyone needing a financial life revival. Ivonne from Mississauga

After seeing an online ad for 4 Pillars Consulting Group and having read their clients’ positive testimonials, I decided to call them. I knew that I desperately needed help with my financial nightmare, and I tried other avenues that didn’t help, so I thought I’d at least call them. It was a fantastic decision. I spoke with Sonia Oliveira on the telephone, and she invited me to come to her office for a consultation. I did go, and found Sonia to be very helpful, with a friendly and professional approach. I came to Sonia after having spent the last couple of years trying to fix my personal and business debt loads on my own, without having any success at all. My debts were spiralling out of control, and interest charges plus persistent calls, texts, and letters from my creditors were making my life very tough. I actually did seek professional advice from four previous sources, but only one was partway able to help me, and yet they were not very easy to work with or to reach. Still, I would’ve used them, because they were the best I’d come across thus far, that is, until I found Sonia. Sonia was different, because she treated me like a client who was also a person. She treated me like a priority. I felt very poorly about myself due to my situation. I was stressed and intimidated by my creditors, and I was living with the stigma of carrying a high debt load. Sonia nicely yet firmly told me on a couple of occasions to relax, because I had given control of my situation to her, and that she would help. She understood what this was doing to me, and she effectively helped me. She made me realize that my debt wasn’t what identified me as a person, and she also helped me with my finances. Sonia has integrity, and even though she is busy helping other clients, she still finds time to return e-mails and telephone calls in a timely manner, which my other prospective organization wasn’t always able to do. Sonia works with me and for me, so I finally listened to her advice to stop negotiating with my creditors, and to let her handle them for me. Her advice worked. Sonia worked hard to negotiate a workable solution to my financial predicament, and she is still there for me to offer further financial guidance as I need it. I am not just released from the stress of debt, but I am continuously learning, through 4 Pillars, to recognize the patterns that drove me to this situation, and to prevent the same thing from happening to me again. As I write this testimonial, I feel like I am one of the many 4 Pillars success stories that I originally read about. I thought I’d be able to fix my problem, but I couldn’t do so without Sonia’s professional help. Thank you Sonia and 4 Pillars for treating my financial situation with respect. Thank you Sonia for convincing me to stop stressing about my creditors, and to let you handle everything on my behalf. You do so very well. I definitely recommend you Sonia to anyone needing a financial life revival. Ivonne from Mississauga

Mississauga, ON

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Back on track

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After a significant injury, I was left unable to work for a little over a year which left me turning to credit cards and payday loans to make ends meet. My finances crumbled and I felt myself running out of options. I spiraled into a depression, which only added insult to injury. After looking online trying to find out what my options were, I stumbled upon 4 Pillars. Scott contacted me right away and offered great knowledge and expertise. He went through all of my options with me and helped me figure out the best strategy. Because of Scott, a huge weight was lifted off of my shoulders and I am now able to focus on regaining my financial footing. Scott, thank you from the bottom of my heart for all of your help.

After a significant injury, I was left unable to work for a little over a year which left me turning to credit cards and payday loans to make ends meet. My finances crumbled and I felt myself running out of options. I spiraled into a depression, which only added insult to injury. After looking online trying to find out what my options were, I stumbled upon 4 Pillars. Scott contacted me right away and offered great knowledge and expertise. He went through all of my options with me and helped me figure out the best strategy. Because of Scott, a huge weight was lifted off of my shoulders and I am now able to focus on regaining my financial footing. Scott, thank you from the bottom of my heart for all of your help.

