Mirror Mirror on the Wall: Who has the Scariest Debt of All?  In all of the fairy tales we read as children there was always a hero and a villain.  A wicked witch, an evil step mother, an ogre, a troll, or a cruel king, good versus evil.  These were classic tales for the ages,...Continue reading

Debt is a lot like mold.  Left unattended it grows and grows and grows.  In fact the longer you hold onto your debt, the larger it gets until you find yourself living in a toxic financial environment.  With late or missed payments comes mounting interest rates and exorbitant fees and penalties.  The first casualty is...Continue reading

Regret is a powerful thing.  It can paralyze you, force you to live in the past and plague you with self-doubt.  When all of your stories begin with IF ONLY I’D… you’re not looking forward, you’re stuck in a world of regret.  Some regret is temporary, “If only I hadn’t eaten the whole tub of...Continue reading

How does 4 Pillars help reduce debt in 2026? For the blog today, I would like to answer some questions that you may be thinking about, but haven’t asked yet. I want to help you understand what we at 4 Pillars actually do for you, the client, and how our services help you to reduce...Continue reading

Is Bankruptcy the Only Option? In recent months and years our Canadian economy has taken a downward spiral. Just a few years ago it seemed that we had it made. There were more jobs than workers and the money was flowing in. It was easy to qualify to buy houses, trucks and toys and so...Continue reading

How to Reduce Your Debt in Medicine Hat Many people want to reduce their debt or have no debt at all, but have no idea how or where to start. If you wait too long to gain control of your financial situation you may have devastating results. Right now is the best time to start...Continue reading

6 Tips to Reduce Your Debt Everyone wants to be debt free, but it can be difficult to actually get to that point. Today I want to give you 6 tips on how you can reduce your debt, and be closer to living debt free. Change your mortgage payments from monthly to bi-weekly. By changing...Continue reading

Seize or Sue Secured Loans BC Many times a week we get calls from people who are stuck in bad car loans. It seems like there are a lot of high interest lenders out there these days, and there are a lot of people who get trapped in high interest car loans. These loans can...Continue reading

5 Ways to Avoid Bankruptcy Everyone makes mistakes with money sooner or later. The best we can do is try to mitigate our bad decisions and solve financial problems before they spiral out of control. Here are a few easy, pragmatic, and straightforward steps to fixing your financial worries, controlling your debts, and avoiding bankruptcy....Continue reading

We have all been through challenging times in our lives when we have to make hard financial decisions. From job loss, sickness, injury, to marital breakdown. These are all situations that can affect our ability to pay our debts. These situations obviously lead to an extreme amount of stress being felt by all of the...Continue reading