Is the Bank Really Trying to Provide You With Debt Help? Is the bank the best place to go for Debt Help? If you live in North York and you’re struggling with debt should you just hop on down to your local bank and speak with the teller, manager, or any other individual at the...Continue reading

What Do You Mean By Debt Consolidation? About once a week I’ll answer my phone and hear the following… “Hi, yes, I’d like to chat with you about consolidating my debts…do you do that?” At this point I know I’m going to have to provide some clarity. I usually suspect the person I’m speaking with...Continue reading

Navigating The “Seize” Of Debt Help Companies Would you agree with me if I said solving debt, no matter through what avenue, needs to be taken as a serious financial decision? That one needs to be informed about every option and what the best solution is for them? Debt solutions are never one size fits...Continue reading

Spring Cleaning your Debt How do you know its spring?  First you push the clocks ahead, then you invest in some serious allergy medication, then you find yourself with the urge to clean.  Not just clean, but purge.  You invest in storage containers, grout brushes, chemical free nature friendly cleaners that smell suspiciously like vinegar. ...Continue reading

Recycling Your Debt You wash out your tin cans and place them in the proper bins.  You sort your papers from your plastics, compost your table scraps, and haul all of your recycling to the curb.  You do this because you want to leave a better world for your children.  You want to undo the...Continue reading

Ethics and Integrity in Debt Management There are some words, like ETHICS and INTEGRITY that get thrown around so often that they start to lose their meaning.  Information has become infotainment, and journalism has become propaganda. Everybody has an agenda.  It’s gotten to the point that people have become desensitized to anyone claiming to hold...Continue reading

Debt, the Ultimate Passion Killer What are you passionate about?  What gets you motivated and out of bed every day? Do you even remember? When you’re living with debt, it crushes down on you, slowly, methodically, until you’re numb.  The first casualty of debt is usually your passion for life. When is the last time...Continue reading

Debt Renovations: Make Over or Tear Down Home renovations are never fun, no matter how creative or handy you think you are.  Whether you’re undertaking a weekend project to build a deck or you’re doing a complete over haul of your home, it’s expensive, inconvenient, and stressful. Tighten Your Tool Belt The thing about home...Continue reading

No Joke, Debt Help is Real Did you hear the one about the guy who walked into bank and was given multiple loans despite have horrible credit due to debt?  Yah, that’s a good one.  There is no punchline when you’re living with debt, in fact it’s no laughing matter at all. Where’s Your Sense...Continue reading

In this post, I’ll share key lessons about how to start a franchise. These lessons are based on what the founding partners of 4 Pillars and I learned while building our business from zero to 80 locations across Canada. “So what’s the key to building a franchise? How do you actually get the business up...Continue reading