How to deal with overwhelming car debt! Quite often we hear from people who say: “I don’t have that much credit card debt, but my vehicle debt is killing me!” It’s not unusual for us to see folks who are paying $800 to $1000 per month or more for a vehicle and that doesn’t include...Continue reading
Judy’s Story of Hope………. When I first met with Judy, her first words to me were, “I know you can’t help me but I’ve tried everywhere else and you are my last hope.” She went on to tell me that she had been turned down by her bank for a consolidation loan and had been...Continue reading
Why Avoid Bankruptcy ?? It may seem like nobody should need a reason to avoid bankruptcy, but compared to constant calls from creditors or the humiliation of having a perpetually empty wallet, bankruptcy can start to look less intimidating. If you are thinking about declaring bankruptcy, give yourself enough time to make sure that you...Continue reading
I recently had a meeting with a senior that reached out to me to learn of what options are available to help him reduce or consolidate his debt. He rents an apartment in Ottawa and also owns a car that has been paid-off for a couple of years. His income consists entirely of Government Assistance....Continue reading
FOR IMMEDIATE RELEASE 4 Pillars builds a Foundation of Debt Relief in Quebec Montreal, Quebec. 4 Pillars Debt Solutions is excited to announce a new team to the 4 Pillars family. The offices of 4 Pillars Quebec are now open in Montreal. For over 14 years 4 Pillars has been helping Canadians reduce their...Continue reading
Back to School: A Lesson in Debt Relief Remember the excitement of going back to school. Shopping for school supplies, new clothes, getting to see all of your friends again! There were even times as an adult when you got excited going to the office supply store if for no other reason than to...Continue reading
The Dog Eat Dog World of Debt We live in a Dog Eat Dog world and if you’re living with a lot of personal debt, you’re not the one of the big dogs…. your creditors are. Sure you can spend your time chasing your tail trying to get control, but at the end of the...Continue reading
Debt History: Are we doomed to repeat it? In the sultry words of Shirley Bassey, “They say the next big thing is here, that the revolution’s near, but to me it seems quite clear, that it’s all just a little bit of History Repeating!” When it comes to your personal debt,...Continue reading
Today, I want to share two positive things. Our goal at 4 Pillars is to educate you, showing you the different ways out of debt. It’s a mission we really do believe in. 4 Pillars’ Troy Tisserand was recently recognized by the Financial Consumer Agency of Canada (which is run by the Government of Canada)...Continue reading
WHY HAVE PERSONAL DEBT LEVELS RISEN SO HIGH IN CANADA? There has been a perfect storm brewing in Canada for the past several years. This storm is “perfect” for the banks and the lenders because it is keeping everyday Canadians stuck in the debt cycle. This debt cycle is what makes the lenders so profitable....Continue reading
