Blair Greenwood
  • Blair Greenwood

  • 360B Harbour Road
    Victoria, BC
    V9A 3S1
  • 250-590-7890
  • blairg@4pillars.ca

Debt Consolidation & Credit Rebuilding for Victoria, BC

Blair Greenwood - Debt Relief Consultant

Blair helps families and individuals in Victoria BC with debt settlements, restructuring, credit rebuilding and, as a final option, bankruptcy. Below, I share my process as well as a case study for a recent Victoria resident, who I helped reduce his debt from $38,000 to $7K.

There's no question if you are reading this you understand how stressful debt is and how it not only affects your life but also affects people around you.

Having helped hundreds of Victoria BC families and businesses I understand where you are at and what you are going through. It is important that you are educated on all of your debt relief and settlement options so you make the right decision. You have alternatives to bankruptcy and while it might seem like you'll never climb from debt right now, there is hope.

This page will introduce you to some common paths out of debt. If you have a specific question, feel free to email your question through the form on the right. I'll personally respond.

BBB Accredited Business Seal

Click for the BBB Business Review of this Credit & Debt Counseling in Victoria BC

Debt Restructuring and Consolidation Services Victoria BC

Over the years I have seen many people make poor decisions and deal with companies/services that are not on your side (even though they give you the impression they are).

With 4 Pillars representing you and not your creditors we have access to many different strategies to solve debt issues.

Some of the common debt help options we recommend to clients include:

  • Consolidation Loans
  • Informal Proposals
  • Consumer Proposals
  • Asset Protection
  • Refinancing
  • Budgeting
  • Credit Rebuilding
  • Bankruptcy (last resort)

4 Pillars Consulting Vancouver Island Feature

4 Pillars Consulting Group Vancouver Island feature discussing why they love to assist consumers struggling with debt.

You have many options. I'll help you choose the right path

Whether your current with your payments and realise that you are never going to be debt free or you are behind on payments and creditors are chasing you I strongly urge you to talk to me.

Debt restructuring involves reducing the overall amount of the debt owed and structuring a monthly payment or a one-time lump sum settlement. Some are complex others are straightforward. There are many factors to take into consideration when restructuring debt but with 4 Pillars you can be confident that you have a team of people working for you.

It's common to have a lot of questions. Take the time to meet with me so I can give you a complete explanation of how I helped other Victoria families and businesses.


How Debt Restructuring Works

I am happy to provide a free confidential consultation to anyone that is experiencing debt issues. My approach is always understanding and non-judgemental. During the consultation you will be provided with the following:

- A complete assessment of your financial situation
- All of the options available to eliminate your debt
- A debt restructuring plan customized for your situation
- A complete education on the debt industry and the role of Trustee's and Credit Counsellors
- A package of information for you to take home with you
- Opportunity for you to ask any and all questions that you have

If you decide to become a client of 4 Pillars and put our debt restructuring / debt consolidation plan in place we begin work right away on your file.

We will have numerous meetings as we work through the restructuring plan.

Throughout the process you will be kept up to date and all of your questions and concerns will be addressed. I am with you every step of the way and I am only satisfied once your restructuring plan is complete and you are on the path to a solid financial future.

Once your restructuring plan is complete you are provided with a detailed credit rebuilding program that will put you on a path to a solid credit score.

4 Pillars has the most comprehensive and successful credit rebuilding system in the industry. We have exclusive proprietary credit rehabilitation products that no other company provides.


If you live in Victoria, BC take the time to read these articles and get yourself educated on your bankruptcy and consumer proposal options

4 Pillars Personal Debt Restructuring: A Bankruptcy Case Study

To read more about debt restructuring....Learn More

4 Pillars Personal Debt Restructuring: Growing up in Debt

To read more about dealing with debt....Learn More

Looking our for Number One or looking after your interests?

To read more about who is really 'on your side'....Learn More


About Blair

Blair is committed to assisting individuals, families and businesses to find the most effective and quickest solution to their financial challenges. Blair has a strong passion for helping people overcome the stress and anxiety related to debt and credit issues. Blair works hard on behalf of his clients and enjoys witnessing the positive difference in people once their debt issue has been dealt with.

Blair has brought a vast background in business to 4 Pillars. For over 10 years he has owned several retail stores and has continuing experience in agriculture and real estate.

This experience has provided him with a unique understanding of economics. Blair has become a respected business leader among his peers and as a result he's had the privilege of providing guidance and mentorship to others.

When 4 Pillars approached Blair with an opportunity to operate the Victoria, BC office it was a natural fit.

About 4 Pillars

4 Pillars in Victoria, BC has successfully restructured the debt for over 1500 people in the past decade just on Vancouver Island alone!

4 Pillars is one of the largest debt restructuring firms in Canada. Being one of the biggest means we help a lot of Canadians, which gives us a vast amount of knowledge on how to deal with different situations, and creditors that we encounter.

What makes 4 Pillars unique is the fact that we only represent people in debt and do not represent the creditors like many other companies including licensed trustee firms. 4 Pillars provides creative solutions to eliminate debt, protect assets and rebuild credit for the future.


Reducing credit card debt for a recent Victoria BC resident

This individual had $85,000 in debt with a few major financial institutions. She was barely able to keep up with the minimum payments and if she was to continue it would take her over 80 years to become debt free.

I was able to structure a settlement of $250 a month for 60 months at 0% interest and can be paid off sooner if the opportunity arises. This client debt was taken from $85,000 to $15,000!

This individual had $38,000 in debt with one major bank in Canada. He is approaching retirement and needs every available dollar to go to his savings instead of servicing debt from the past. One of his family members was kind enough to give him $7000 which we used in his settlement. The bank agreed and in 60 days his debt went from $38,000 to $7K! He is now using our credit rebuilding program and if followed will have an excellent credit score in just a couple years.


My Victoria office

My office location is: 360B Harbour Road Victoria, BC V9A 3S1.

Call today to book a free one hour consultation in my office

Here is some of our local listings:

Here is my BBB rating:BBB Listing

LinkedIn 4 Pillars Consulting Profile:LinkedIn Profile

Here is my Yellow Pages Listing:Yellow Pages Listing

Here is my Google + Listing:Google + Listing

Here is my Facebook Page:Facebook

Blair Greenwood
  • Blair Greenwood

  • 360B Harbour Road
    Victoria, BC
    V9A 3S1
  • 250-590-7890
  • blairg@4pillars.ca

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