Is it possible to include a mortgage in a debt restructuring plan?

If you do have a large loan that is secured against your house you should verify by obtaining a residential property search that can be conducted in every province in Canada. The fee is normally around $30 for such a service, and it will list your residential home and any loans that are currently registered against it. If the loan is secure, then it cannot be included. However if you have debt arising from a shortfall after a property has been foreclosed, we can help you deal with this.

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