Kitchener , ON

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Bryan

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I was in a financial crisis and a family member suggested I call 4 Pillars for help. I made the call and within a week we had a plan together to take the financial stress away, and rebuild my credit. The support I received was phenomenal. I would recommend 4 Pillars to anyone with financial burdens. Thank You

I was in a financial crisis and a family member suggested I call 4 Pillars for help. I made the call and within a week we had a plan together to take the financial stress away, and rebuild my credit. The support I received was phenomenal. I would recommend 4 Pillars to anyone with financial burdens. Thank You

Kitchener, ON

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Michelle

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To whom it may concern: My name is Michelle and I recently hired Scott Patton from 4 Pillars to help consolidate built up debts that incurred last year. Due to the amount of debt I was in, I was overwhelmed with figuring out how I was going to pay these companies back without having enough income to do so. At this point I was referred to 4 Pillars, where Scott was able to show me my options on how I could consolidate my debt and speak to my Creditors on my behalf. After discussing all my possible options, I was able to choose the correct solution to my problem and receive peace of mind knowing I had found the right place to help me with my overwhelming debt. I am thankful and happy to say I will recommend 4 Pillars for anyone in a state of debt crisis.

To whom it may concern: My name is Michelle and I recently hired Scott Patton from 4 Pillars to help consolidate built up debts that incurred last year. Due to the amount of debt I was in, I was overwhelmed with figuring out how I was going to pay these companies back without having enough income to do so. At this point I was referred to 4 Pillars, where Scott was able to show me my options on how I could consolidate my debt and speak to my Creditors on my behalf. After discussing all my possible options, I was able to choose the correct solution to my problem and receive peace of mind knowing I had found the right place to help me with my overwhelming debt. I am thankful and happy to say I will recommend 4 Pillars for anyone in a state of debt crisis.

Kitchener, ON

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VL

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This note is to express how I feel about 4 Pillars. I have been treated like I was investing in the company they were so kind. I was given all of the information I needed and Scott Patton was the best, very professional and friendly. You should be proud to have these people working for your company. Thank You

This note is to express how I feel about 4 Pillars. I have been treated like I was investing in the company they were so kind. I was given all of the information I needed and Scott Patton was the best, very professional and friendly. You should be proud to have these people working for your company. Thank You

Kitchener, ON

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K&J

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I want to say "Thank You" again for all of your encouragement and help through a dark and stressful time. I can now breathe again and have my debt reduced by 70%! A huge weight has been lifted to make my life a much better place.

I want to say "Thank You" again for all of your encouragement and help through a dark and stressful time. I can now breathe again and have my debt reduced by 70%! A huge weight has been lifted to make my life a much better place.

Kitchener, ON

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J&D W

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4 Pillars, We want to thank you for helping us to get our finances back in control. The phone call harassment from creditors has stopped. We can now sleep at night without getting stressed out. We really appreciate what you have done for us. Thank You.

4 Pillars, We want to thank you for helping us to get our finances back in control. The phone call harassment from creditors has stopped. We can now sleep at night without getting stressed out. We really appreciate what you have done for us. Thank You.

Kitchener, ON

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Peggy C., Sales Associate

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Years of living off credit cards finally caught up with me and I was no longer able to make all of my payments or qualify for additional credit. 4 Pillars showed me how to get out debt and stay out of debt. I can't thank them enough.

Years of living off credit cards finally caught up with me and I was no longer able to make all of my payments or qualify for additional credit. 4 Pillars showed me how to get out debt and stay out of debt. I can't thank them enough.

Muskoka, ON

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Ron and Mary

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It was really hard admitting that our debt was out of control but everyone at 4 Pillars was really supportive, making the whole process easy and stress free. We highly recommend 4 Pillars Debt Consultants.

It was really hard admitting that our debt was out of control but everyone at 4 Pillars was really supportive, making the whole process easy and stress free. We highly recommend 4 Pillars Debt Consultants.

Muskoka, ON

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Justin F., Teacher

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Ryan was so understanding when we were going through our debt settlement. She always took the time to explain the process and answer all of our questions. Thanks to everyone at 4 Pillars our debt has been cut down significantly and my family will be free and clear in just a couple years.

Ryan was so understanding when we were going through our debt settlement. She always took the time to explain the process and answer all of our questions. Thanks to everyone at 4 Pillars our debt has been cut down significantly and my family will be free and clear in just a couple years.

Muskoka, ON

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