LET’S DISCUSS DEBT RESTRUCTURING You’ve stretched your credit cards to the absolute limit, you’ve borrowed money time and again to pay off bill after bill, and perhaps you’ve gone to the wall on a line of credit. In short your household debt is completely out of your control. Your money is in charge of you,...Continue reading
The debt system in Canada is broken. The industry knows it. But things are getting better for Canadians dealing with large amounts of debt. The insolvency industry may not have realized it yet, but is going through a shake-up and how consumers deal with debt is changing for the better. The current debt system in...Continue reading
Shortly after completing their training one of our new offices asked me: “what does ‘clients for life’ really mean? Isn’t our entire service designed so that they don’t become repeat clients? That they get out of debt and never face further financial challenges again?” I thought this was a great question and if one of...Continue reading
Debt Settlement: A Permanent Vacation from your Debt All summer long you’ve listened to friends tell you about their fabulous vacations. They’ve blogged about grand adventures, posted pictures of amazing escapades, and regaled you with humorous antidotes about that time they did that thing. And when they get around to asking about your summer, you...Continue reading
Personal Debt: The house guest who won’t leave You’ve tried to be polite. You’ve dropped subtle hints. You’ve even short sheeted the bed in the guest room. But still, you’re stuck with a guest who refuses to leave. A once welcome friend or family member who now eats all your food, runs up your phone...Continue reading
Why High Credit Card Debt should be Restructured Urgently Many Canadians struggle with credit card debt each year and often do not act quickly enough to restructure this debt and avoid financial disaster. Why is credit card debt so financially crippling? It`s all down to the interest and how it is calculated. Most people are...Continue reading
The 4 Pillars Franchise Outlook The financial forecast for Canadian families looks positive this year with a good chance of debt relief. As the burden of personal debt spreads across the country so does help to reduce that debt in the form of 4 Pillars Debt Solutions. For 10 years 4 Pillars Debt Solutions has been...Continue reading
Financial Literacy Ending the Cycle of Debt Is personal debt hereditary? Are there bad credit genes? While we may not have inherited our credit DNA from our parents, we have learned by their example, for better or worse. Though Canadian schools have always taught the 3 R’s, Readin’ Ritin’ and Rhithmatic’, the last 30 years...Continue reading
Looking out for Number One or looking after your interests? We live in a cynical world. There’s no such thing as a ‘free’ lunch, the flirty waitress is working for tips, and the friend who just praised you to the heavens is probably going to ask for a favor. Though age and experience has left...Continue reading
Debt Settlement – Time for your Wake Up Call. Aren’t you tired of it all? The nagging worry… The excuses …The shame. If living with debt is a nightmare you can’t escape, this is your wake up call. Hitting the Snooze Alarm You’ve tried managing your debt. Making your minimum payments. Taking out an extra...Continue reading
