4 Pillars
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Myth: There are Government programs that will take care of my debt for me.

Reality: The Government will not bail you out.

This is a common but misleading statement, especially online. With all the news of bailouts over the years, many assume the Government will come to their aid. However, the Government does not and will not ever cover your debts. The fact is the “Government Programs” you’ve read about are nothing more than the laws that currently exist to help people opt into Consumer Proposals or Bankruptcy. The Office of the Superintendent in Bankruptcy (OSB) has created options for those dealing with crushing debt. However, these programs simply provide individuals with a legal means of repaying their debts while still being able to carry on with their lives without losing everything.