Benjy from our 4 Pillars Victoria office posted a helpful article that shows how to evaluate debt consultants. You read that article which includes reviews for 4 Pillars here. If you live in Victoria, drop by Benjy’s office (pictured below). The address is 2311 Watkiss Way, #103, Victoria, BC, V9B 6J6. (250) 882-5556 Here are the questions...Continue reading
WHAT IS HOLDING YOU BACK FROM GETTING FINANCIAL HELP? FEAR Unfortunately, this is one of the main reasons that someone experiencing financial difficulty, continues to struggle for years before seeking help. Fear of what will happen to them personally. Fear of losing everything they own, especially their home. If you are indeed struggling financially and...Continue reading
Debt Consolidation vs. Debt Settlement I am often contacted by clients wanting to know the difference between Debt Consolidation and Debt Settlement/Debt Restructuring. In today’s column, we will explore the difference between the two: Debt Consolidation can often be an excellent way for a person, carrying too much unsecured debt, i.e., credit cards, lines of...Continue reading
Bankruptcy Trustees: Know your friends There’s an old saying that you don’t really know who your friends are until you need them. When you’re experiencing financial difficulties it’s easy to see who your real friends are… they’re the ones still taking your calls! Now these friends will want to help, offering sage advice on how...Continue reading
Debt Settlement – Waking from the Nightmare You know that dream where you’re on the run, trying to escape some evil, faceless, force that is trying to destroy you. But wherever you hide, it’s close behind and just off in the distance you see your family pleading with you to save them. As you...Continue reading
The Credit Card Debt Two Step There’s a new dance craze sweeping the country and it has everyone shuffling to a new beat. But the longer you’re on the dance floor the harder it is to keep in time. It’s a whirling dervish of movement that leaves you dizzy, disoriented and on edge. It’s the...Continue reading
Separating Debt Fact from Debt Fiction There’s a lot of information flying around the internet. It can be a little overwhelming when you need to distinguish fact from fiction. FACT, no matter how many times you share that notice on your Facebook page, Mark Zuckerberg is NOT sending you a million dollars. Sorry. Neither is...Continue reading
Financial Fitness: Who says you need Pain for Gain? There’s never a bad time to get in shape. I’m not talking about joining a gym. I’m talking about getting your finances in order. If your savings have lost their muscle tone, if your middle of the month is light on cash, if your diet...Continue reading
Starting over from to much debt: It is possible Have you ever dreamt of walking away from it all. Starting over someplace new; someplace where nobody knows you, nobody knows your history. A fresh start. Unfortunately there is no ‘do-over’ button when it comes to your debt. Every month it’s a not so friendly reminder...Continue reading
As The Debt Turns: A financial Soap Opera. Who doesn’t love a good sudsy daytime drama? One where the characters are beautifully flawed and ageless, one with a plot so slow you can miss a few months and still tune in to find the same storyline still dragging on. There’s something bizarre yet comforting about...Continue reading
