Debt and Fear: What Do You Really Have to Lose? Fear is paralyzing. It keeps you from moving forward. It doesn’t matter if yours is a fear of failure, a fear of success, or a fear of change. Fear immobilizes you, whether you are conscious of it or not. Fear keeps you from picking up...Continue reading
Obscure Facts about Bankruptcy The term “bankruptcy” is not synonymous with simply losing all of your money and assets. It also doesn’t mean all of your debts are cleared, or that you will lose your house and furniture. There are also many other options available to deal with crippling debt other than declaring bankruptcy. The...Continue reading
A married couple from Huntsville were referred to our office several months ago. They were on a fixed pension income and had gone to a mortgage broker to see if they could consolidate their $82,000 credit card debt into a new mortgage. Due to the loan to value rules, the mortgage broker was only...Continue reading
Is Vehicle Debt Killing You? By Bob Hauck, 4 Pillars Kamloops (January 2016) Sometimes people come to us and the biggest issue they’re having is their vehicle debt—it’s ‘killing’ them. How does this happen? Easy enough! Occasionally I meet with people who have decided to buy a pretty expensive vehicle, often loaded up. At the...Continue reading
Year End Clearout: Cutting Your Debt Down To Size It’s that time of year. Retailers all over the country are blowing inventory out their doors at ridiculous savings to you!! Boxing Day Events turn into Boxing Week Events before morphing into January Clearance Extravaganza’s!!! Incredible storewide savings on all of the stuff you didn’t realize...Continue reading
How will debt consolidation help me with my debt? You may be in need of some debt help if you are having a difficult time making all of your payments, if you find you don’t have enough money at the end of the day for food or necessities because of your debts, or if you...Continue reading
Help! My credit card debt is out of control! Credit cards can be a great tool, if you know how to use them wisely. Unfortunately it can be all too easy to fall into the trap of buying more than you can afford and end up making minimum payments only, while never really paying it...Continue reading
How can debt consolidation help my debt? Do you have a difficult time making all of your payments? Do you find yourself not having enough money at the end of the day for food or necessities because of your debts? Are you only making the minimum interest payments and not paying down any of your...Continue reading
What is Debt Consolidation Vs. Debt Restructuring? Often, people do not know what the difference between debt consolidation and debt restructuring is. What does it mean to restructure your debt? How can you know which option to choose when deciding how to pay off your debt? It is important to explore and understand all of...Continue reading
So many people would like to reduce their debt or get out of debt completely, but are unsure of how to start. Waiting for too long to gain control of your financial situation can have devastating results. The best time to start getting out of debt is right now, before you reach the point of...Continue reading
